Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CARAAT is 0.5% (low). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 26-08-2025 | 26 d late | 2025-00407290 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00429746 |
| 31-12-2022 | 31-07-2023 | 06-07-2023 | 25 d early | 2023-00218452 |
| 31-12-2021 | 31-07-2022 | 07-06-2022 | 54 d early | 2022-20054815 |
| 31-12-2020 | 31-07-2021 | 17-06-2021 | 44 d early | 2021-20900314 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 26-08-2025 | 2025-00407290 |
| 31-12-2023 | micro | 30-08-2024 | 2024-00429746 |
| 31-12-2022 | micro | 06-07-2023 | 2023-00218452 |
| 31-12-2021 | verkort | 07-06-2022 | 2022-20054815 |
| 31-12-2020 | verkort | 17-06-2021 | 2021-20900314 |
Directors
Directors & mandates
4 directorsCurrent directors & mandates
-
Current01-10-2024 → present
Former directors (3)
-
Former- → 11-10-2025
-
Former01-10-2024 → 01-02-2025
2 events
- 01-02-2025 Resigned· Director
- 01-10-2024 Appointed· Director
-
Former- → 01-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van interieurarchitecten(71112) |
| Legal form | Private limited company(610) |
| Incorporation | 28-06-2019 |
| Status | Active |
| Postal code | 3540 |
Structure & network
Connections & network
1 connected companyGroup structure
We sit on their board · 1 subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyCARAATBE 0729.571.246
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 1 location
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 913540 Herk-de-StadEstablishment units
1 locationCARAAT
since 20192.290.859.292
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,282 m²
Buildings1
Building footprint154 m²
Volume (LiDAR)1,018 m³
Tallest building9.9 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71051C0519/00F002 | Flanders | 1,282 m² | 1 · 154 m² | 9.9 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
7 acts Address history · 3
24-12-2024
v3.2
19-08-2024
v3.2
15-07-2024
v3.2
All acts · 7
updated 5 months ago
2026
18-02-2026 LEEMANS Eric resigns as director
2025
02-06-2025 LEEMANS Lotte resigns as director
2024
24-12-2024 Registered office moved within Herk-de-Stad
- Sint-Truidersteenweg 22, 3540 Herk-de-Stad → Kerkstraat 91, 3540 Herk-de-Stad
Summary:
v3.2
06-11-2024 2 directors appointed, 1 resigning
- LEEMANS Lotte, Bestuurder
- LEEMANS Merel, Bestuurder
- BALLET Nele, Bestuurder
Summary:
v3.2
19-08-2024 Registered office moved from Herk de Stad to Herk-de-Stad
- Sint Truidersteenweg 24, 3540 Herk de Stad → Sint-Truidersteenweg 22, 3540 Herk-de-Stad
Summary:
v3.2
15-07-2024 Registered office moved from Lummen to Herk-de-Stad
- Meerlestraat 3, 3560 Lummen → Sint-Truidersteenweg 24, 3540 Herk-de-Stad
Summary:
v3.2
2019
02-07-2019 Incorporation of a new BV
Summary:
oprichting
Analysis
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verdict per customer and amountSimilar
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Company registry
Company registry (CBE)
Crossroads BankActivities
Interieurarchitecten71112Activiteiten van interieurarchitecten71112Activiteiten van interieurdecorateurs74104Interieurontwerp74130
Primary activity highlighted.
Names & trade names
| Legal nameNL | CARAAT |
Registered office
Kerkstraat 91
3540 Herk-de-Stad, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.