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CANOA

Active
Private limited company·Activiteiten op het gebied van voeding· 2 yrs active
Vossenlaan 6 ·3550 Heusden-Zolder, Belgium
KBO/BCE: BE 1000.842.040
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Age2 yrs
Real estate1 parcel · 329 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CANOA is 0.2% (very low). The 2024 annual accounts show equity of €73k and a net result of €70k. Its solvency ranks better than 66% of 6573 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-12-2025 145 d late 2025-00591701

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€70k
Working capital€69k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 77.7% 66.7%
better than 66% of 6573 sector peers
Net result €70k €46k
better than 64% of 6567 sector peers
Equity €73k €79k
better than 48% of 6573 sector peers
Gross operating margin €92k €78k
better than 56% of 6575 sector peers
Total assets €94k €154k
better than 32% of 6576 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€90k
Net profit€70k
Cash flow€71k
Staff costs-
Income taxes€19k
Dividends-
Total assets€94k
Equity€73k
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€69k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.33
Quick ratio4.33
Working capital ratio74.2%
Solvency77.7%
Debt / equity0.29
Long-term debt ratio-
Interest coverage254.21
Gross margin-
Net margin-
ROA74.5%
ROE95.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€94k
Fixed assets 21/28€2k
Formation expenses 20€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€90k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€94k
Equity 10/15€73k
Contributions / capital 10/11€3k
Reserves 13€70k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€92k
Operating result 9901€89k
Financial income 75€20
Financial charges 65€355
Result before taxes 9903€88k
Income taxes 67/77€19k
Net result for the period 9904€70k
Result to be appropriated 9905€70k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vossenlaan 63550 Heusden-Zolder

Establishment units

1 location
CANOA
Vossenlaan 6, 3550 Heusden-ZolderVertalers en tolken
since 20232.353.668.673
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area329 m²
Buildings1
Building footprint75 m²
Tallest building0.2 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71462D0711/00A000 Flanders 329 m² 1 · 75 m² 0.2 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 246 of the 10,564 companies in this sector. 190 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995Overige persoonlijke diensten96099Overige persoonlijke diensten96999
Primary activity highlighted.
Names & trade names
Legal nameNL CANOA
Registered office
Vossenlaan 6 bus 1
3550 Heusden-Zolder, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.