Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Captain Steffard is 0.9% (low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00429648 |
| 31-12-2023 | 31-07-2024 | 31-12-2024 | 153 d late | 2024-00627851 |
| 31-12-2022 | 31-07-2023 | 29-11-2024 | 487 d late | 2024-00607169 |
| 31-12-2021 | 31-07-2022 | 12-08-2024 | 743 d late | 2024-00345934 |
| 31-12-2020 | 31-07-2021 | 08-08-2024 | 1104 d late | 2024-00335191 |
| 31-12-2019 | 31-07-2020 | 06-10-2020 | 67 d late | 2020-60100118 |
| 31-12-2018 | 31-07-2019 | 30-09-2019 | 61 d late | 2019-66500569 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.9%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 29-08-2025 | 2025-00429648 |
| 31-12-2023 | micro | 31-12-2024 | 2024-00627851 |
| 31-12-2022 | micro | 29-11-2024 | 2024-00607169 |
| 31-12-2021 | micro | 12-08-2024 | 2024-00345934 |
| 31-12-2020 | micro | 08-08-2024 | 2024-00335191 |
| 31-12-2019 | micro | 06-10-2020 | 2020-60100118 |
| 31-12-2018 | micro | 30-09-2019 | 2019-66500569 |
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
LAMBERT GauthierDirectorState Gazette act 24302233 (02-01-2024)Current02-01-2024 → present
2 events
- 02-01-2024 Resigned· Director
- 02-01-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Overige detailhandel in nieuwe artikelen neg(47789) |
| Legal form | Private limited company(610) |
| Incorporation | 13-09-2017 |
| Status | Active |
| Postal code | 9820 |
Structure & network
Locations & real estate
Establishment units
1 locationCaptain Steffard
since 20172.268.552.361
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,663 m²
Buildings1
Building footprint510 m²
Volume (LiDAR)3,895 m³
Tallest building16.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0643/00W002 | Flanders | 1,663 m² | 1 · 510 m² | 16.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Capital history · 1
02-01-2024
Capital change
All acts · 1
updated 2 years ago
2024
02-01-2024 Restructuring of share classes
Notary:
Andy Vandewiele · Brugge
Analysis
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verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in tabaksproducten47260Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
| Legal nameNL | Captain Steffard |
Registered office
Hundelgemsesteenweg 572bis
9820 Merelbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.