CCW CONSULTING
ActiveCCW CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €56k. Equity is growing by ~73.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency69▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 1.72 in 2024; short-term debt: 17.9% and cash: 11.4% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
5 d early
2023
27 d late
2022
3 d early
2021
31 d late
2020
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▲ 35.0%
2024 · €160k
2020: €14k
2021: €30k
2022: €105k
2023: €110k
2024: €160k
2020 → 2025
Total assets
€491k▲ 3.2%
2024 · €475k
2020: €31k
2021: €68k
2022: €159k
2023: €403k
2024: €475k
2020 → 2025
Net result
€56k▲ 10.8%
2024 · €51k
2020: €11k
2021: €17k
2022: €74k
2023: €5k
2024: €51k
2020 → 2025
Working capital
€149k▲ 69.8%
2024 · €88k
2020: €11k
2021: €28k
2022: €98k
2023: €93k
2024: €88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€105k▲ 244%€110k▲ 4.8%€160k▲ 46.1%€216k▲ 35.0%
Operating result€23k-€98k▲ 321%€69k▼ 29.6%€71k▲ 3.1%€81k▲ 14.5%
Net result€17k-€74k▲ 345%€5k▼ 93.3%€51k▲ 916%€56k▲ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491k
Fixed assets
€254k▼ 4.7%
Current assets
€237k▲ 13.3%
Equity and liabilities €491k
Equity
€216k▲ 35.0%
Debt
€275k▼ 12.9%
The debt ratio falls from 66.3% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2024 · €85k
Cash flow
€71k▲
2024 · €64k
Solvency
44.0%▲
2024 · 33.7%
Current ratio
2.70▲
2024 · 1.72
Quick ratio
1.25▼
2024 · 1.72
Debt / equity
1.27▼
2024 · 1.97
ROE
25.9%▼
2024 · 31.6%
ROA
11.4%▲
2024 · 10.6%
Interest coverage
8.28▲
2024 · 7.60
Debt
€275k▼
2024 · €315k
Debt ≤ 1 year
€88k▼
2024 · €121k
Debt > 1 year
€187k▼
2024 · €194k
Income taxes
€15k▲
2024 · €11k
Staff costs
€0▼
2024 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€491k▲
Formation expenses20€0-
Fixed assets21/28€266k€254k▼
Tangible fixed assets22/27€261k€249k▼
Land and buildings22€242k€236k▼
Furniture and vehicles24€13k€9k▼
Other tangible fixed assets26€7k€3k▼
Financial fixed assets28€5k€5k=
Current assets29/58€209k€237k▲
Stocks and contracts in progress3-€127k
Stocks30/36-€127k
Amounts receivable within one year40/41€91k€42k▼
Trade receivables40€79k€37k▼
Other amounts receivable41€12k€5k▼
Current investments50/53€5k€10k▲
Cash at bank and in hand54/58€110k€56k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€475k€491k▲
Equity10/15€160k€216k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€157k€213k▲
Amounts payable17/49€315k€275k▼
Amounts payable after more than one year17€194k€187k▼
Financial debts170/4€194k€187k▼
Amounts payable within one year42/48€121k€88k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€38k€16k▼
Suppliers440/4€38k€16k▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€4k€11k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€70k€52k▼
Accrued charges and deferred income492/3€0€22▲
Income statement
Code20242025
Remuneration, social security and pensions62€409€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€88k€98k▲
Operating profit (loss)9901€71k€81k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€1k▼
Non-recurring financial income76B-€715
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€61k€71k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€51k€56k▲
Profit (loss) for the period to be appropriated9905€51k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€157k€213k▲
Profit (loss) brought forward from the previous period14P€107k€157k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Registered-office move · Director resignation4 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Registered-office move · Director resignation4 facts ▸
- General meeting, 31/12/2025
- Registered-office move, rue des Hauts-Sarts 36, à 4100 Seraing
- Director resignation, ISTAS Caroline (administrateur)
- Power of attorney, Xerius Contact ASBL
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €216k ▲35%
6 profitable years in a row build equity to €216k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €160k ▲46.1%
5 profitable years in a row build equity to €160k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼93.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €74k ▲345%
Operating result €98k, net result €74k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲244%
3 profitable years in a row build equity to €105k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hauts-Sarts 364100 SeraingGround area
167 m²
Building footprint
46 m²
Volume, LiDAR
333 m³
Parcel 62356F0087/00A032, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CCW CONSULTING
since 20192.294.394.745
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62356F0087/00A032 | Wallonia | 167 m² | 1 · 46 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900IU12RDU5QZBV76
Similar companies · same sector, comparable size
CN MANAGEMENT
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P.I.M.S.
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Lier · Eq €216k
INVICTIS
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LS INVEST
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.