CAMI-YOU
ActiveCAMI-YOU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €-98. Its solvency ranks better than 13% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability68
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.4%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 37968 sector peers (2024).
NBB · sector comparisonPosition among 37968 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
66 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€39k
Net result
€-98
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €37k
Fixed assets
€24k
Current assets
€13k
Equity and liabilities €39k
Equity
€3k
Debt
€36k
Debt finances 92.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€5k
Solvency
7.4%
Current ratio
0.84
Quick ratio
0.84
Debt / equity
12.54
ROE
-3.4%
ROA
-0.3%
Interest coverage
10.33
Debt
€36k
Debt ≤ 1 year
€15k
Debt > 1 year
€21k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€39k
Formation expenses20€2k
Fixed assets21/28€24k
Tangible fixed assets22/27€24k
Furniture and vehicles24€24k
Current assets29/58€13k
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€13k
Deferred charges and accrued income490/1€148
Equity and liabilities
Total equity and liabilities10/49€39k
Equity10/15€3k
Contributions10/11€3k
Profit (loss) carried forward14€-98
Amounts payable17/49€36k
Amounts payable after more than one year17€21k
Financial debts170/4€21k
Amounts payable within one year42/48€15k
Current portion of amounts payable after more than one year42€8k
Trade debts44€116
Suppliers440/4€116
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Remuneration and social security454/9€0
Other amounts payable47/48€1k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€881
Gross operating margin9900€6k
Operating profit (loss)9901€426
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€525
Recurring financial charges65€525
Profit (loss) for the period before taxes9903€-98
Profit (loss) for the period9904€-98
Profit (loss) for the period to be appropriated9905€-98
Appropriation of the result
Profit (loss) to be appropriated9906€-98
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Presseux Ruz 84920 AywailleGround area
301 m²
Building footprint
88 m²
Volume, LiDAR
502 m³
Parcel 62098F0551/00G002, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAMI-YOU
since 20242.362.472.216
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62098F0551/00G002 | Wallonia | 300 m² | 1 · 88 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Business Ontwikkeling en Ondersteuning
BE 0539.822.816
Balen · Eq €3k
Elmo Management
BE 0728.908.082
Ukkel · Eq €3k
Blue Sky Productions
BE 0783.294.695
Aarschot · Eq €3k
DIGITIZER-MDC
BE 0778.974.831
Sint-Jans-Molenbeek · Eq €3k
Forestera
BE 0421.949.208
Watermaal-Bosvoorde · Eq €3k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 10,950 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.