CARP - OFFICE
ActiveSummary
CARP - OFFICE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €484. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 1638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency54▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.22 in 2024; short-term debt: 71.1% and cash: 8.8% of total assets), and 71.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
29 d late
2023
30 d late
2022
24 d late
2021
29 d late
2020
27 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€100k▲ 0.5%
2024 · €99k
2018: €53k
2019: €72k
2020: €89k
2021: €96k
2022: €96k
2023: €98k
2024: €99k
2018 → 2025
Total assets
€345k▼ 5.7%
2024 · €365k
2018: €318k
2019: €324k
2020: €347k
2021: €340k
2022: €355k
2023: €374k
2024: €365k
2018 → 2025
Net result
€484▼ 29.1%
2024 · €682
2018: €13k
2019: €19k
2020: €17k
2021: €7k
2022: €579
2023: €2k
2024: €682
2018 → 2025
Working capital
€72k▲ 24.6%
2024 · €58k
2018: €76k
2019: €95k
2020: €79k
2021: €71k
2022: €53k
2023: €58k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€96k▲ 0.6%€98k▲ 2.0%€99k▲ 0.7%€100k▲ 0.5%
Operating result€9k-€3k▼ 72.1%€5k▲ 104%€3k▼ 42.5%€3k▲ 3.2%
Net result€7k-€579▼ 91.3%€2k▲ 231%€682▼ 64.4%€484▼ 29.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€27k ▼ 33.8%
Current assets
€317k ▼ 2.1%
Equity and liabilities €345k
Equity
€100k ▲ 0.5%
Debt
€245k ▼ 8.0%
Debt's share of the balance-sheet total falls from 72.9% to 71.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €18k
Cash flow
€16k▲
2024 · €15k
Current ratio
1.30▲
2024 · 1.22
Quick ratio
0.40▲
2024 · 0.37
Debt to equity
2.46▼
2024 · 2.69
ROE
0.5%▼
2024 · 0.7%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
6.78▼
2024 · 7.69
Debt ≤ 1 year
€245k▼
2024 · €266k
Income taxes
€2k▲
2024 · €2k
Staff costs
€30k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€365k€345k▼
Fixed assets21/28€41k€27k▼
Tangible fixed assets22/27€33k€20k▼
Plant, machinery and equipment23€8k€3k▼
Furniture and vehicles24€26k€16k▼
Other tangible fixed assets26-€1k
Financial fixed assets28€8k€8k=
Current assets29/58€324k€317k▼
Stocks and contracts in progress3€226k€219k▼
Stocks30/36€226k€219k▼
Amounts receivable within one year40/41€62k€67k▲
Trade receivables40€14k€6k▼
Other amounts receivable41€49k€61k▲
Cash at bank and in hand54/58€35k€30k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€365k€345k▼
Equity10/15€99k€100k▲
Contributions10/11€19k€19k=
Reserves13€19k€19k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€62k€62k▲
Amounts payable17/49€266k€245k▼
Amounts payable within one year42/48€266k€245k▼
Trade debts44€123k€125k▲
Suppliers440/4€123k€125k▲
Taxes, remuneration and social security45€64k€42k▼
Taxes450/3€49k€28k▼
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48€80k€78k▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€49k€52k▲
Operating profit (loss)9901€3k€3k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€682€484▼
Profit (loss) for the period to be appropriated9905€682€484▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€62k▲
Profit (loss) brought forward from the previous period14P€61k€62k▲
Social balance
Average headcount (FTE)90870.70.7=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 23 days late
2025
31-12
Financial
Weakest financial yearnet €484 ▼29.1%
Net result drops to €484, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
31-12
Financial
Highest result since 2018net €19k ▲49.3%
Operating result €27k, net result €19k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevekotestraat 688470 GistelGround area
1.1 ha
Building footprint
628 m²
Volume, LiDAR
3,884 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARP - OFFICE
since 19982.087.902.630
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35027B0119/00R004 | Flanders | 9,142 m² | - | - |
| 32003B0163/00N004 | Flanders | 1,782 m² | 1 · 628 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 3,019 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
73110Advertising agencies
46500Wholesale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.