CEREBE
ActiveSummary
CEREBE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €-49k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-94
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 75.08 against 18.32 in 2024; short-term debt: 1.3% and cash: 97.8% of total assets), and 1.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
13 d late
2023
5 d early
2022
16 d late
2021
29 d late
2020
3 d late
2019
74 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▼ 20.9%
2024 · €235k
2018: €105k
2019: €118k
2020: €129k
2021: €147k
2022: €169k
2023: €211k
2024: €235k
2018 → 2025
Total assets
€188k▼ 24.2%
2024 · €249k
2018: €117k
2019: €127k
2020: €139k
2021: €158k
2022: €194k
2023: €224k
2024: €249k
2018 → 2025
Net result
€-49k
2024 · €50k
2018: €7k
2019: €13k
2020: €12k
2021: €19k
2022: €22k
2023: €43k
2024: €50k
2018 → 2025
Working capital
€183k▼ 19.9%
2024 · €229k
2018: €102k
2019: €114k
2020: €127k
2021: €145k
2022: €167k
2023: €204k
2024: €229k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€169k▲ 14.7%€211k▲ 25.1%€235k▲ 11.2%€186k▼ 20.9%
Operating result€28k-€32k▲ 14.1%€60k▲ 88.8%€69k▲ 14.9%€-49k
Net result€19k-€22k▲ 15.9%€43k▲ 92.4%€50k▲ 14.8%€-49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €49k after €69k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€3k ▼ 57.7%
Current assets
€186k ▼ 23.3%
Equity and liabilities €188k
Equity
€186k ▼ 20.9%
Debt
€2k ▼ 81.9%
Debt's share of the balance-sheet total falls from 5.5% to 1.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-45k▼
2024 · €73k
Cash flow
€-45k▼
2024 · €53k
Current ratio
75.08▲
2024 · 18.32
Debt to equity
0.01▼
2024 · 0.06
ROE
-26.4%▼
2024 · 21.1%
ROA
-26.0%▼
2024 · 19.9%
Interest coverage
-301.83▼
2024 · 117.66
Debt ≤ 1 year
€2k▼
2024 · €13k
Income taxes
€206▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€249k€188k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€242k€186k▼
Amounts receivable within one year40/41€22k€241▼
Trade receivables40€22k-
Other amounts receivable41-€241
Cash at bank and in hand54/58€218k€184k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€249k€188k▼
Equity10/15€235k€186k▼
Contributions10/11€12k€12k=
Reserves13€192k€192k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€190k€190k=
Profit (loss) carried forward14€31k€-18k▼
Amounts payable17/49€14k€2k▼
Amounts payable within one year42/48€13k€2k▼
Trade debts44€971€124▼
Suppliers440/4€971€124▼
Taxes, remuneration and social security45€5k€206▼
Taxes450/3€3k€206▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€7k€2k▼
Accrued charges and deferred income492/3€477-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€561€580▲
Gross operating margin9900€73k€-44k▼
Operating profit (loss)9901€69k€-49k▼
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€618€148▼
Recurring financial charges65€618€148▼
Profit (loss) for the period before taxes9903€69k€-49k▼
Income taxes67/77€19k€206▼
Profit (loss) for the period9904€50k€-49k▼
Profit (loss) for the period to be appropriated9905€50k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€-18k▼
Profit (loss) brought forward from the previous period14P€31k€31k▲
Transfer from equity791/2€25k-
Transfer to equity691/2€49k-
To other reserves6921€49k-
Profit to be distributed694/7€26k-
Return on contributions (dividend)694€26k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-49k ▼199%
Net result drops to €-49k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 75.08
Current ratio from 18.32 to 75.08; short-term debt falls from €13k to €2k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €50k ▲14.8%
Operating result €69k, net result €50k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 17.06
Current ratio from 7.57 to 17.06; short-term debt falls from €25k to €13k.
31-12
Financial
Equity above €200kEq €211k ▲25.1%
6 profitable years in a row build equity to €211k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Equity above €150kEq €169k ▲14.7%
5 profitable years in a row build equity to €169k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Show earlier events
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hermanstraat 201030 SchaarbeekGround area
97 m²
Building footprint
81 m²
Volume, LiDAR
971 m³
Parcel 21906D0167/00Z002, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CEREBE
since 20142.227.330.925
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0167/00Z002 | Brussels | 97 m² | 1 · 81 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JUST MAKES IT
BE 0788.799.743
Hoegaarden · Eq €185,999
Schandevyl Consulting
BE 0651.680.642
Erpe-Mere · Eq €185,994
MBrace IT
BE 0794.494.039
Ranst · Eq €186,033
JURA CONSULTING
BE 0846.354.296
Boortmeerbeek · Eq €185,965
Flamengo Services
BE 0876.016.007
Elsene · Eq €186,045
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.