CASA VERDI

Active

Private limited companyfounded 20224 yrs activeLoofstraat(Kor) 16, 8500 Kortrijk, BelgiumKBO/BCE: BE 0783.497.704

Summary

The computed 12-month bankruptcy probability of CASA VERDI is 3.6% (moderate). The 2025 annual accounts show equity of €32k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 13305 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+5

Solvency62▲+34

Growth32=

Track record94

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.12 against 0.8 in 2024; short-term debt: 63.2% and cash: 44.2% of total assets), and 63.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

36.8%

Return on assets

30.9%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

9 d early

2024

13 d early

2023

8 d early

2022

19 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€32k▲ 523%

2024 · €5k

2022: €59k 2023: €81k 2024: €5k

2022 → 2025

Total assets

€86k▼ 53.8%

2024 · €186k

2022: €177k 2023: €132k 2024: €186k

2022 → 2025

Net result

€27k▼ 32.0%

2024 · €39k

2022: €55k 2023: €22k 2024: €39k

2022 → 2025

Working capital

€6k

2024 · €-36k

2022: €-9k 2023: €23k 2024: €-36k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€59k-€81k▲ 37.7%€5k▼ 93.7%€32k▲ 523%

Operating result€70k-€29k▼ 57.9%€51k▲ 72.0%€35k▼ 31.0%

Net result€55k-€22k▼ 59.6%€39k▲ 75.7%€27k▼ 32.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 31% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €86k

29.4%

70.6%

Fixed assets €25k ▼ 39.0%

Current assets €61k ▼ 58.0%

Equity and liabilities €86k

36.8%

63.2%

Equity €32k ▲ 523%

Debt €54k ▼ 70.0%

Debt's share of the balance-sheet total falls from 97.3% to 63.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€51k▼

2024 · €67k

Cash flow

€43k▼

2024 · €55k

Current ratio

1.12▲

2024 · 0.80

Quick ratio

0.80▲

2024 · 0.73

Debt to equity

1.72▼

2024 · 35.67

ROE

83.9%▼

2024 · 768.1%

ROA

30.9%▲

2024 · 20.9%

Interest coverage

35.22▼

2024 · 46.15

Debt ≤ 1 year

€54k▼

2024 · €181k

Income taxes

€7k▼

2024 · €10k

Staff costs

€58k▼

2024 · €129k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines

Balance sheet Code20242025

Assets

Total assets20/58€186k€86k▼

Fixed assets21/28€42k€25k▼

Intangible fixed assets21€7k€6k▼

Tangible fixed assets22/27€34k€19k▼

Land and buildings22€2k€1k▼

Plant, machinery and equipment23€27k€15k▼

Furniture and vehicles24€5k€3k▼

Current assets29/58€145k€61k▼

Stocks and contracts in progress3€13k€17k▲

Stocks30/36€13k€17k▲

Amounts receivable within one year40/41€20k€5k▼

Trade receivables40€19k€3k▼

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€109k€38k▼

Deferred charges and accrued income490/1€3k€297▼

Equity and liabilities

Total equity and liabilities10/49€186k€86k▼

Equity10/15€5k€32k▲

Contributions10/11€5k€5k=

Outside capital11€5k-

Other1109/19€5k-

Reserves13€78€27k▲

Distributable reserves133€78€27k▲

Profit (loss) carried forward14-€0

Amounts payable17/49€181k€54k▼

Amounts payable within one year42/48€181k€54k▼

Trade debts44€36k€36k▼

Suppliers440/4€36k€36k▼

Taxes, remuneration and social security45€29k€18k▼

Taxes450/3€17k€11k▼

Remuneration and social security454/9€12k€7k▼

Other amounts payable47/48€116k€249▼

Income statement Code20242025

Remuneration, social security and pensions62€129k€58k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=

Other operating charges640/8€3k€3k▲

Gross operating margin9900€199k€113k▼

Operating profit (loss)9901€51k€35k▼

Financial income75/76B€0€19▲

Recurring financial income75€0€19▲

Financial charges65/66B€1k€1k▲

Recurring financial charges65€1k€1k▲

Profit (loss) for the period before taxes9903€49k€34k▼

Income taxes67/77€10k€7k▼

Profit (loss) for the period9904€39k€27k▼

Profit (loss) for the period to be appropriated9905€39k€27k▼

Appropriation of the result

Profit (loss) to be appropriated9906€39k€27k▼

Transfer from equity791/2€115k€0▼

Transfer to equity691/2€39k€27k▼

To other reserves6921€39k€27k▼

Profit to be distributed694/7€115k€0▼

Return on contributions (dividend)694€115k€0▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

22-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

18-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

23-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €22k ▼59.6%

Net result drops to €22k, the lowest in the series; recovery starts the following year.

12-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kortrijk · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Loofstraat(Kor) 168500 Kortrijk

Ground area

259 m²

Building footprint

127 m²

Volume, LiDAR

794 m³

Parcel 34022E0138/00Z005, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CASA VERDI

Loofstraat(Kor) 16, 8500 KortrijkCafés and bars

since 20222.329.212.005

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34022E0138/00Z005	Flanders	259 m²	1 · 127 m²	10.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Kortrijk2.329.212.005

1 permission

Drankgelegenheid · since 16-03-2022

Similar companies · same sector, comparable size

Sint-Jans-Molenbeek · Eq €31,555

JOT

BE 0729.719.122

Antwerpen · Eq €31,696

Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-03-2022

Fiscal year end31-12

Activities, NACEBEL 2025

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.