CCST
ActiveCCST has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 2685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.96 against 2.8 in 2024; short-term debt: 14% and cash: 70.2% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
29.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
48 d early
2023
43 d early
2022
19 d early
2021
52 d early
2020
8 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€103k▲ 53.4%
2024 · €67k
2018: €10k
2019: €21k
2020: €-3k
2021: €5k
2022: €33k
2023: €47k
2024: €67k
2018 → 2025
Total assets
€123k▲ 21.9%
2024 · €101k
2018: €54k
2019: €51k
2020: €26k
2021: €26k
2022: €78k
2023: €82k
2024: €101k
2018 → 2025
Net result
€36k▲ 80.5%
2024 · €20k
2018: €-1k
2019: €12k
2020: €-24k
2021: €8k
2022: €28k
2023: €15k
2024: €20k
2018 → 2025
Working capital
€85k▲ 96.9%
2024 · €43k
2018: €-6k
2019: €8k
2020: €-15k
2021: €-2k
2022: €-2k
2023: €17k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€33k▲ 540%€47k▲ 45.2%€67k▲ 42.0%€103k▲ 53.4%
Operating result€8k-€29k▲ 257%€16k▼ 45.5%€21k▲ 34.5%€47k▲ 124%
Net result€8k-€28k▲ 260%€15k▼ 46.5%€20k▲ 35.0%€36k▲ 80.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€20k▼ 39.0%
Current assets
€102k▲ 52.1%
Equity and liabilities €123k
Equity
€103k▲ 53.4%
Debt
€19k▼ 41.5%
The debt ratio falls from 33.2% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €35k
Cash flow
€50k▲
2024 · €34k
Solvency
84.1%▲
2024 · 66.8%
Current ratio
5.96▲
2024 · 2.80
Quick ratio
5.96▲
2024 · 2.80
Debt / equity
0.19▼
2024 · 0.50
ROE
34.8%▲
2024 · 29.6%
ROA
29.3%▲
2024 · 19.8%
Interest coverage
95.55▲
2024 · 41.06
Debt
€19k▼
2024 · €33k
Debt ≤ 1 year
€17k▼
2024 · €24k
Debt > 1 year
€2k▼
2024 · €9k
Income taxes
€10k▲
2024 · €172
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€123k▲
Fixed assets21/28€33k€20k▼
Tangible fixed assets22/27€33k€20k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€29k€16k▼
Other tangible fixed assets26€4k€2k▼
Current assets29/58€67k€102k▲
Amounts receivable within one year40/41€17k€13k▼
Trade receivables40€17k€12k▼
Other amounts receivable41€328€1k▲
Cash at bank and in hand54/58€47k€86k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€101k€123k▲
Equity10/15€67k€103k▲
Contributions10/11€87k€87k=
Reserves13-€16k
Distributable reserves133-€16k
Profit (loss) carried forward14€-20k€0▲
Amounts payable17/49€33k€19k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€24k€17k▼
Current portion of amounts payable after more than one year42€7k€7k=
Financial debts43€843€3k▲
Credit institutions430/8€843€0▼
Other loans439-€3k
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€1k€818▼
Gross operating margin9900€43k€62k▲
Operating profit (loss)9901€21k€47k▲
Financial income75/76B€15€14▼
Recurring financial income75€15€14▼
Financial charges65/66B€856€640▼
Recurring financial charges65€856€640▼
Profit (loss) for the period before taxes9903€20k€46k▲
Income taxes67/77€172€10k▲
Profit (loss) for the period9904€20k€36k▲
Profit (loss) for the period to be appropriated9905€20k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€16k▲
Profit (loss) brought forward from the previous period14P€-39k€-20k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲80.5%
Operating result €47k, net result €36k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.96
Current ratio from 2.80 to 5.96; short-term debt falls from €24k to €17k.
31-12
Financial
Equity above €100kEq €103k ▲53.4%
5 profitable years in a row build equity to €103k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.91 to 1.93; short-term debt falls from €23k to €18k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-24k ▼308%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lombaardstraat 792940 StabroekGround area
201 m²
Building footprint
90 m²
Volume, LiDAR
465 m³
Parcel 11020G0046/00M007, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lombaardstraat 79, 2940 Stabroek
since 19902.048.266.351
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020G0046/00M007 | Flanders | 201 m² | 1 · 90 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KOMKOM DOORN
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BRAMCO
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SOFTAVISION
BE 0472.229.454
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LEERIA
BE 1021.603.703
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PDM Projets
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Gerpinnes · Eq €103k
Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,951 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-1990
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.