CDVI Benelux
ActiveSummary
CDVI Benelux has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €700k and a net result of €63k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency61▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.72 in 2024; short-term debt: 40.9% and cash: 1.1% of total assets), but 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
112 d early
2023
29 d early
2022
53 d early
2021
3 d early
2020
5 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€700k▲ 9.8%
2024 · €637k
2018: €210k
2019: €285k
2020: €374k
2021: €422k
2022: €500k
2023: €526k
2024: €637k
2018 → 2025
Total assets
€1.92M▲ 32.7%
2024 · €1.45M
2018: €942k
2019: €905k
2020: €962k
2021: €1.30M
2022: €1.49M
2023: €1.43M
2024: €1.45M
2018 → 2025
Net result
€63k▼ 84.8%
2024 · €412k
2018: €241k
2019: €125k
2020: €289k
2021: €298k
2022: €328k
2023: €126k
2024: €412k
2018 → 2025
Working capital
€440k▼ 24.1%
2024 · €580k
2018: €159k
2019: €237k
2020: €332k
2021: €388k
2022: €455k
2023: €475k
2024: €580k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€422k-€500k▲ 18.5%€526k▲ 5.2%€637k▲ 21.2%€700k▲ 9.8%
Operating result€421k-€466k▲ 10.5%€202k▼ 56.5%€586k▲ 190%€118k▼ 79.9%
Net result€298k-€328k▲ 10.1%€126k▼ 61.5%€412k▲ 226%€63k▼ 84.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€696k ▲ 1,112%
Current assets
€1.23M ▼ 11.9%
Equity and liabilities €1.92M
Equity
€700k ▲ 9.8%
Debt
€1.22M ▲ 50.8%
Debt's share of the balance-sheet total rises from 56.0% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▼
2024 · €597k
Cash flow
€74k▼
2024 · €422k
Current ratio
1.56▼
2024 · 1.72
Quick ratio
1.24▼
2024 · 1.30
Debt to equity
1.74▲
2024 · 1.27
ROE
8.9%▼
2024 · 64.6%
ROA
3.3%▼
2024 · 28.4%
Interest coverage
7.02▼
2024 · 37.05
Debt ≤ 1 year
€785k▼
2024 · €810k
Debt > 1 year
€436k
Income taxes
€40k▼
2024 · €161k
Staff costs
€1.05M▲
2024 · €932k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.92M▲
Fixed assets21/28€57k€696k▲
Tangible fixed assets22/27€57k€46k▼
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€7k€3k▼
Other tangible fixed assets26€34k€31k▼
Financial fixed assets28€478€650k▲
Current assets29/58€1.39M€1.23M▼
Amounts receivable after more than one year29-€73k
Other amounts receivable291-€73k
Stocks and contracts in progress3€338k€253k▼
Stocks30/36€338k€253k▼
Amounts receivable within one year40/41€699k€869k▲
Trade receivables40€695k€691k▼
Other amounts receivable41€3k€178k▲
Cash at bank and in hand54/58€345k€21k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.92M▲
Equity10/15€637k€700k▲
Contributions10/11€111k€111k=
Reserves13€378k€378k=
Distributable reserves133€378k€378k=
Profit (loss) carried forward14€148k€211k▲
Amounts payable17/49€810k€1.22M▲
Amounts payable after more than one year17-€436k
Financial debts170/4-€436k
Amounts payable within one year42/48€810k€785k▼
Current portion of amounts payable after more than one year42-€64k
Trade debts44€248k€354k▲
Suppliers440/4€248k€354k▲
Taxes, remuneration and social security45€162k€168k▲
Taxes450/3€90k€44k▼
Remuneration and social security454/9€72k€123k▲
Other amounts payable47/48€400k€200k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€932k€1.05M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€14k€14k▼
Non-recurring operating charges66A€15k€0▼
Gross operating margin9900€1.56M€1.19M▼
Operating profit (loss)9901€586k€118k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€18k▲
Profit (loss) for the period before taxes9903€572k€102k▼
Income taxes67/77€161k€40k▼
Profit (loss) for the period9904€412k€63k▼
Profit (loss) for the period to be appropriated9905€412k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€448k€211k▼
Profit (loss) brought forward from the previous period14P€37k€148k▲
Profit to be distributed694/7€300k€0▼
Return on contributions (dividend)694€300k€0▼
Social balance
Average headcount (FTE)90879.38.5▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €63k ▼84.8%
Net result drops to €63k, the lowest in the series.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €412k ▲226%
Operating result €586k, net result €412k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €526k ▲5.2%
6 profitable years in a row build equity to €526k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otegemstraat(Z) 2418550 ZwevegemGround area
360 m²
Building footprint
423 m²
Volume, LiDAR
2,661 m³
Parcel 34042A0715/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CDVI Benelux
since 20072.159.420.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0715/00L000 | Flanders | 360 m² | 1 · 423 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELEC - LIGHTIN' ART
BE 0424.258.105
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DIERCKX TECHNICS
BE 0457.156.941
Wijnegem · Eq €706k
FLOGELEC
BE 0808.607.539
Arlon · Eq €707k
LASER MECHANISMS EUROPE
BE 0464.838.747
Destelbergen · Eq €709k
SAFE AND SOUND
BE 0463.952.978
Ukkel · Eq €710k
Of 1,247 companies in sector 46643 we hold annual accounts for 954. 706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
46643Wholesale of electrical equipment, including installation materials
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0473.98.63.17