CARRE D'HERBES
ActiveSummary
The computed 12-month bankruptcy probability of CARRE D'HERBES is 2.1% (moderate). The 2025 annual accounts show equity of €97k and a net result of €-29k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 13305 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-71
Solvency100▲+27
Growth52=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 1.64 in 2024; short-term debt: 19.4% and cash: 60.7% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
-24.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
2021
14 d late
2020
16 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 23.2%
2024 · €126k
2019: €78k
2020: €102k
2021: €162k
2022: €212k
2023: €218k
2024: €126k
2019 → 2025
Total assets
€121k▼ 53.9%
2024 · €262k
2019: €193k
2020: €173k
2021: €227k
2022: €288k
2023: €259k
2024: €262k
2019 → 2025
Net result
€-29k
2024 · €4k
2019: €23k
2020: €25k
2021: €59k
2022: €44k
2023: €6k
2024: €4k
2019 → 2025
Working capital
€60k▼ 30.6%
2024 · €87k
2019: €57k
2020: €82k
2021: €114k
2022: €167k
2023: €182k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€212k▲ 30.9%€218k▲ 2.9%€126k▼ 42.1%€97k▼ 23.2%
Operating result€73k-€61k▼ 17.0%€12k▼ 80.3%€10k▼ 16.9%€-27k
Net result€59k-€44k▼ 26.4%€6k▼ 85.9%€4k▼ 32.6%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€37k ▼ 7.2%
Current assets
€84k ▼ 62.3%
Equity and liabilities €121k
Equity
€97k ▼ 23.2%
Debt
€24k ▼ 82.3%
Debt's share of the balance-sheet total falls from 51.9% to 19.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▼
2024 · €23k
Cash flow
€-17k▼
2024 · €17k
Current ratio
3.57▲
2024 · 1.64
Quick ratio
3.31▲
2024 · 1.63
Debt to equity
0.25▼
2024 · 1.08
ROE
-30.2%▼
2024 · 3.3%
ROA
-24.2%▼
2024 · 1.6%
Interest coverage
-7.58▼
2024 · 8.49
Debt ≤ 1 year
€23k▼
2024 · €135k
Income taxes
€516▼
2024 · €3k
Staff costs
€36k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€262k€121k▼
Fixed assets21/28€40k€37k▼
Intangible fixed assets21€467€155▼
Tangible fixed assets22/27€39k€37k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€234€7k▲
Other tangible fixed assets26€37k€28k▼
Current assets29/58€222k€84k▼
Amounts receivable after more than one year29€82k€0▼
Other amounts receivable291€82k€0▼
Stocks and contracts in progress3€2k€6k▲
Stocks30/36€2k€6k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€0€17▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€136k€73k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€262k€121k▼
Equity10/15€126k€97k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€4k€6k▲
Profit (loss) carried forward14€101k€72k▼
Amounts payable17/49€136k€24k▼
Amounts payable within one year42/48€135k€23k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€18€0▼
Credit institutions430/8€18€0▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€33k€18k▼
Taxes450/3€21k€14k▼
Remuneration and social security454/9€12k€4k▼
Other amounts payable47/48€96k€0▼
Accrued charges and deferred income492/3€747€560▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€80k€24k▼
Operating profit (loss)9901€10k€-27k▼
Financial income75/76B€20€43▲
Recurring financial income75€20€43▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€-29k▼
Income taxes67/77€3k€516▼
Profit (loss) for the period9904€4k€-29k▼
Profit (loss) for the period to be appropriated9905€4k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€72k▼
Profit (loss) brought forward from the previous period14P€197k€101k▼
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Profit to be distributed694/7€96k€0▼
Return on contributions (dividend)694€96k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-29k ▼806%
Net result drops to €-29k, the lowest in the series.
30-06
Financial
Liquidity doublescurrent ratio 3.57
Current ratio from 1.64 to 3.57; short-term debt falls from €135k to €23k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €212k ▲30.9%
4 profitable years in a row build equity to €212k.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-06
Financial
Highest result since 2019net €59k ▲142%
Operating result €73k, net result €59k, both a record.
30-06
Financial
Equity above €150kEq €162k ▲58.2%
3 profitable years in a row build equity to €162k.
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
30-06
Financial
Equity above €100kEq €102k ▲31.7%
2 profitable years in a row build equity to €102k.
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant(WP) 7805100 NamurGround area
1,695 m²
Building footprint
113 m²
Volume, LiDAR
1,397 m³
Parcel 92135B0075/00B000, Wallonia · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CARRE D'HERBES
since 20142.237.158.510
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135B0075/00B000 | Wallonia | 1,695 m² | 1 · 113 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.237.158.510
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't BAKHUISJE
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2014
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:asophieher@voo.be
Phone:0477/56.97.81