CapCG
ActiveSummary
CapCG has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €10k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 9.23 against 5.85 in 2024; short-term debt: 8.2% and cash: 39% of total assets), and 12.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
41 d early
2024
47 d early
2023
60 d early
2022
51 d early
2021
36 d early
2020
3 d late
2019
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k=
2024 · €221k
2018: €-30k
2019: €-44k
2020: €41k
2021: €163k
2022: €214k
2023: €214k
2024: €221k
2018 → 2025
Total assets
€251k▲ 0.2%
2024 · €251k
2018: €91k
2019: €75k
2020: €67k
2021: €185k
2022: €235k
2023: €310k
2024: €251k
2018 → 2025
Net result
€10k▼ 40.2%
2024 · €17k
2018: €-42k
2019: €-14k
2020: €84k
2021: €122k
2022: €51k
2023: €77k
2024: €17k
2018 → 2025
Working capital
€169k▲ 15.0%
2024 · €147k
2018: €-55k
2019: €-33k
2020: €25k
2021: €146k
2022: €194k
2023: €124k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€214k▲ 31.6%€214k=€221k▲ 2.9%€221k=
Operating result€175k-€78k▼ 55.2%€105k▲ 33.7%€19k▼ 82.0%€14k▼ 25.8%
Net result€122k-€51k▼ 58.0%€77k▲ 49.0%€17k▼ 78.2%€10k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€62k ▼ 16.1%
Current assets
€190k ▲ 7.0%
Equity and liabilities €251k
Equity
€221k =
Debt
€31k ▲ 1.7%
Debt's share of the balance-sheet total rises from 12.1% to 12.3%. Debt is higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €38k
Cash flow
€28k▼
2024 · €36k
Current ratio
9.23▲
2024 · 5.85
Debt to equity
0.14▲
2024 · 0.14
ROE
4.5%▼
2024 · 7.6%
ROA
4.0%▼
2024 · 6.7%
Interest coverage
103.81▼
2024 · 124.00
Debt ≤ 1 year
€21k▼
2024 · €30k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€251k€251k▲
Fixed assets21/28€73k€62k▼
Tangible fixed assets22/27€73k€61k▼
Furniture and vehicles24€62k€52k▼
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€558€558=
Current assets29/58€178k€190k▲
Amounts receivable within one year40/41€26k€15k▼
Trade receivables40€16k€11k▼
Other amounts receivable41€10k€4k▼
Current investments50/53€75k€75k=
Cash at bank and in hand54/58€74k€98k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€251k€251k▲
Equity10/15€221k€221k=
Contributions10/11€19k€19k=
Reserves13€202k€202k=
Distributable reserves133€202k€202k=
Amounts payable17/49€30k€31k▲
Amounts payable within one year42/48€30k€21k▼
Trade debts44€2k€927▼
Suppliers440/4€2k€927▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€25k€15k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€526€387▼
Gross operating margin9900€39k€33k▼
Operating profit (loss)9901€19k€14k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€307€312▲
Recurring financial charges65€307€312▲
Profit (loss) for the period before taxes9903€23k€16k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€10k▼
Profit to be distributed694/7€17k€10k▼
Return on contributions (dividend)694€17k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 5.85
Current ratio from 2.30 to 5.85; short-term debt falls from €95k to €30k.
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €214k ▲31.6%
3 profitable years in a row build equity to €214k.
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €122k ▲45.6%
Operating result €175k, net result €122k, both a record.
30-09
Financial
Liquidity times 5current ratio 9.33
Current ratio from 1.94 to 9.33; short-term debt falls from €27k to €17k.
30-09
Financial
Equity above €150kEq €163k ▲302%
2 profitable years in a row build equity to €163k.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
30-09
Financial
Back to profitnet €84k
Net result €84k after 2 loss-making years.
Show earlier events
30-09
Financial
Liquidity triplescurrent ratio 1.94
Current ratio from 0.65 to 1.94; short-term debt falls from €93k to €27k.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2017
Ground area
2,852 m²
Building footprint
195 m²
Volume, LiDAR
1,284 m³
Parcel 22002C0047/00A025, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CapCG
since 20172.302.252.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0047/00A025 | Flanders | 2,852 m² | 1 · 195 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2017
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
74130Interior design
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.