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Cerrisimmo

Active
Private limited company· 5 yrs active
Tervurenlaan 148 ·1150 Sint-Pieters-Woluwe, Belgium
KBO/BCE: BE 0757.568.119
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Cerrisimmo is 8.8% (elevated). The 2021 annual accounts show equity of €32k and a net result of €27k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
8.8% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 12-08-2025 12 d late 2025-00371801
31-12-2023 31-07-2024 08-08-2024 8 d late 2024-00335997
31-12-2022 31-07-2023 28-08-2023 28 d late 2023-00361762
31-12-2021 31-07-2022 11-08-2022 11 d late 2022-20283054

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€27k
Working capital€22k

Annual accounts & ratios

Source: NBB · 2021
Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2021
Depositmicro
Revenue-
EBITDA€39k
Net profit€27k
Cash flow€29k
Staff costs-
Income taxes€9k
Dividends-
Total assets€53k
Equity€32k
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€22k
Employees (FTE)-
Ratios (computed)
2021
Current ratio2.04
Quick ratio2.04
Working capital ratio40.8%
Solvency60.8%
Debt / equity0.64
Long-term debt ratio-
Interest coverage157.85
Gross margin-
Net margin-
ROA51.5%
ROE84.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€53k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€43k
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€53k
Equity 10/15€32k
Contributions / capital 10/11€5k
Reserves 13€25k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€40k
Operating result 9901€37k
Financial income 75€23
Financial charges 65€247
Result before taxes 9903€37k
Income taxes 67/77€9k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
Ratios computed by Checked.

Health barometer

FY 2021 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
24 companies at this address See who is registered here

Establishment units

1 location
Cerrisimmo
Tervurenlaan 148, 1150 Sint-Pieters-WoluweActiviteiten van medisch specialisten
since 20202.309.241.980
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,295 m²
Buildings1
Building footprint532 m²
Volume (LiDAR)13,571 m³
Tallest building29.4 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0215/00E013 Brussels 1,294 m² 1 · 532 m² 29.4 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health93Profitability100Solvency99Growth-Stability79
93 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 99
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR Cerrisimmo
Registered office
Tervurenlaan 148
1150 Sint-Pieters-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.