CENTRAL TRUCKS
ActiveCENTRAL TRUCKS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €602k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 67% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+22
Solvency82=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.09 in 2024; short-term debt: 28% and cash: 3.6% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
4 d late
2023
12 d late
2022
7 d late
2021
17 d late
2020
17 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€602k▲ 0.6%
2024 · €598k
2018: €585k
2019: €591k
2020: €597k
2021: €589k
2022: €591k
2023: €596k
2024: €598k
2018 → 2025
Total assets
€1.06M▲ 0.9%
2024 · €1.06M
2018: €883k
2019: €885k
2020: €927k
2021: €902k
2022: €918k
2023: €1.02M
2024: €1.06M
2018 → 2025
Net result
€4k▲ 27.8%
2024 · €3k
2018: €3k
2019: €6k
2020: €5k
2021: €-7k
2022: €2k
2023: €5k
2024: €3k
2018 → 2025
Working capital
€343k▲ 7.4%
2024 · €319k
2018: €219k
2019: €239k
2020: €256k
2021: €268k
2022: €294k
2023: €323k
2024: €319k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€589k-€591k▲ 0.3%€596k▲ 0.8%€598k▲ 0.5%€602k▲ 0.6%
Operating result€20k-€15k▼ 26.5%€22k▲ 43.8%€27k▲ 23.2%€13k▼ 50.9%
Net result€-7k-€2k€5k▲ 182%€3k▼ 39.6%€4k▲ 27.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€423k▼ 4.5%
Current assets
€641k▲ 4.8%
Equity and liabilities €1.06M
Equity
€602k▲ 0.6%
Debt
€463k▲ 1.3%
The debt ratio rises from 43.3% to 43.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €44k
Cash flow
€25k▲
2024 · €20k
Solvency
56.5%▼
2024 · 56.7%
Current ratio
2.15▲
2024 · 2.09
Quick ratio
2.15▲
2024 · 2.09
Debt / equity
0.77▲
2024 · 0.76
ROE
0.6%▲
2024 · 0.5%
ROA
0.3%▲
2024 · 0.3%
Interest coverage
4.14▲
2024 · 1.61
Debt
€463k▲
2024 · €457k
Debt ≤ 1 year
€298k▲
2024 · €292k
Debt > 1 year
€163k=
2024 · €163k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.06M▲
Fixed assets21/28€444k€423k▼
Tangible fixed assets22/27€444k€423k▼
Land and buildings22€416k€397k▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€24k€19k▼
Other tangible fixed assets26€3k€8k▲
Current assets29/58€612k€641k▲
Amounts receivable within one year40/41€52k€43k▼
Trade receivables40€44k€36k▼
Other amounts receivable41€8k€7k▼
Current investments50/53€259k€558k▲
Cash at bank and in hand54/58€297k€38k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.06M▲
Equity10/15€598k€602k▲
Contributions10/11€390k€390k=
Reserves13€208k€211k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€204k€207k▲
Profit (loss) carried forward14€489€490▲
Amounts payable17/49€457k€463k▲
Amounts payable after more than one year17€163k€163k=
Financial debts170/4€163k-
Other amounts payable178/9-€163k
Amounts payable within one year42/48€292k€298k▲
Trade debts44€33k€29k▼
Suppliers440/4€33k€29k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€257k€266k▲
Accrued charges and deferred income492/3€990€1k▲
Income statement
Code20242025
Non-recurring operating income76A€574-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€22k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€47k€38k▼
Operating profit (loss)9901€27k€13k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€27k€8k▼
Recurring financial charges65€27k€8k▼
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Profit (loss) brought forward from the previous period14P€489€490▲
Transfer to equity691/2€3k€4k▲
To other reserves6921€3k€4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €-7k ▼235%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €6k ▲96.3%
Net result €6k, the highest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltsesteenweg 149800 DeinzeGround area
1,657 m²
Building footprint
145 m²
Volume, LiDAR
856 m³
Parcel 44026A0045/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CENTRAL TRUCKS BVBA
since 19952.072.008.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44026A0045/00A000 | Flanders | 1,657 m² | 1 · 145 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUMP
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Of 848 companies in sector 95319 we hold annual accounts for 252. 141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-1995
Fiscal year end31-12
Activities, NACEBEL
95319Other maintenance and repair of motor vehicles
47820Retail sale of motor vehicle parts and accessories
46610Wholesale trade
51880
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.