Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CAM NZ is 1.6% (moderate). The 2024 annual accounts show equity of €6.74M and a net result of €-23k. Equity is growing by ~36.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 17-06-2025 | 44 d early | 2025-00154614 |
| 31-12-2023 | 31-07-2024 | 17-06-2024 | 44 d early | 2024-00142529 |
| 31-12-2022 | 31-07-2023 | 17-07-2023 | 14 d early | 2023-00247059 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €-23k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €6.74M |
| Equity | €6.74M |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €651k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 218.00 |
| Quick ratio | 218.00 |
| Working capital ratio | 9.7% |
| Solvency | 100.0% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -0.3% |
| ROE | -0.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6.74M |
| Fixed assets | 21/28 | €6.09M |
| Financial fixed assets | 28 | €6.09M |
| Current assets | 29/58 | €654k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €602k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6.74M |
| Equity | 10/15 | €6.74M |
| Contributions / capital | 10/11 | €8.71M |
| Accumulated profits (losses) | 14 | €-1.97M |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €-35k |
| Operating result | 9901 | €-35k |
| Financial income | 75 | €12k |
| Financial charges | 65 | €122 |
| Result before taxes | 9903 | €-23k |
| Net result for the period | 9904 | €-23k |
| Result to be appropriated | 9905 | €-23k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Directors
Directors & mandates
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISESCurrent Statutory auditor · represented by Jean-François Bernard |
- | 04-09-2025 → present |
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Limited partnership(612) |
| Incorporation | 29-04-2022 |
| Status | Active |
| Postal code | 1050 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2401050 BrusselEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0121/00A008 | Brussels | 975 m² | 1 · 1,484 m² | 31.4 m · 6 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
20 acts16-04-2026 Act object · Capital increase · Officer appointment · Board meeting
- Filing: 2026-04-08 · CAM NZ
- Publication: 2026-04-16 · CAM NZ
- Act object: Augmentation des capitaux propres disponible dans le cadre du capital autorisé. · CAM NZ
- Capital increase: share_type: actions B, shares_issued: 403200 · CAM NZ
- Officer appointment: role: Gérant · Constance Alexis
- Board meeting: 2025-12-05 · CAM NZ
16-04-2026 Act object · Capital increase · Officer appointment
- Filing: 2026-04-08 · CAM NZ
- Publication: 2026-04-16 · CAM NZ
- Act object: Augmentation des capitaux propres disponible dans le cadre du capital autorisé. · CAM NZ
- Capital increase: share_type: actions B, shares_issued: 288000 · CAM NZ
- Officer appointment: role: Gérant · Constance Alexis
14-04-2026 Act object · Capital increase · Approval
- Act object: Augmentation des capitaux propres disponible dans le cadre du capital autorisé. · CAM NZ
- Filing: 2026-04-07 · CAM NZ
- Publication: 2026-04-14 · CAM NZ
- Capital increase: share_type: actions B, shares_issued: 864000, payment_status: entièrement libérés · CAM NZ
- Approval: date: 2026-03-10, role: administrateur délégué (également dénommé gérant statutaire) · Constance Alexis
14-04-2026 Act object · Capital increase · Approval
- Filing: 2026-04-07 · CAM NZ
- Publication: 2026-04-14 · CAM NZ
- Act object: Augmentation des capitaux propres disponible dans le cadre du capital autorisé. · CAM NZ
- Capital increase: share_type: actions B, shares_issued: 144000 · CAM NZ
- Approval: date: 2025-09-26, role: Gérant · Constance Alexis
02-10-2025 Capital increase of €360,000 to €10,436,200
19-09-2025 Capital increase of €576,000 to €10,076,200
19-09-2025 Capital increase of €792,000 to €9,500,200
04-09-2025 Jean-François Bernard reappointed as statutory auditor
11-12-2024 Capital increase of €216,000 to €8,708,200
29-08-2024 Capital increase of €691,200 to €8,492,200
29-08-2024 Capital increase of €504,000 to €7,801,000
01-07-2024 Capital increase of €288,000 to €7,297,000
24-04-2024 Capital increase of €1,008,000 to €7,009,000
20-10-2023 Capital increase of €360,000 to €6,001,000
26-06-2023 Capital increase of €720,000 to €5,641,000
04-05-2023 Capital increase of €72,000 to €4,921,000
22-02-2023 Capital increase of €216,000 to €4,849,000
12-12-2022 Capital increase of €1,728,000 to €4,633,000
12-12-2022 Capital increase of €576,000 to €2,905,000
03-05-2022 Incorporation of a new SComm
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | CAM NZ |