CB Groep
ActiveSummary
CB Groep has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.40M and a net result of €827k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 406 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-1
Solvency78▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.82 in 2024; short-term debt: 31.5% and cash: 14.2% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
18.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
5 d early
2023
on the day
2022
27 d early
2021
30 d early
2020
18 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.40M▲ 52.7%
2024 · €1.57M
2018: €244k
2019: €447k
2020: €708k
2021: €763k
2022: €713k
2023: €955k
2024: €1.57M
2018 → 2025
Total assets
€4.48M▲ 22.5%
2024 · €3.66M
2018: €2.50M
2019: €2.30M
2020: €2.51M
2021: €2.66M
2022: €2.54M
2023: €3.11M
2024: €3.66M
2018 → 2025
Net result
€827k▲ 17.5%
2024 · €704k
2018: €-152k
2019: €203k
2020: €262k
2021: €256k
2022: €50k
2023: €242k
2024: €704k
2018 → 2025
Working capital
€1.75M▲ 63.1%
2024 · €1.07M
2018: €300k
2019: €425k
2020: €600k
2021: €678k
2022: €652k
2023: €801k
2024: €1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€763k-€713k▼ 6.6%€955k▲ 34.0%€1.57M▲ 64.4%€2.40M▲ 52.7%
Operating result€304k-€62k▼ 79.5%€289k▲ 364%€938k▲ 224%€998k▲ 6.4%
Net result€256k-€50k▼ 80.3%€242k▲ 382%€704k▲ 191%€827k▲ 17.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.48M
Fixed assets
€1.32M ▲ 2.8%
Current assets
€3.16M ▲ 33.2%
Equity and liabilities €4.48M
Equity
€2.40M ▲ 52.7%
Debt
€2.09M ▼ 0.2%
Debt's share of the balance-sheet total falls from 57.1% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.21M▲
2024 · €1.12M
Cash flow
€1.04M▲
2024 · €882k
Current ratio
2.24▲
2024 · 1.82
Quick ratio
1.46▲
2024 · 1.34
Debt to equity
0.87▼
2024 · 1.33
ROE
34.5%▼
2024 · 44.9%
ROA
18.4%▼
2024 · 19.2%
Interest coverage
67.79▲
2024 · 42.69
Debt ≤ 1 year
€1.41M▲
2024 · €1.30M
Debt > 1 year
€675k▼
2024 · €782k
Income taxes
€175k▼
2024 · €220k
Staff costs
€1.48M▲
2024 · €982k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 63 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.66M€4.48M▲
Fixed assets21/28€1.29M€1.32M▲
Intangible fixed assets21€167k€132k▼
Tangible fixed assets22/27€1.12M€1.19M▲
Land and buildings22€815k€760k▼
Plant, machinery and equipment23€123k€169k▲
Furniture and vehicles24€163k€259k▲
Leasing and similar rights25€16k€0▼
Financial fixed assets28€4k€4k=
Current assets29/58€2.37M€3.16M▲
Stocks and contracts in progress3€626k€1.09M▲
Stocks30/36€567k€845k▲
Contracts in progress37€59k€248k▲
Amounts receivable within one year40/41€876k€1.05M▲
Trade receivables40€874k€961k▲
Other amounts receivable41€2k€92k▲
Current investments50/53€16k€354k▲
Cash at bank and in hand54/58€824k€636k▼
Deferred charges and accrued income490/1€31k€25k▼
Equity and liabilities
Total equity and liabilities10/49€3.66M€4.48M▲
Equity10/15€1.57M€2.40M▲
Contributions10/11€50k€50k=
Reserves13€1.52M€2.35M▲
Distributable reserves133€1.52M€2.35M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.09M€2.09M▼
Amounts payable after more than one year17€782k€675k▼
Financial debts170/4€737k€675k▼
Other amounts payable178/9€45k-
Amounts payable within one year42/48€1.30M€1.41M▲
Current portion of amounts payable after more than one year42€207k€200k▼
Financial debts43€0€147k▲
Credit institutions430/8€0-
Other loans439-€147k
Trade debts44€230k€403k▲
Suppliers440/4€230k€403k▲
Advances received on contracts in progress46€313k€466k▲
Taxes, remuneration and social security45€427k€198k▼
Taxes450/3€354k€113k▼
Remuneration and social security454/9€73k€85k▲
Other amounts payable47/48€125k€0▼
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€982k€1.48M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178k€210k▲
Other operating charges640/8€15k€17k▲
Gross operating margin9900€2.11M€2.70M▲
Operating profit (loss)9901€938k€998k▲
Financial income75/76B€12k€22k▲
Recurring financial income75€12k€22k▲
Financial charges65/66B€26k€18k▼
Recurring financial charges65€26k€18k▼
Profit (loss) for the period before taxes9903€924k€1.00M▲
Income taxes67/77€220k€175k▼
Profit (loss) for the period9904€704k€827k▲
Profit (loss) for the period to be appropriated9905€704k€827k▲
Appropriation of the result
Profit (loss) to be appropriated9906€704k€827k▲
Transfer from equity791/2€90k€0▼
Transfer to equity691/2€704k€827k▲
To other reserves6921€704k€827k▲
Profit to be distributed694/7€90k€0▼
Return on contributions (dividend)694€90k€0▼
Social balance
Average headcount (FTE)908715.616.8▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €827k ▲17.5%
Operating result €998k, net result €827k, both a record.
30-09
Financial
Equity above €2MEq €2.40M ▲52.7%
7 profitable years in a row build equity to €2.40M.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €1MEq €1.57M ▲64.4%
6 profitable years in a row build equity to €1.57M.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500kEq €708k ▲58.6%
2 profitable years in a row build equity to €708k.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €203k
Net result €203k after one loss-making year.
Show earlier events
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Linde(STA) 158840 StadenGround area
9,503 m²
Building footprint
2,146 m²
Volume, LiDAR
113 m³
Parcel 36019B0084/00E002, Flanders · tallest building 1.2 m. Linked by address, not a title deed.
1 establishment unit
CB Groep
since 20072.162.571.151
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019B0084/00E002 | Flanders | 9,503 m² | 1 · 2,146 m² | 1.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 167,735 EUR awarded · 95,023 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 132,801 EUR | 60,017 EUR |
| 2024 | 1 | 9,518 EUR | 9,518 EUR |
| 2023 | 2 | 13,481 EUR | 13,553 EUR |
| 2022 | 2 | 11,935 EUR | 11,935 EUR |
Schemes
Ontwikkelingsproject
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 462 companies in sector 28250 we hold annual accounts for 285. 156 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2007
Fiscal year end30-09
Activities, NACEBEL 2025
28250Manufacture of machinery and equipment not elsewhere classified
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43230Insulation installation
43350Other building finishing work
43990Other specialised construction activities
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.