Cetem Containers (Belgium)
ActiveSummary
Cetem Containers (Belgium) has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €-376k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-86
Solvency82▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 4.25 against 2.58 in 2024; short-term debt: 20.7% and cash: 2% of total assets), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.2%
Return on assets
-15.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
41 d late
2023
31 d late
2022
30 d late
2021
94 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-376k
2024 · €450k
2018: €45k
2019: €106k
2020: €172k
2021: €795k
2022: €322k
2023: €82k
2024: €450k
2018 → 2025
Working capital
€1.61M▼ 11.3%
2024 · €1.81M
2018: €1.16M
2019: €1.08M
2020: €1.08M
2021: €1.39M
2022: €1.70M
2023: €1.55M
2024: €1.81M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.47M▲ 23.2%€1.53M▲ 3.5%€1.74M▲ 14.3%€1.37M▼ 21.6%
Operating result€1.07M-€467k▼ 56.5%€257k▼ 44.9%€574k▲ 123%€-373k
Net result€795k-€322k▼ 59.5%€82k▼ 74.5%€450k▲ 448%€-376k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €373k after €574k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€288k ▲ 11.1%
Current assets
€2.10M ▼ 29.0%
Equity and liabilities €2.39M
Equity
€1.37M ▼ 21.6%
Debt
€1.02M ▼ 30.7%
Debt's share of the balance-sheet total falls from 45.8% to 42.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-365k▼
2024 · €577k
Cash flow
€-368k▼
2024 · €452k
Current ratio
4.25▲
2024 · 2.58
Quick ratio
1.41▲
2024 · 1.16
Debt to equity
0.75▼
2024 · 0.85
ROE
-27.5%▼
2024 · 25.8%
ROA
-15.8%▼
2024 · 14.0%
Interest coverage
-22.67▼
2024 · 11.07
Debt ≤ 1 year
€494k▼
2024 · €1.15M
Debt > 1 year
€500k▲
2024 · €300k
Income taxes
€1k▼
2024 · €73k
Staff costs
€129k▲
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.22M€2.39M▼
Fixed assets21/28€259k€288k▲
Tangible fixed assets22/27€259k€288k▲
Plant, machinery and equipment23€238k€273k▲
Furniture and vehicles24€21k€15k▼
Financial fixed assets28€625€625=
Current assets29/58€2.96M€2.10M▼
Stocks and contracts in progress3€1.62M€1.41M▼
Stocks30/36€1.62M€1.41M▼
Amounts receivable within one year40/41€1.24M€507k▼
Trade receivables40€1.16M€416k▼
Other amounts receivable41€84k€91k▲
Current investments50/53-€74k
Cash at bank and in hand54/58€70k€48k▼
Deferred charges and accrued income490/1€21k€66k▲
Equity and liabilities
Total equity and liabilities10/49€3.22M€2.39M▼
Equity10/15€1.74M€1.37M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.68M€1.68M=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.68M€1.68M=
Profit (loss) carried forward14€0€-376k▼
Amounts payable17/49€1.47M€1.02M▼
Amounts payable after more than one year17€300k€500k▲
Financial debts170/4€300k€500k▲
Amounts payable within one year42/48€1.15M€494k▼
Trade debts44€821k€451k▼
Suppliers440/4€821k€451k▼
Advances received on contracts in progress46€300€0▼
Taxes, remuneration and social security45€80k€17k▼
Taxes450/3€70k€2k▼
Remuneration and social security454/9€10k€14k▲
Other amounts payable47/48€246k€27k▼
Accrued charges and deferred income492/3€27k€27k=
Income statement
Code20242025
Remuneration, social security and pensions62€89k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-62k€237k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€851€0▼
Gross operating margin9900€606k€4k▼
Operating profit (loss)9901€574k€-373k▼
Financial income75/76B€0€14k▲
Recurring financial income75€0€14k▲
Financial charges65/66B€52k€16k▼
Recurring financial charges65€52k€16k▼
Profit (loss) for the period before taxes9903€522k€-375k▼
Income taxes67/77€73k€1k▼
Profit (loss) for the period9904€450k€-376k▼
Profit (loss) for the period to be appropriated9905€450k€-376k▼
Appropriation of the result
Profit (loss) to be appropriated9906€450k€-376k▼
Transfer to equity691/2€218k€0▼
To other reserves6921€218k€0▼
Profit to be distributed694/7€232k€0▼
Directors or managers695€232k€0▼
Social balance
Average headcount (FTE)90871.21.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-376k ▼184%
Net result drops to €-376k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 41 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €795k ▲361%
Operating result €1.07M, net result €795k, both a record.
31-12
Financial
Equity above €1MEq €1.20M ▲83.8%
4 profitable years in a row build equity to €1.20M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €651k ▲36.1%
3 profitable years in a row build equity to €651k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 48 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luithagen-Haven 92030 AntwerpenGround area
2.8 ha
Building footprint
1.5 ha
Volume, LiDAR
110,344 m³
Parcel 11815D0262/00D000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Luithagen-Haven 9, 2030 Antwerpen
since 19952.072.747.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11815D0262/00D000 | Flanders | 2.8 ha | 1 · 1.5 ha | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 192 EUR awarded · 192 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 192 EUR | 192 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300VB1ZUF1XQTUD94
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Of 388 companies in sector 46630 we hold annual accounts for 276. 205 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-05-1995
Fiscal year end31-12
Activities, NACEBEL 2025
46630Wholesale trade
77120Rental and leasing activities
77229Renting and leasing of other personal and household goods
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.