CATHERINE FORGET AVOCATE
ActiveCATHERINE FORGET AVOCATE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €85k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 14.26 in 2024; short-term debt: 16% and cash: 43.3% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
43%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
34 d late
2024
127 d early
2023
29 d late
2022
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▼ 42.2%
2024 · €289k
2022: €74k
2023: €167k
2024: €289k
2022 → 2025
Total assets
€198k▼ 35.1%
2024 · €306k
2022: €93k
2023: €190k
2024: €306k
2022 → 2025
Net result
€85k▼ 30.1%
2024 · €122k
2022: €73k
2023: €93k
2024: €122k
2022 → 2025
Working capital
€99k▼ 56.3%
2024 · €226k
2022: €70k
2023: €163k
2024: €226k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€74k-€167k▲ 126%€289k▲ 73.1%€167k▼ 42.2%
Operating result€108k-€137k▲ 26.8%€164k▲ 19.5%€115k▼ 29.9%
Net result€73k-€93k▲ 27.3%€122k▲ 31.4%€85k▼ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€68k▲ 8.5%
Current assets
€131k▼ 46.3%
Equity and liabilities €198k
Equity
€167k▼ 42.2%
Debt
€32k▲ 86.0%
The debt ratio rises from 5.6% to 16.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€116k▼
2024 · €167k
Cash flow
€87k▼
2024 · €125k
Solvency
84.0%▼
2024 · 94.4%
Current ratio
4.12▼
2024 · 14.26
Quick ratio
4.12▼
2024 · 14.26
Debt / equity
0.19▲
2024 · 0.06
ROE
51.2%▲
2024 · 42.2%
ROA
43.0%▲
2024 · 39.9%
Interest coverage
547.18▼
2024 · 798.11
Debt
€32k▲
2024 · €17k
Debt ≤ 1 year
€32k▲
2024 · €17k
Income taxes
€29k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€198k▼
Fixed assets21/28€62k€68k▲
Tangible fixed assets22/27€2k€8k▲
Furniture and vehicles24€2k€8k▲
Financial fixed assets28€60k€60k=
Current assets29/58€243k€131k▼
Amounts receivable within one year40/41€17k€44k▲
Trade receivables40€14k€28k▲
Other amounts receivable41€3k€16k▲
Cash at bank and in hand54/58€225k€86k▼
Deferred charges and accrued income490/1€835€514▼
Equity and liabilities
Total equity and liabilities10/49€306k€198k▼
Equity10/15€289k€167k▼
Contributions10/11€1k€1k=
Reserves13€166k€166k=
Distributable reserves133€166k€166k=
Profit (loss) carried forward14€122k-
Amounts payable17/49€17k€32k▲
Amounts payable within one year42/48€17k€32k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€4k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Non-recurring operating charges66A€402€83▼
Gross operating margin9900€167k€116k▼
Operating profit (loss)9901€164k€115k▼
Financial income75/76B€2€9▲
Recurring financial income75€2€9▲
Financial charges65/66B€209€213▲
Recurring financial charges65€209€213▲
Profit (loss) for the period before taxes9903€164k€115k▼
Income taxes67/77€42k€29k▼
Profit (loss) for the period9904€122k€85k▼
Profit (loss) for the period to be appropriated9905€122k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€85k▼
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €122k ▲31.4%
Operating result €164k, net result €122k, both a record.
31-12
Financial
Equity above €200kEq €289k ▲73.1%
3 profitable years in a row build equity to €289k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €150kEq €167k ▲126%
2 profitable years in a row build equity to €167k.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Jasparlaan 1281060 Sint-Gillis (bij-Brussel)Ground area
515 m²
Building footprint
333 m²
Volume, LiDAR
4,459 m³
2 parcels, Brussels · tallest building 24.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Leopold I-straat 173, 1020 Brussel
since 20212.321.029.460
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0112/00B005 | Brussels | 376 m² | 1 · 265 m² | 24.6 m · 5 fl. |
| 21816C0089/00P008 | Brussels | 139 m² | 1 · 68 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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P-DW Advocaten
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JUDITH SWERTS
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Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 7,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2021
Fiscal year end31-12
Abbreviation FR
CFAv
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.