Age6 yrs
Real estate2 parcels · 2,336 m²
Summary
Conclusion
the dossier summarised in one paragraphCaptureAge has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €623k and a net result of €429k. The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-08-2026 | 31 d late | 2026-00463031 |
| 31-12-2024 | 31-07-2025 | 28-07-2025 | 3 d early | 2025-00319371 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00412447 |
| 31-12-2022 | 31-07-2023 | 30-08-2023 | 30 d late | 2023-00410006 |
| 31-12-2021 | 31-07-2022 | 08-09-2022 | 39 d late | 2022-20429166 |
| 31-12-2020 | 31-07-2021 | 22-11-2021 | 114 d late | 2021-78300248 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€429k+43.8%
Working capital€1.03M+16.3%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
€733k
+41.1%
24-25
€429k
+43.8%
24-25
€452k
+46.6%
24-25
€1.58M
+26.3%
24-25
€623k
+66.8%
24-25
€1.03M
+16.3%
24-25
€162k
+11.3%
24-25
€180k
+20.0%
24-25
Show 9 other metrics
€961k
+9.2%
24-25
€509k
+61.7%
24-25
3.03
-20.7%
24-25
3.03
-20.7%
24-25
39.3%
+32.0%
24-25
1.54
-34.5%
24-25
68.9%
-13.8%
24-25
27.1%
+13.8%
24-25
5.58
-68.6%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €733k |
| Net profit | €429k |
| Cash flow | €452k |
| Staff costs | - |
| Income taxes | €162k |
| Dividends | €180k |
| Total assets | €1.58M |
| Equity | €623k |
| Debt | €961k |
| of which ≤ 1y | €509k |
| of which > 1y | - |
| Working capital | €1.03M |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.03 |
| Quick ratio | 3.03 |
| Working capital ratio | 65.1% |
| Solvency | 39.3% |
| Debt / equity | 1.54 |
| Long-term debt ratio | - |
| Interest coverage | 5.58 |
| Gross margin | - |
| Net margin | - |
| ROA | 27.1% |
| ROE | 68.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.58M |
| Fixed assets | 21/28 | €43k |
| Tangible fixed assets | 22/27 | €43k |
| Current assets | 29/58 | €1.54M |
| Amounts receivable within one year | 40/41 | €95k |
| Cash & bank | 54/58 | €1.43M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.58M |
| Equity | 10/15 | €623k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €621k |
| Amounts payable | 17/49 | €961k |
| Amounts payable within one year | 42/48 | €509k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €733k |
| Operating result | 9901 | €710k |
| Financial income | 75 | €12k |
| Financial charges | 65 | €131k |
| Result before taxes | 9903 | €591k |
| Income taxes | 67/77 | €162k |
| Net result for the period | 9904 | €429k |
| Result to be appropriated | 9905 | €429k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
3 directors6 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
WOLF SarahDirectorState Gazette act 24443747 (18-11-2024)Current18-11-2024 → present
Former directors (2)
-
Karssiens Dirk SeihoDirectorState Gazette act 24024620 (08-02-2024)Former- → 27-07-2023
-
Phillips Nathan LaurenceDirectorState Gazette act 24024620 (08-02-2024)Former- → 27-07-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 23-09-2019 |
| Status | Active |
| Postal code | 2800 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsCaptureAge
since 20192.294.395.240
Schuttersvest 73, 2800 Mechelen
since 20242.367.157.613
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,336 m²
Buildings2
Building footprint2,096 m²
Volume (LiDAR)5,095 m³
Tallest building23.9 m · ±7 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0760/00X000 | Flanders | 2,050 m² | 1 · 1,809 m² | - |
| 12025C0697/00S002 | Flanders | 287 m² | 1 · 287 m² | 23.9 m · 7 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Capital history · 1
06-04-2023
Capital change
Address history · 1
17-06-2022
Registered-office move
All acts · 4
updated 1 year ago
2024
18-11-2024 WOLF Sarah appointed as director
08-02-2024 2 resigning
- Karssiens Dirk Seiho, Bestuurder
- Phillips Nathan Laurence, Bestuurder
2023
06-04-2023 Share split
Notary:
Vanessa DI GESUALDO · Asse
2022
17-06-2022 Registered office moved within Mechelen
- Europalaan 18 bus 102, 2800 Mechelen → Kardinaal Mercierplein 2, 2800 Mechelen
Analysis
Financial profile
5 of 5 axes measured91
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
100
Solvency
83
Growth
78
Stability
100
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,810 of the 16,853 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
| Legal nameNL | CaptureAge |
Registered office
Kardinaal Mercierplein 2
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.