Carrosserie ROBBY
ActiveSummary
Carrosserie ROBBY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €748k and a net result of €201k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.83 against 3.62 in 2024; short-term debt: 14.6% and cash: 24.4% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
21.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
1 d late
2023
20 d late
2022
11 d early
2021
38 d early
2020
66 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€748k▲ 23.3%
2024 · €607k
2018: €254k
2019: €314k
2020: €363k
2021: €371k
2022: €398k
2023: €503k
2024: €607k
2018 → 2025
Total assets
€926k▲ 18.7%
2024 · €780k
2018: €531k
2019: €561k
2020: €629k
2021: €613k
2022: €641k
2023: €678k
2024: €780k
2018 → 2025
Net result
€201k▲ 46.3%
2024 · €137k
2018: €25k
2019: €59k
2020: €59k
2021: €70k
2022: €77k
2023: €105k
2024: €137k
2018 → 2025
Working capital
€520k▲ 57.2%
2024 · €330k
2018: €96k
2019: €144k
2020: €196k
2021: €216k
2022: €234k
2023: €301k
2024: €330k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€371k-€398k▲ 7.2%€503k▲ 26.3%€607k▲ 20.7%€748k▲ 23.3%
Operating result€106k-€113k▲ 7.1%€159k▲ 40.7%€203k▲ 27.1%€296k▲ 45.9%
Net result€70k-€77k▲ 9.9%€105k▲ 36.5%€137k▲ 30.8%€201k▲ 46.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €926k
Fixed assets
€271k ▼ 16.3%
Current assets
€655k ▲ 43.5%
Equity and liabilities €926k
Equity
€748k ▲ 23.3%
Debt
€178k ▲ 2.6%
Debt's share of the balance-sheet total falls from 22.2% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€360k▲
2024 · €262k
Cash flow
€265k▲
2024 · €197k
Current ratio
4.83▲
2024 · 3.62
Quick ratio
4.53▲
2024 · 3.48
Debt to equity
0.24▼
2024 · 0.29
ROE
26.8%▲
2024 · 22.6%
ROA
21.7%▲
2024 · 17.6%
Interest coverage
76.95▲
2024 · 55.50
Debt ≤ 1 year
€136k▲
2024 · €126k
Debt > 1 year
€42k▼
2024 · €47k
Income taxes
€92k▲
2024 · €62k
Staff costs
€269k▲
2024 · €256k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€780k€926k▲
Fixed assets21/28€324k€271k▼
Tangible fixed assets22/27€324k€271k▼
Land and buildings22€213k€186k▼
Plant, machinery and equipment23€45k€31k▼
Furniture and vehicles24€63k€53k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€456k€655k▲
Stocks and contracts in progress3€18k€41k▲
Stocks30/36€13k€14k▲
Contracts in progress37€4k€27k▲
Amounts receivable within one year40/41€86k€74k▼
Trade receivables40€80k€68k▼
Other amounts receivable41€6k€6k▲
Current investments50/53€164k€270k▲
Cash at bank and in hand54/58€162k€226k▲
Deferred charges and accrued income490/1€27k€44k▲
Equity and liabilities
Total equity and liabilities10/49€780k€926k▲
Equity10/15€607k€748k▲
Contributions10/11€50k€50k=
Reserves13€557k€698k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€552k€693k▲
Amounts payable17/49€174k€178k▲
Amounts payable after more than one year17€47k€42k▼
Financial debts170/4€47k€42k▼
Amounts payable within one year42/48€126k€136k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€51k€37k▼
Suppliers440/4€51k€37k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€69k€90k▲
Taxes450/3€48k€68k▲
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€432-
Income statement
Code20242025
Non-recurring operating income76A€7k€18k▲
Remuneration, social security and pensions62€256k€269k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€64k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€524k€636k▲
Operating profit (loss)9901€203k€296k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€199k€293k▲
Income taxes67/77€62k€92k▲
Profit (loss) for the period9904€137k€201k▲
Profit (loss) for the period to be appropriated9905€137k€201k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€201k▲
Transfer from equity791/2€33k€59k▲
Transfer to equity691/2€137k€201k▲
To other reserves6921€137k€201k▲
Profit to be distributed694/7€33k€59k▲
Return on contributions (dividend)694€33k€59k▲
Social balance
Average headcount (FTE)90874.44.1▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €201k ▲46.3%
Operating result €296k, net result €201k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Equity above €500kEq €503k ▲26.3%
6 profitable years in a row build equity to €503k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 472390 MalleGround area
373 m²
Building footprint
145 m²
Volume, LiDAR
975 m³
Parcel 11032B0203/00W003, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carrosserie ROBBY
since 20092.176.372.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032B0203/00W003 | Flanders | 373 m² | 1 · 145 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 2,903 EUR awarded · 2,903 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 187 EUR | 187 EUR |
| 2024 | 1 | 0 EUR | 297 EUR |
| 2023 | 2 | 2,383 EUR | 2,086 EUR |
| 2022 | 1 | 333 EUR | 333 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
47820Retail sale of motor vehicle parts and accessories
46713Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.