CAR.E
ActiveSummary
CAR.E has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-306k) and a net result of €72k. Equity is shrinking by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+50
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.3 against 0.12 in 2024; short-term debt: 32.2% and cash: 12% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
372.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
15 d early
2023
19 d early
2022
41 d early
2021
2 d early
2020
5 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-306k▲ 18.9%
2024 · €-378k
2018: €2k
2019: €-32k
2020: €-28k
2021: €-398k
2022: €-369k
2023: €-316k
2024: €-378k
2018 → 2025
Total assets
€19k▼ 4.3%
2024 · €20k
2018: €1.39M
2019: €1.20M
2020: €1.23M
2021: €40k
2022: €40k
2023: €65k
2024: €20k
2018 → 2025
Net result
€72k
2024 · €-62k
2018: €-4k
2019: €-34k
2020: €4k
2021: €-370k
2022: €29k
2023: €53k
2024: €-62k
2018 → 2025
Working capital
€8k
2024 · €-96k
2018: €-329k
2019: €-333k
2020: €-407k
2021: €-398k
2022: €13k
2023: €32k
2024: €-96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-398k-€-369k▲ 7.2%€-316k▲ 14.4%€-378k▼ 19.6%€-306k▲ 18.9%
Operating result€-354k-€29k€54k▲ 84.9%€43k▼ 19.4%€72k▲ 66.1%
Net result€-370k-€29k€53k▲ 86.6%€-62k€72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€5k ▼ 28.8%
Current assets
€14k ▲ 8.9%
Key figures and ratios
EBITDA
€74k▲
2024 · €45k
Cash flow
€74k▲
2024 · €-60k
Current ratio
2.30▲
2024 · 0.12
Debt to equity
-1.06▼
2024 · -1.05
ROA
372.8%▲
2024 · -308.4%
Interest coverage
346.11▲
2024 · 240.43
Debt
€326k▼
2024 · €398k
Debt ≤ 1 year
€6k▼
2024 · €109k
Debt > 1 year
€319k▲
2024 · €289k
Income taxes
€0▼
2024 · €105k
A ratio outside any meaningful range has been withheld (balance sheet total €19k, equity €-306k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20k€19k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€13k€14k▲
Amounts receivable within one year40/41€3k€12k▲
Trade receivables40€3k€12k▲
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€257€112▼
Equity and liabilities
Total equity and liabilities10/49€20k€19k▼
Equity10/15€-378k€-306k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-384k€-313k▲
Amounts payable17/49€398k€326k▼
Amounts payable after more than one year17€289k€319k▲
Financial debts170/4€289k€319k▲
Amounts payable within one year42/48€109k€6k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€105k€5k▼
Taxes450/3€105k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€739€602▼
Gross operating margin9900€46k€74k▲
Operating profit (loss)9901€43k€72k▲
Financial charges65/66B€188€213▲
Recurring financial charges65€188€213▲
Profit (loss) for the period before taxes9903€43k€72k▲
Income taxes67/77€105k€0▼
Profit (loss) for the period9904€-62k€72k▲
Profit (loss) for the period to be appropriated9905€-62k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-384k€-313k▲
Profit (loss) brought forward from the previous period14P€-322k€-384k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
30-09
Financial
Liquidity times 19current ratio 2.30
Current ratio from 0.12 to 2.30; short-term debt falls from €109k to €6k.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-09
Financial
Liquidity times 16current ratio 1.47
Current ratio from 0.09 to 1.47; short-term debt falls from €438k to €27k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-370k ▼9964%
Net result drops to €-370k, the lowest in the series; recovery starts the following year.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
Show earlier events
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wedekensdriesstraat(KRU) 49770 KruisemGround area
9,237 m²
Building footprint
153 m²
Volume, LiDAR
895 m³
Parcel 45017B1506/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wedekensdriesstraat(KRU) 4, 9770 Kruisem
since 20002.131.936.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B1506/00A000 | Flanders | 9,237 m² | 1 · 153 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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AGORAIOS CONSULTING
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MUZE ANTWERP
BE 0759.899.186
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 9,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-1999
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.