Camel Q
ActiveSummary
Camel Q has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €142k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3%
Return on assets
86.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
120 d early
2024
73 d early
2023
93 d early
2022
131 d early
2021
137 d early
2020
128 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2020: €49k
2021: €139k
2022: €291k
2023: €5k
2024: €5k
2020 → 2025
Total assets
€164k▼ 16.5%
2024 · €197k
2020: €121k
2021: €227k
2022: €416k
2023: €194k
2024: €197k
2020 → 2025
Net result
€142k▼ 13.2%
2024 · €163k
2020: €44k
2021: €90k
2022: €152k
2023: €156k
2024: €163k
2020 → 2025
Working capital
€3k
2024 · €-3k
2020: €49k
2021: €129k
2022: €281k
2023: €-5k
2024: €-3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€291k▲ 109%€5k▼ 98.3%€5k=€5k=
Operating result€115k-€205k▲ 77.2%€202k▼ 1.3%€218k▲ 8.2%€185k▼ 15.5%
Net result€90k-€152k▲ 68.4%€156k▲ 2.8%€163k▲ 4.7%€142k▼ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€2k ▼ 71.7%
Current assets
€162k ▼ 14.1%
Equity and liabilities €164k
Equity
€5k =
Debt
€159k ▼ 16.9%
Debt's share of the balance-sheet total falls from 97.5% to 97.0%. Debt is lower.
Key figures and ratios
EBITDA
€193k▼
2024 · €228k
Cash flow
€150k▼
2024 · €173k
Current ratio
1.02▲
2024 · 0.98
Debt to equity
31.86▼
2024 · 38.35
ROA
86.3%▲
2024 · 83.0%
Interest coverage
1532.48▲
2024 · -202.23
Debt ≤ 1 year
€159k▼
2024 · €192k
Income taxes
€43k▼
2024 · €57k
A ratio outside any meaningful range has been withheld (balance sheet total €164k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€164k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24-€2k
Leasing and similar rights25€8k€0▼
Financial fixed assets28€250€250=
Current assets29/58€188k€162k▼
Amounts receivable within one year40/41€100k€49k▼
Trade receivables40€87k€40k▼
Other amounts receivable41€13k€9k▼
Current investments50/53€0-
Cash at bank and in hand54/58€85k€109k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€197k€164k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€192k€159k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€192k€159k▼
Current portion of amounts payable after more than one year42€8k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€152€4k▲
Suppliers440/4€152€4k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€20k€13k▼
Other amounts payable47/48€163k€142k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€230k€194k▼
Operating profit (loss)9901€218k€185k▼
Financial income75/76B€1k€373▼
Recurring financial income75€1k€373▼
Financial charges65/66B€-1k€126▲
Recurring financial charges65€-1k€126▲
Profit (loss) for the period before taxes9903€221k€185k▼
Income taxes67/77€57k€43k▼
Profit (loss) for the period9904€163k€142k▼
Profit (loss) for the period to be appropriated9905€163k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€163k€142k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€163k€142k▼
Return on contributions (dividend)694€163k€142k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
25-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
24-03
State Gazette act
Director resignation · Director discharge
Director appointment · Permanent representative
20-03
State Gazette act
General meeting · Merger
Accounting effect · Dissolution · Lars HANSEN
10-02
State Gazette act
General meeting · Merger
Dissolution · Accounting effect
10-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
04-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
04-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
04-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
04-02
State Gazette act
General meeting · Merger
Dissolution · Accounting effect
04-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
Show earlier events
04-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
03-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
02-02
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
30-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
29-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
29-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
29-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
29-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
28-01
State Gazette act
General meeting · Merger
Dissolution · Director resignation
28-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
28-01
State Gazette act
General meeting · Merger
Accounting effect · Dissolution
2025
21-11
State Gazette act
Board meeting · Merger
Accounting effect · Corporate purpose
17-11
State Gazette act
General meeting · Board meeting
Statutes amendment · Corporate purpose · Lars Hansen
17-11
State Gazette act
General meeting · Board meeting
Statutes amendment · Corporate purpose
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €163k ▲4.7%
Operating result €218k, net result €163k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €291k ▲109%
3 profitable years in a row build equity to €291k.
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €139k ▲186%
2 profitable years in a row build equity to €139k.
05-08
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beeldhouwersstraat 402000 AntwerpenGround area
137 m²
Building footprint
106 m²
Volume, LiDAR
1,199 m³
Parcel 11811L3701/00X000, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Camel Q
since 20202.301.782.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3701/00X000 | Flanders | 137 m² | 1 · 106 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
5 board mandatesBoard mandates of this companythis company sits on their board5
Recognitions · licences · registrations
Legal Entity Identifier
98450046EF45711FDG02
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 15,595 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.