CBH ENTREPRISES
ActiveCBH ENTREPRISES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €32. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 2906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-27
Solvency98▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 4.82 in 2024), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
0%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
74 d early
2024
34 d late
2023
63 d late
2022
53 d late
2021
46 d late
2020
26 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 0.1%
2024 · €50k
2022: €37k
2023: €47k
2024: €50k
2022 → 2025
Total assets
€84k▲ 41.6%
2024 · €60k
2022: €55k
2023: €68k
2024: €60k
2022 → 2025
Net result
€32▼ 98.8%
2024 · €3k
2022: €19k
2023: €10k
2024: €3k
2022 → 2025
Working capital
€36k▼ 5.7%
2024 · €38k
2022: €28k
2023: €30k
2024: €38k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€47k▲ 28.1%€50k▲ 5.8%€50k▲ 0.1%
Operating result€29k-€16k▼ 46.8%€6k▼ 64.2%€2k▼ 68.5%
Net result€19k-€10k▼ 44.6%€3k▼ 73.8%€32▼ 98.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 69% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€30k▲ 158%
Current assets
€54k▲ 13.1%
Equity and liabilities €84k
Equity
€50k▲ 0.1%
Debt
€35k▲ 250%
The debt ratio rises from 16.7% to 41.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€5k▼
2024 · €9k
Cash flow
€3k▼
2024 · €6k
Solvency
58.9%▼
2024 · 83.3%
Current ratio
2.95▼
2024 · 4.82
Quick ratio
2.95▼
2024 · 4.82
Debt / equity
0.70▲
2024 · 0.20
ROE
0.1%▼
2024 · 5.4%
ROA
0.0%▼
2024 · 4.5%
Interest coverage
20.62▼
2024 · 33.36
Debt
€35k▲
2024 · €10k
Debt ≤ 1 year
€18k▲
2024 · €10k
Debt > 1 year
€16k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€60k€84k▲
Fixed assets
21/28€12k€30k▲
Tangible fixed assets
22/27€7k€25k▲
Financial fixed assets
28€5k€5k=
Current assets
29/58€48k€54k▲
Amounts receivable within one year
40/41€46k€54k▲
Cash & bank
54/58€2k€0▼
Total equity & liabilities
10/49€60k€84k▲
Equity
10/15€50k€50k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€37k€37k=
Accumulated profits (losses)
14€6k€6k▲
Amounts payable
17/49€10k€35k▲
Amounts payable after one year
17-€16k
Amounts payable within one year
42/48€10k€18k▲
Trade debts payable within one year
44€4k€10k▲
Income statement
Code20242025
Gross operating margin
9900€11k€7k▼
Operating result
9901€6k€2k▼
Financial income
75€7€2▼
Financial charges
65€268€252▼
Result before taxes
9903€5k€1k▼
Income taxes
67/77€3k€1k▼
Net result for the period
9904€3k€32▼
Result to be appropriated
9905€3k€32▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
03-04
State Gazette act
Open capture
Act object · Officer appointment · General meeting · Approval
2025
31-12
Financial
Weakest financial yearnet €32 ▼98.8%
Net result drops to €32, the lowest in the series.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
26-06
State Gazette act
Director changes
v3.2
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
07-04
State Gazette act
Registered-office change
v3.2
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
06-06
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
HALLARD Christopher
CurrentDirector · since 26-06-2024
26-06-2024
Mandate renewed as Director
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Bachée 791380 LasneGround area
919 m²
Building footprint
213 m²
Volume, LiDAR
1,490 m³
Parcel 25087C0360/00M000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CBH ENTREPRISES
since 20182.276.493.988
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25087C0360/00M000 | Wallonia | 919 m² | 1 · 213 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
sMart Projects
BE 1011.232.027
Diest · Eq €50k
Ets Geurts
BE 0646.867.462
Beyne-Heusay · Eq €50k
HC Energy
BE 0849.467.107
Liège · Eq €50k
PETER HAEGEMAN
BE 0735.784.887
Sint-Lievens-Houtem · Eq €50k
ITR SERVICES
BE 0773.364.370
Zaventem · Eq €49k
Of 7,014 companies in sector 43221 we hold annual accounts for 3,372. 2,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2018
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
46836Wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.