CAMINO LOCO
ActiveSummary
CAMINO LOCO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-17
Solvency51▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.69 in 2024; short-term debt: 71.9% and cash: 31% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
7 d early
2022
11 d late
2021
12 d late
2020
11 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 19.9%
2024 · €24k
2018: €14k
2019: €-25k
2020: €-47k
2021: €-39k
2022: €-17k
2023: €4k
2024: €24k
2018 → 2025
Total assets
€111k▲ 1.2%
2024 · €109k
2018: €150k
2019: €115k
2020: €92k
2021: €82k
2022: €85k
2023: €80k
2024: €109k
2018 → 2025
Net result
€5k▼ 75.5%
2024 · €20k
2018: €-11k
2019: €-38k
2020: €-22k
2021: €8k
2022: €21k
2023: €22k
2024: €20k
2018 → 2025
Working capital
€-15k▲ 37.5%
2024 · €-24k
2018: €47k
2019: €-19k
2020: €-12k
2021: €-31k
2022: €-31k
2023: €-18k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-39k-€-17k▲ 55.2%€4k€24k▲ 442%€29k▲ 19.9%
Operating result€10k-€24k▲ 137%€25k▲ 3.9%€26k▲ 4.2%€10k▼ 61.2%
Net result€8k-€21k▲ 160%€22k▲ 1.9%€20k▼ 10.1%€5k▼ 75.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€46k ▼ 14.4%
Current assets
€64k ▲ 16.5%
Equity and liabilities €111k
Equity
€29k ▲ 19.9%
Debt
€82k ▼ 4.1%
Debt's share of the balance-sheet total falls from 78.0% to 73.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €38k
Cash flow
€24k▼
2024 · €32k
Current ratio
0.81▲
2024 · 0.69
Debt to equity
2.84▼
2024 · 3.55
ROE
16.6%▼
2024 · 81.5%
ROA
4.3%▼
2024 · 17.9%
Interest coverage
8.22▼
2024 · 11.16
Debt ≤ 1 year
€79k=
2024 · €80k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€111k▲
Fixed assets21/28€54k€46k▼
Tangible fixed assets22/27€54k€46k▼
Land and buildings22€19k€16k▼
Plant, machinery and equipment23€1k€656▼
Furniture and vehicles24€33k€30k▼
Financial fixed assets28€268€268=
Current assets29/58€55k€64k▲
Amounts receivable within one year40/41€15k€26k▲
Trade receivables40€14k€22k▲
Other amounts receivable41€866€4k▲
Cash at bank and in hand54/58€34k€34k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€109k€111k▲
Equity10/15€24k€29k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-960€4k▲
Amounts payable17/49€85k€82k▼
Amounts payable within one year42/48€80k€79k=
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Advances received on contracts in progress46€54k€51k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€10k€20k▲
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€19k▲
Other operating charges640/8€369€1k▲
Non-recurring operating charges66A€6k-
Gross operating margin9900€45k€30k▼
Operating profit (loss)9901€26k€10k▼
Financial income75/76B€96€158▲
Recurring financial income75€96€158▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€23k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€20k€5k▼
Profit (loss) for the period to be appropriated9905€20k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-960€4k▲
Profit (loss) brought forward from the previous period14P€-21k€-960▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €22k ▲1.9%
Net result €22k, the highest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Steenweg 443400 LandenGround area
3.1 ha
Building footprint
248 m²
Volume, LiDAR
2,013 m³
Parcel 24027B0535/00A000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
El Camino Loco
since 20172.261.641.706
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24027B0535/00A000 | Flanders | 3.1 ha | 1 · 248 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 93 EUR awarded · 93 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 93 EUR | 93 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,437 companies in sector 79110 we hold annual accounts for 880. 579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
79110Travel agency activities
79120Travel agency, tour operator and other reservation service and related activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.