CASTI
ActiveCASTI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 49% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+18
Solvency88▲+7
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.28 in 2024), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
6%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €217k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
55 d late
2023
65 d late
2022
4 d early
2021
109 d late
2020
25 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 10.7%
2024 · €196k
2018: €215k
2019: €182k
2020: €172k
2021: €178k
2022: €162k
2023: €184k
2024: €196k
2018 → 2025
Total assets
€347k▼ 3.7%
2024 · €360k
2018: €551k
2019: €473k
2020: €380k
2021: €370k
2022: €354k
2023: €349k
2024: €360k
2018 → 2025
Net result
€21k▲ 79.3%
2024 · €12k
2018: €-15k
2019: €-33k
2020: €-10k
2021: €5k
2022: €-16k
2023: €23k
2024: €12k
2018 → 2025
Working capital
€37k▲ 59.4%
2024 · €23k
2018: €-1k
2019: €-15k
2020: €-8k
2021: €22k
2022: €8k
2023: €25k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€162k▼ 9.0%€184k▲ 13.9%€196k▲ 6.3%€217k▲ 10.7%
Operating result€11k-€-9k€34k€28k▼ 17.3%€40k▲ 42.0%
Net result€5k-€-16k€23k€12k▼ 48.2%€21k▲ 79.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€238k▼ 5.8%
Current assets
€109k▲ 1.3%
Equity and liabilities €347k
Equity
€217k▲ 10.7%
Debt
€130k▼ 20.9%
The debt ratio falls from 45.5% to 37.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▲
2024 · €43k
Cash flow
€39k▲
2024 · €27k
Solvency
62.6%▲
2024 · 54.5%
Current ratio
1.52▲
2024 · 1.28
Quick ratio
1.52▲
2024 · 1.28
Debt / equity
0.60▼
2024 · 0.84
ROE
9.6%▲
2024 · 6.0%
ROA
6.0%▲
2024 · 3.2%
Interest coverage
6.96▲
2024 · 4.89
Debt
€130k▼
2024 · €164k
Debt ≤ 1 year
€72k▼
2024 · €84k
Debt > 1 year
€57k▼
2024 · €80k
Income taxes
€14k▲
2024 · €11k
Staff costs
€37k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€347k▼
Fixed assets21/28€253k€238k▼
Tangible fixed assets22/27€252k€237k▼
Land and buildings22€228k€217k▼
Plant, machinery and equipment23€700€3k▲
Furniture and vehicles24€23k€18k▼
Financial fixed assets28€404€404=
Current assets29/58€107k€109k▲
Amounts receivable within one year40/41€98k€100k▲
Trade receivables40€41k€13k▼
Other amounts receivable41€57k€87k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€360k€347k▼
Equity10/15€196k€217k▲
Contributions10/11€6k€6k=
Reserves13€190k€211k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€188k€209k▲
Profit (loss) carried forward14€352€0▼
Amounts payable17/49€164k€130k▼
Amounts payable after more than one year17€80k€57k▼
Financial debts170/4€80k€57k▼
Amounts payable within one year42/48€84k€72k▼
Current portion of amounts payable after more than one year42€24k€23k▼
Trade debts44€19k€12k▼
Suppliers440/4€19k€12k▼
Taxes, remuneration and social security45€41k€37k▼
Taxes450/3€20k€26k▲
Remuneration and social security454/9€21k€11k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€65k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€114k€101k▼
Operating profit (loss)9901€28k€40k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€23k€35k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€12k€21k▲
Profit (loss) for the period to be appropriated9905€12k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€21k▲
Profit (loss) brought forward from the previous period14P€352€352=
Transfer to equity691/2€12k€21k▲
To other reserves6921€12k€21k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €200kEq €217k ▲10.7%
3 profitable years in a row build equity to €217k.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 71 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Cantinière(Tar) 5295651 WalcourtGround area
1.9 ha
Building footprint
2,185 m²
Volume, LiDAR
26,275 m³
2 parcels, Wallonia · tallest building 22.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHU CHARLEROI (ISPPC)
since 20112.231.727.597
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0350/00G002 | Wallonia | 1.8 ha | 1 · 2,073 m² | 22.2 m · 5 fl. |
| 93076C0007/00P004 | Wallonia | 1,547 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEMAKIN
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Lukas REINERS
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HOORCENTRUM ORENA
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Of 113 companies in sector 86959 we hold annual accounts for 73. 45 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2005
Fiscal year end31-12
Activities, NACEBEL
85144
86905Human health activities
86959Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:castigliane72@skynet.be
Phone:071/22.09.03