Ceropegia
ActiveCeropegia has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 87% of 1546 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.55 against 4.2 in 2023; short-term debt: 17.4% and cash: 90.9% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
37 d early
2022
41 d early
2021
40 d early
2020
29 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 4.1%
2023 · €13k
2018: €18k
2019: €10k
2020: €8k
2021: €10k
2022: €72k
2023: €13k
2018 → 2024
Working capital
€83k▲ 4.8%
2023 · €79k
2018: €83k
2019: €83k
2020: €71k
2021: €71k
2022: €83k
2023: €79k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€76k-€75k▼ 0.9%€88k▲ 16.9%€83k▼ 5.4%€86k▲ 3.7%
Operating result€12k-€15k▲ 28.4%€95k▲ 544%€19k▼ 79.9%€18k▼ 4.2%
Net result€8k-€10k▲ 26.5%€72k▲ 600%€13k▼ 81.3%€13k▼ 4.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €105k
Fixed assets
€4k▼ 14.7%
Current assets
€101k▼ 2.6%
Equity and liabilities €105k
Equity
€86k▲ 3.7%
Debt
€18k▼ 26.3%
The debt ratio falls from 22.8% to 17.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2023 · €20k
Cash flow
€14k▼
2023 · €14k
Solvency
82.6%▲
2023 · 77.2%
Current ratio
5.55▲
2023 · 4.20
Quick ratio
5.55▲
2023 · 4.20
Debt / equity
0.21▼
2023 · 0.30
ROE
15.0%▼
2023 · 16.2%
ROA
12.4%▼
2023 · 12.5%
Interest coverage
282.29▲
2023 · 273.25
Debt
€18k▼
2023 · €25k
Debt ≤ 1 year
€18k▼
2023 · €25k
Income taxes
€5k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€108k€105k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€765€374▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€104k€101k▼
Amounts receivable within one year40/41€4k€1k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€96k€95k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€108k€105k▼
Equity10/15€83k€86k▲
Contributions10/11€6k€6k=
Reserves13€77k€80k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€77k€80k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€18k▼
Amounts payable within one year42/48€25k€18k▼
Financial debts43€507€0▼
Credit institutions430/8€507€0▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€18k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€654€654=
Other operating charges640/8€434€387▼
Gross operating margin9900€20k€19k▼
Operating profit (loss)9901€19k€18k▼
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€73€67▼
Recurring financial charges65€73€67▼
Profit (loss) for the period before taxes9903€19k€18k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€13k€13k▼
Profit (loss) for the period to be appropriated9905€13k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▼
Transfer from equity791/2€18k€10k▼
Transfer to equity691/2€13k€13k▼
To other reserves6921€13k€13k▼
Profit to be distributed694/7€18k€10k▼
Return on contributions (dividend)694€18k€10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.20
Current ratio from 1.99 to 4.20; short-term debt falls from €84k to €25k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €72k ▲600%
Operating result €95k, net result €72k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼16.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sentier Particulier 11325 Chaumont-GistouxGround area
1,193 m²
Building footprint
198 m²
Volume, LiDAR
1,256 m³
Parcel 25018C0117/00N000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ceropegia
since 20112.204.408.241
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018C0117/00N000 | Wallonia | 1,193 m² | 1 · 198 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.