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CAP.J (Centre d'Orientation Educative)

Active
Non-profit associationfounded 1985active for 41 yearsRue Lambin(JB) 41, 5100 Namur, BelgiumKBO/BCE: BE 0430.826.191
Summary

CAP.J (Centre d'Orientation Educative) has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,234 and a net result of -€10,128. Equity has been growing by about 6.3% per year since 2018. Its solvency ranks better than 12% of 664 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

CAP.J (Centre d'Orientation Educative)ActiveChecked score 91/100

Overview

Official details

Source: KBO
Status
Active since 11-03-1985 Normal situation
Activity
Social work activities without accommodation NACE 88992and 1 other
Joint committee
319.02 Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap · annual accounts 2023
Establishment unit
2.196.363.674 5100 Namur, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 26-01-2026

Board and ownership

Board
  • ZOMBEK IsabelleDirector · since 22-06-2021
  • BULTOT AlainDirector
  • GOBIN ChristianDirector
and 3 others

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€497,456
▲ 2.7%
Turnover
≈ €580,000
estimated
Deficit
€10,128
Equity
€60,234
▼ 14.8%
Total assets
€507,135
▼ 36.5%
Staff
≈ 7.7 FTE
estimated
  • 2025 accounts filed 12 days after the deadline
Score breakdownraises riskEquity €60,234 (11.9% of total assets)lowers riskLegal form: non-profit associationSize: total assets €507,135Sector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 30% of micro companies in social work without accommodation (NACE 88)
Financial strength
Average
Solvency 37
equity 11.9% of total assets
Liquidity 73
short-term debt 37.8% · cash 32.4%
Profitability 34
return on assets -2.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,127 companies, NACE 88, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12 (0.99 in 2024), below the usual 1.5. Short-term debt is 37.8% and cash 32.4% of total assets. 88.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 20% of them on solvency, 57% on liquidity, 23% on profitability and 18% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €507,135
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €60,234 (11.9% of total assets)
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 664 sector peers (2025).
NBB · sector comparison
Position among 664 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
on the day
2023
35 days early
2022
46 days early
2021
45 days early
2020
31 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 88% of companies in social work without accommodationsector median 52.1% · 664 companies 11.9% View
  • Wallonia-Brussels supportpaid from 2021 to 2025 €2.0m View

Recent changes

  1. · Gazette deed Resignation: COLSON Murielle (director)
All 13 events

Comparable companies

These companies have the same main activity as CAP.J (Centre d'Orientation Educative): social work activities without accommodation (NACE 88992). They are comparable in size and age: total assets between €292,000 and €596,000, founded between 1984 and 1994.

CompanyTotal assetsGross margin
CAP.J (Centre d'Orientation Educative) Namur€507,135€497,456
JEUNES 2000 Florennes€411,693€468,503
asbl OPTIONS Verviers€510,664€524,098
Le Déclic Mouscron€449,104€508,106
CENTRE LIEGEOIS D'INTERVENTION FAMILIALE Liège€596,308€649,647
CENTRE D'ACCOMPAGNEMENT ET DE REINSERTION SOCIALE DES JEUNES EN DIFFICULTE Brussel€344,919€611,355
S.T.A.R. Service, Travail, Actions de Réparations Nivelles€292,213€520,205
Full comparison

Key facts about CAP.J (Centre d'Orientation Educative)

What is the company number of CAP.J (Centre d'Orientation Educative)?
The company number of CAP.J (Centre d'Orientation Educative) is 0430.826.191. The VAT number is the same number with BE in front: BE 0430.826.191.
Where is CAP.J (Centre d'Orientation Educative) based?
The registered office is at Rue Lambin(JB) 41, 5100 Namur.Company details
What does CAP.J (Centre d'Orientation Educative) do?
According to the KBO register, the main activity is social work activities without accommodation (NACE 88992).
What is the legal form of CAP.J (Centre d'Orientation Educative)?
The legal form of CAP.J (Centre d'Orientation Educative) is Non-profit association (VZW).
When was CAP.J (Centre d'Orientation Educative) founded?
CAP.J (Centre d'Orientation Educative) was founded on 11-03-1985.
Is CAP.J (Centre d'Orientation Educative) still active?
Yes, CAP.J (Centre d'Orientation Educative) is an active enterprise in the KBO register.
How many employees does CAP.J (Centre d'Orientation Educative) have?
CAP.J (Centre d'Orientation Educative) had an average of 6.4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does CAP.J (Centre d'Orientation Educative) fall under?
In its 2023 annual accounts, CAP.J (Centre d'Orientation Educative) states joint committee 319.02 (Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap).
What is the turnover of CAP.J (Centre d'Orientation Educative)?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €497,456 and 30 comparable companies (NACE 889). It probably lies between €550,000 and €670,000.
Is CAP.J (Centre d'Orientation Educative) profitable?
In financial year 2025, CAP.J (Centre d'Orientation Educative) made a loss of €10,128.
Where can I find the annual accounts of CAP.J (Centre d'Orientation Educative)?
CAP.J (Centre d'Orientation Educative) filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAP.J (Centre d'Orientation Educative) due?
CAP.J (Centre d'Orientation Educative) must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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