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CALRISSIA

Active
Private limited companyfounded 20197 yrs activeElsum 68, 2440 Geel, BelgiumKBO/BCE: BE 0734.835.673
Summary

CALRISSIA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €44k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 25% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+4
Solvency51▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.99 in 2024; short-term debt: 15.3% and cash: 11.8% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.7%
Return on assets
12.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17043 sector peers (2025).
NBB · sector comparison
Position among 17043 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
66 d early
2024
98 d early
2023
19 d early
2022
28 d early
2021
19 d early
2020
33 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€88k▲ 18.9%
2024 · €74k
2020: €59k 2021: €96k 2022: €129k 2023: €89k 2024: €74k
2020 → 2025
Total assets
€342k▼ 5.9%
2024 · €363k
2020: €61k 2021: €132k 2022: €156k 2023: €400k 2024: €363k
2020 → 2025
Net result
€44k▲ 25.0%
2024 · €35k
2020: €52k 2021: €37k 2022: €35k 2023: €4k 2024: €35k
2020 → 2025
Working capital
€9k
2024 · €-914
2020: €49k 2021: €72k 2022: €108k 2023: €30k 2024: €-914
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€96k-€129k▲ 35.1%€89k▼ 31.3%€74k▼ 17.0%€88k▲ 18.9%
Operating result€47k-€50k▲ 7.9%€10k▼ 79.6%€56k▲ 444%€66k▲ 18.1%
Net result€37k-€35k▼ 3.7%€4k▼ 89.9%€35k▲ 877%€44k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €47k€47kNet result 2021: €37k€37kOperating result 2022: €50k€50kNet result 2022: €35k€35kOperating result 2023: €10k€10kNet result 2023: €4k€4kOperating result 2024: €56k€56kNet result 2024: €35k€35kOperating result 2025: €66k€66kNet result 2025: €44k€44k20212022202320242025€0€20k€40k€60kOperating result 2023: €10k€10kNet result 2023: €4k€3.6kOperating result 2024: €56k€56kNet result 2024: €35k€35kOperating result 2025: €66k€66kNet result 2025: €44k€44k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets €280k ▼ 4.5%
Current assets €62k ▼ 12.0%
Equity and liabilities €342k
Equity €88k ▲ 18.9%
Debt €254k ▼ 12.2%
Debt's share of the balance-sheet total falls from 79.7% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k
2024 · €73k
Cash flow
€58k
2024 · €51k
Current ratio
1.18
2024 · 0.99
Debt to equity
2.89
2024 · 3.92
ROE
49.6%
2024 · 47.2%
ROA
12.7%
2024 · 9.6%
Interest coverage
8.27
2024 · 6.75
Debt ≤ 1 year
€52k
2024 · €71k
Debt > 1 year
€202k
2024 · €218k
Income taxes
€13k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€363k€342k
Fixed assets21/28€293k€280k
Tangible fixed assets22/27€293k€280k
Land and buildings22€271k€265k
Plant, machinery and equipment23€82€0
Furniture and vehicles24€12k€15k
Leasing and similar rights25€10k€0
Financial fixed assets28€0-
Current assets29/58€70k€62k
Amounts receivable within one year40/41€36k€19k
Trade receivables40€12k€14k
Other amounts receivable41€24k€4k
Cash at bank and in hand54/58€31k€40k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€363k€342k
Equity10/15€74k€88k
Contributions10/11€7k€7k=
Reserves13€67k€81k
Distributable reserves133€67k€81k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€289k€254k
Amounts payable after more than one year17€218k€202k
Financial debts170/4€218k€202k
Amounts payable within one year42/48€71k€52k
Current portion of amounts payable after more than one year42€20k€17k
Trade debts44€1k€3k
Suppliers440/4€1k€3k
Taxes, remuneration and social security45€0€11k
Taxes450/3€0€11k
Other amounts payable47/48€50k€22k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k
Other operating charges640/8€4k€3k
Gross operating margin9900€77k€84k
Operating profit (loss)9901€56k€66k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€11k€10k
Recurring financial charges65€11k€10k
Profit (loss) for the period before taxes9903€45k€57k
Income taxes67/77€11k€13k
Profit (loss) for the period9904€35k€44k
Profit (loss) for the period to be appropriated9905€35k€44k
Appropriation of the result
Profit (loss) to be appropriated9906€35k€44k
Transfer from equity791/2€15k€30k
Transfer to equity691/2€0€44k
To other reserves6921€0€44k
Profit to be distributed694/7€50k€30k
Return on contributions (dividend)694€50k€30k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €4k ▼89.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €129k ▲35.1%
3 profitable years in a row build equity to €129k.
12-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Elsum 682440 Geel
Ground area
168 m²
Building footprint
157 m²
Volume, LiDAR
1,017 m³
Parcel 13376G0593/00P002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CALRISSIA
Elsum 68, 2440 GeelWholesale trade
since 20192.293.829.670
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13376G0593/00P002 Flanders 168 m² 1 · 157 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,576 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:info@calrissia.com
Enterprise