CARNAC
ActiveSummary
CARNAC has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €162k and a net result of €52k. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 92% of 18941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+22
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 6.05 in 2023; short-term debt: 17% and cash: 55.6% of total assets), and 17.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-04-2025, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
98 d early
2023
5 d early
2022
6 d early
2021
32 d early
2020
31 d early
2019
108 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€162k▲ 31.3%
2023 · €123k
2018: €23k
2019: €30k
2020: €47k
2021: €91k
2022: €113k
2023: €123k
2018 → 2024
Total assets
€196k▲ 35.4%
2023 · €145k
2018: €64k
2019: €61k
2020: €69k
2021: €145k
2022: €164k
2023: €145k
2018 → 2024
Net result
€52k▲ 384%
2023 · €11k
2018: €-4k
2019: €7k
2020: €17k
2021: €44k
2022: €22k
2023: €11k
2018 → 2024
Working capital
€143k▲ 32.2%
2023 · €108k
2018: €-716
2019: €8k
2020: €31k
2021: €78k
2022: €96k
2023: €108k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€47k-€91k▲ 94.2%€113k▲ 23.8%€123k▲ 9.6%€162k▲ 31.3%
Operating result€23k-€69k▲ 204%€32k▼ 54.3%€16k▼ 50.5%€74k▲ 370%
Net result€17k-€44k▲ 164%€22k▼ 50.9%€11k▼ 50.1%€52k▲ 384%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 370% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €196k
Fixed assets
€20k ▲ 29.0%
Current assets
€176k ▲ 36.2%
Equity and liabilities €196k
Equity
€162k ▲ 31.3%
Debt
€34k ▲ 59.3%
Debt's share of the balance-sheet total rises from 14.8% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2023 · €23k
Cash flow
€61k▲
2023 · €18k
Current ratio
5.28▼
2023 · 6.05
Quick ratio
5.05▼
2023 · 5.79
Debt to equity
0.21▲
2023 · 0.17
ROE
32.3%▲
2023 · 8.8%
ROA
26.7%▲
2023 · 7.5%
Interest coverage
47.40▲
2023 · 16.39
Debt ≤ 1 year
€33k▲
2023 · €21k
Income taxes
€21k▲
2023 · €5k
Staff costs
€705▲
2023 · €143
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€145k€196k▲
Fixed assets21/28€15k€20k▲
Tangible fixed assets22/27€15k€20k▲
Land and buildings22€1k€139▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€13k€15k▲
Other tangible fixed assets26-€3k
Current assets29/58€129k€176k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€4k€9k▲
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€69k€109k▲
Deferred charges and accrued income490/1€653€741▲
Equity and liabilities
Total equity and liabilities10/49€145k€196k▲
Equity10/15€123k€162k▲
Contributions10/11€19k€19k=
Reserves13€105k€143k▲
Distributable reserves133€105k€143k▲
Profit (loss) carried forward14€13€89▲
Amounts payable17/49€21k€34k▲
Amounts payable within one year42/48€21k€33k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€2k€14k▲
Accrued charges and deferred income492/3-€672
Income statement
Code20232024
Remuneration, social security and pensions62€143€705▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€26k€86k▲
Operating profit (loss)9901€16k€74k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€16k€73k▲
Income taxes67/77€5k€21k▲
Profit (loss) for the period9904€11k€52k▲
Profit (loss) for the period to be appropriated9905€11k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€52k▲
Profit (loss) brought forward from the previous period14P€63€13▼
Transfer from equity791/2-€14k
Transfer to equity691/2€11k€52k▲
To other reserves6921€11k€52k▲
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲384%
Operating result €74k, net result €52k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲31.3%
6 profitable years in a row build equity to €162k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €113k ▲23.8%
4 profitable years in a row build equity to €113k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driftweg 68420 De HaanGround area
166 m²
Building footprint
158 m²
Volume, LiDAR
1,214 m³
Parcel 35007A0007/00F006, Flanders · tallest building 15.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bistro Carnac
since 20032.134.631.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0007/00F006 | Flanders | 166 m² | 1 · 158 m² | 15.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.134.631.488
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NATI
BE 0476.851.109
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FRIETPOORTJE
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RETRO PATAT
BE 0831.488.552
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DISTRI EVENT
BE 0885.932.474
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IRON CORPORATION
BE 0768.545.846
Brussel · Eq €161,847
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.