CENTAUR INVEST
ActiveSummary
CENTAUR INVEST has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €-3k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▲+2
Solvency30▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.03 in 2023; short-term debt: 29.5% and cash: 1.8% of total assets), and 94.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.3%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-3k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9716 sector peers (2024).
NBB · sector comparisonPosition among 9716 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
25 d early
2022
41 d early
2021
17 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€57k▼ 4.7%
2023 · €60k
2018: €75k
2019: €75k
2020: €75k
2021: €77k
2022: €78k
2023: €60k
2018 → 2024
Total assets
€1.08M▲ 1.9%
2023 · €1.06M
2018: €1.32M
2019: €1.31M
2020: €1.28M
2021: €1.19M
2022: €1.10M
2023: €1.06M
2018 → 2024
Net result
€-3k▲ 83.9%
2023 · €-18k
2018: €12k
2019: €-181
2020: €283
2021: €2k
2022: €880
2023: €-18k
2018 → 2024
Working capital
€-236k▲ 75.0%
2023 · €-945k
2018: €-1.07M
2019: €-1.05M
2020: €-1.00M
2021: €-975k
2022: €-955k
2023: €-945k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€77k▲ 2.1%€78k▲ 1.1%€60k▼ 22.6%€57k▼ 4.7%
Operating result€39k-€37k▼ 3.9%€33k▼ 11.6%€31k▼ 5.8%€47k▲ 51.2%
Net result€283-€2k▲ 448%€880▼ 43.2%€-18k€-3k▲ 83.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 51% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.08M
Fixed assets
€998k ▼ 3.0%
Current assets
€83k ▲ 162%
Equity and liabilities €1.08M
Equity
€57k ▼ 4.7%
Debt
€1.02M ▲ 2.3%
Debt's share of the balance-sheet total rises from 94.3% to 94.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€90k▲
2023 · €81k
Cash flow
€40k▲
2023 · €33k
Current ratio
0.26▲
2023 · 0.03
Debt to equity
17.88▲
2023 · 16.66
ROE
-4.9%▲
2023 · -29.2%
ROA
-0.3%▲
2023 · -1.7%
Interest coverage
1.80▲
2023 · 1.68
Debt ≤ 1 year
€319k▼
2023 · €976k
Debt > 1 year
€705k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.06M€1.08M▲
Fixed assets21/28€1.03M€998k▼
Tangible fixed assets22/27€279k€248k▼
Land and buildings22€279k€248k▼
Financial fixed assets28€750k€750k=
Current assets29/58€32k€83k▲
Amounts receivable within one year40/41€14k€63k▲
Trade receivables40€13k€63k▲
Other amounts receivable41€564€35▼
Cash at bank and in hand54/58€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.08M▲
Equity10/15€60k€57k▼
Contributions10/11€80k€80k=
Capital10€80k€80k=
Issued capital100€80k€80k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Legal reserve130€100€100=
Profit (loss) carried forward14€-20k€-23k▼
Amounts payable17/49€1.00M€1.02M▲
Amounts payable after more than one year17€25k€705k▲
Financial debts170/4€25k€705k▲
Amounts payable within one year42/48€976k€319k▼
Current portion of amounts payable after more than one year42€24k€90k▲
Financial debts43€835k€5k▼
Credit institutions430/8€835k€5k▼
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Other amounts payable47/48€112k€206k▲
Accrued charges and deferred income492/3€78€43▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€43k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€87k€95k▲
Operating profit (loss)9901€31k€47k▲
Financial income75/76B€40€118▲
Recurring financial income75€40€118▲
Financial charges65/66B€48k€50k▲
Recurring financial charges65€48k€50k▲
Profit (loss) for the period before taxes9903€-18k€-3k▲
Income taxes67/77€49-
Profit (loss) for the period9904€-18k€-3k▲
Profit (loss) for the period to be appropriated9905€-18k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-23k▼
Profit (loss) brought forward from the previous period14P€-2k€-20k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-18k ▼2095%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €283
Net result €283 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Leiestraat 1178570 AnzegemGround area
4,376 m²
Building footprint
2,739 m²
Parcel 34002A0509/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
CENTAUR INVEST
since 20042.142.305.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002A0509/00E000 | Flanders | 4,376 m² | 1 · 2,739 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755005E5YQ4LGYHIC36
Similar companies · same sector, comparable size
SHEEP & CO
BE 0543.706.477
Gent · Eq €57,313
Shoppy
BE 0466.901.382
Courcelles · Eq €57,169
VOS IMMO 14
BE 0804.152.071
Bilzen-Hoeselt · Eq €57,155
IMMOSUM
BE 0739.956.184
Bree · Eq €57,423
Hidden
BE 0797.610.115
Antwerpen · Eq €57,062
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 3,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.