CAR WASH & GO
ActiveCAR WASH & GO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €39k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-5
Solvency63▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.41 in 2024; short-term debt: 21% and cash: 25.3% of total assets), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
3.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
90 d late
2022
38 d late
2021
31 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 21.5%
2024 · €49k
2018: €119k
2019: €90k
2020: €17k
2021: €50k
2022: €29k
2023: €51k
2024: €49k
2018 → 2025
Working capital
€163k▲ 28.5%
2024 · €127k
2018: €20k
2019: €57k
2020: €148k
2021: €130k
2022: €57k
2023: €119k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€308k-€337k▲ 9.4%€388k▲ 15.0%€437k▲ 12.7%€476k▲ 8.8%
Operating result€144k-€113k▼ 21.4%€156k▲ 37.3%€150k▼ 3.7%€140k▼ 6.5%
Net result€50k-€29k▼ 42.0%€51k▲ 75.1%€49k▼ 2.9%€39k▼ 21.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€835k▼ 6.5%
Current assets
€428k▼ 1.9%
Equity and liabilities €1.26M
Equity
€476k▲ 8.8%
Debt
€788k▼ 11.7%
The debt ratio falls from 67.1% to 62.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€203k▼
2024 · €215k
Cash flow
€101k▼
2024 · €114k
Solvency
37.7%▲
2024 · 32.9%
Current ratio
1.62▲
2024 · 1.41
Quick ratio
1.62▲
2024 · 1.41
Debt / equity
1.66▼
2024 · 2.04
ROE
8.1%▼
2024 · 11.3%
ROA
3.1%▼
2024 · 3.7%
Interest coverage
2.35▼
2024 · 2.84
Debt
€788k▼
2024 · €892k
Debt ≤ 1 year
€265k▼
2024 · €310k
Debt > 1 year
€523k▼
2024 · €583k
Income taxes
€15k▼
2024 · €25k
Staff costs
€49k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.26M▼
Fixed assets21/28€893k€835k▼
Tangible fixed assets22/27€892k€835k▼
Land and buildings22€873k€817k▼
Plant, machinery and equipment23€17k€16k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€700€700=
Current assets29/58€437k€428k▼
Amounts receivable within one year40/41€53k€46k▼
Trade receivables40€42k€30k▼
Other amounts receivable41€11k€16k▲
Cash at bank and in hand54/58€321k€319k▼
Deferred charges and accrued income490/1€62k€63k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.26M▼
Equity10/15€437k€476k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€310k€310k=
Reserves13€106k€144k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€102k€141k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€892k€788k▼
Amounts payable after more than one year17€583k€523k▼
Financial debts170/4€583k€523k▼
Amounts payable within one year42/48€310k€265k▼
Current portion of amounts payable after more than one year42€65k€60k▼
Financial debts43-€30k
Credit institutions430/8-€30k
Trade debts44€74k€68k▼
Suppliers440/4€74k€68k▼
Taxes, remuneration and social security45€66k€31k▼
Taxes450/3€59k€27k▼
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€106k€76k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€49k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€63k▼
Other operating charges640/8€25k€22k▼
Gross operating margin9900€289k€273k▼
Operating profit (loss)9901€150k€140k▼
Financial income75/76B€593€111▼
Recurring financial income75€593€111▼
Financial charges65/66B€76k€86k▲
Recurring financial charges65€76k€86k▲
Profit (loss) for the period before taxes9903€75k€54k▼
Income taxes67/77€25k€15k▼
Profit (loss) for the period9904€49k€39k▼
Profit (loss) for the period to be appropriated9905€49k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€40k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€49k€39k▼
To other reserves6921€49k€39k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 90 days late
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 38 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €17k ▼80.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Equity above €200kEq €241k ▲60.1%
2 profitable years in a row build equity to €241k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustave Fachedreef(L) 17700 MouscronGround area
9,134 m²
Building footprint
749 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
CAR WASH & GO
since 20082.168.221.006
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006N0215/00G002 | Wallonia | 4,973 m² | 1 · 571 m² | - |
| 54006N0187/00G000 | Wallonia | 4,160 m² | 1 · 179 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549000K9ISA8I8FZF12
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Of 3,211 companies in sector 95316 we hold annual accounts for 753. 360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-06-2002
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.