Carteus - Leyman
ActiveThe computed 12-month bankruptcy probability of Carteus - Leyman is 1.5% (moderate). The 2024 annual accounts show equity of €217k and a net result of €5k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 6717 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-21
Solvency54▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.57 in 2023; short-term debt: 30.1% and cash: 7.6% of total assets), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
65 d late
2022
46 d late
2021
29 d late
2020
70 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€217k▲ 2.2%
2023 · €212k
2019: €71k
2020: €104k
2021: €112k
2022: €123k
2023: €212k
2019 → 2024
Total assets
€760k▲ 48.1%
2023 · €513k
2019: €204k
2020: €376k
2021: €419k
2022: €550k
2023: €513k
2019 → 2024
Net result
€5k▼ 94.8%
2023 · €90k
2019: €46k
2020: €33k
2021: €7k
2022: €11k
2023: €90k
2019 → 2024
Working capital
€54k▼ 48.1%
2023 · €103k
2019: €45k
2020: €38k
2021: €10k
2022: €-3k
2023: €103k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€104k-€112k▲ 7.1%€123k▲ 10.0%€212k▲ 73.1%€217k▲ 2.2%
Operating result€40k-€22k▼ 43.5%€23k▲ 2.6%€126k▲ 452%€18k▼ 85.4%
Net result€33k-€7k▼ 77.6%€11k▲ 51.2%€90k▲ 707%€5k▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 85% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €760k
Fixed assets
€478k▲ 108%
Current assets
€282k▼ 0.6%
Equity and liabilities €760k
Equity
€217k▲ 2.2%
Debt
€543k▲ 80.5%
The debt ratio rises from 58.6% to 71.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▼
2023 · €213k
Cash flow
€101k▼
2023 · €177k
Solvency
28.6%▼
2023 · 41.4%
Current ratio
1.23▼
2023 · 1.57
Quick ratio
1.23▼
2023 · 1.57
Debt / equity
2.50▲
2023 · 1.42
ROE
2.1%▼
2023 · 42.2%
ROA
0.6%▼
2023 · 17.5%
Interest coverage
7.41▼
2023 · 17.71
Debt
€543k▲
2023 · €301k
Debt ≤ 1 year
€229k▲
2023 · €181k
Debt > 1 year
€312k▲
2023 · €118k
Income taxes
€2k▼
2023 · €25k
Staff costs
€197k▲
2023 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€513k€760k▲
Fixed assets21/28€229k€478k▲
Tangible fixed assets22/27€220k€469k▲
Plant, machinery and equipment23€710€4k▲
Furniture and vehicles24€33k€86k▲
Leasing and similar rights25€186k€379k▲
Financial fixed assets28€10k€9k▼
Current assets29/58€284k€282k▼
Amounts receivable within one year40/41€244k€200k▼
Trade receivables40€207k€116k▼
Other amounts receivable41€37k€85k▲
Cash at bank and in hand54/58€34k€58k▲
Deferred charges and accrued income490/1€6k€24k▲
Equity and liabilities
Total equity and liabilities10/49€513k€760k▲
Equity10/15€212k€217k▲
Contributions10/11€25k€25k=
Reserves13€187k€192k▲
Distributable reserves133€187k€192k▲
Amounts payable17/49€301k€543k▲
Amounts payable after more than one year17€118k€312k▲
Financial debts170/4€118k€312k▲
Amounts payable within one year42/48€181k€229k▲
Current portion of amounts payable after more than one year42€67k€96k▲
Financial debts43€32k€31k▼
Credit institutions430/8€30k€30k=
Other loans439€2k€1k▼
Trade debts44€38k€57k▲
Suppliers440/4€38k€57k▲
Taxes, remuneration and social security45€44k€44k▲
Taxes450/3€36k€25k▼
Remuneration and social security454/9€7k€19k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€96k€197k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€97k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€317k€319k▲
Operating profit (loss)9901€126k€18k▼
Financial income75/76B€394€4k▲
Recurring financial income75€394€4k▲
Financial charges65/66B€12k€16k▲
Recurring financial charges65€12k€16k▲
Profit (loss) for the period before taxes9903€115k€7k▼
Income taxes67/77€25k€2k▼
Profit (loss) for the period9904€90k€5k▼
Profit (loss) for the period to be appropriated9905€90k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€5k▼
Transfer to equity691/2€90k€5k▼
To other reserves6921€90k€5k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼94.8%
Net result drops to €5k, the lowest in the series.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Highest result since 2019net €90k ▲707%
Operating result €126k, net result €90k, both a record.
31-12
Financial
Equity above €200kEq €212k ▲73.1%
5 profitable years in a row build equity to €212k.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 70 days late
2020
31-12
Financial
Equity above €100kEq €104k ▲46%
2 profitable years in a row build equity to €104k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tenhole 89681 MaarkedalGround area
2,736 m²
Building footprint
134 m²
Volume, LiDAR
644 m³
Parcel 45032C0273/00C000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carteus - Leyman
since 20182.277.590.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032C0273/00C000 | Flanders | 2,736 m² | 1 · 133 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 672 EUR awarded · 672 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 345 EUR | 345 EUR |
| 2024 | 1 | 327 EUR | 327 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaarkedal2.277.590.583
Similar companies · same sector, comparable size
SV Transporten
BE 0471.349.229
Tielt · Eq €217k
STAGELINER
BE 0818.715.830
Schoten · Eq €217k
Traverma
BE 0726.666.491
Ingelmunster · Eq €217k
TRANSMALYSSE
BE 0435.250.480
Kortrijk · Eq €217k
CAJATRANS
BE 0454.870.216
Aalst · Eq €217k
Of 12,605 companies in sector 49410 we hold annual accounts for 8,192. 6,126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2018
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.