CEDERA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CEDERA is 0.6% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	22-12-2025	40 d early	2025-00589054
30-06-2024	31-01-2025	21-01-2025	10 d early	2025-00007733
30-06-2023	31-01-2024	26-12-2023	36 d early	2023-00536992
30-06-2022	31-01-2023	17-01-2023	14 d early	2023-20558992
30-06-2021	31-01-2022	20-01-2022	11 d early	2022-01500140
30-06-2020	31-01-2021	19-12-2020	43 d early	2020-76600117
30-06-2019	31-01-2020	26-12-2019	36 d early	2019-77600297
30-06-2018	31-01-2019	26-12-2018	36 d early	2018-75900562
30-06-2017	31-01-2018	26-12-2017	36 d early	2017-73700010
30-06-2016	31-01-2017	22-12-2016	40 d early	2016-71300146

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1989, 37 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.6% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
30-06-2025	micro	22-12-2025	2025-00589054
30-06-2024	micro	21-01-2025	2025-00007733
30-06-2023	micro	26-12-2023	2023-00536992
30-06-2022	micro	17-01-2023	2023-20558992
30-06-2021	micro	20-01-2022	2022-01500140
30-06-2020	micro	19-12-2020	2020-76600117
30-06-2019	micro	26-12-2019	2019-77600297
30-06-2018	micro	26-12-2018	2018-75900562
30-06-2017	verkort	26-12-2017	2017-73700010
30-06-2016	verkort	22-12-2016	2016-71300146

Structure & network

Locations & real estate

Establishment units

1 location

CEDERA

Plezantstraat 8 B, 9100 Sint-NiklaasOverige financiële instellingen, n.e.g.

since 19902.043.181.175

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area5,578 m²

Buildings2

Building footprint311 m²

Volume (LiDAR)3,921 m³

Tallest building20.0 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46443E0727/00X000	Flanders	4,191 m²	1 · 23 m²	6.8 m · 2 fl.
46443E0898/00F000	Flanders	1,388 m²	1 · 288 m²	20.0 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

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Credit advice

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Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

CEDERA

Registered office

Plezantstraat 8B

9100 Sint-Niklaas, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.