Active BE 0401.223.177Private limited company

CALLENS & DENYS

Luxemburgstraat 3 ·7700 Mouscron, Belgium· 60 yrs active

Sector: Certified accountants and tax accountants (69201)

Conclusion Checked

CALLENS & DENYS has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €35k. Its solvency ranks better than 63% of 1957 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€344k
Net result	€35k
Staff (FTE)	4
Better than sector	63%

Financial profile 5 of 5 axes measured · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 98

Profitability 51

Solvency 100

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1965, 60 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

98 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview45 NBB filings

Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	68.6%	53.8%	better than 63% of 1957 sector peers
Net result	€35k	€43k	better than 42% of 1957 sector peers
Equity	€344k	€56k	better than 93% of 1958 sector peers
Gross operating margin	€129k	€68k	better than 78% of 1956 sector peers
Staff costs	€76k	€31k	higher than 76% of 247 sector peers

EBITDA

€47k

+9.7% 24-25

Net profit

€35k

+18.9% 24-25

Cash flow

€37k

+16.5% 24-25

Total assets

€501k

+5.1% 24-25

Equity

€344k

-13.8% 24-25

Working capital

€329k

-14.8% 24-25

Employees (FTE)

4

0.0% 24-25

Staff costs

€76k

+0.6% 24-25

Income taxes

€18k

+18.0% 24-25

Dividends

€90k

- 24-25

Debt

€157k

+101.7% 24-25

Debt ≤ 1y

€157k

+101.6% 24-25

Current ratio

3.09

-48.0% 24-25

Quick ratio

3.09

-48.0% 24-25

Solvency

68.6%

-18.0% 24-25

Debt / equity

0.46

+133.9% 24-25

ROE

10.2%

+37.9% 24-25

ROA

7.0%

+13.1% 24-25

Interest coverage

73.02

+44.7% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€47k
Net profit	€35k
Cash flow	€37k
Staff costs	€76k
Income taxes	€18k
Dividends	€90k
Total assets	€501k
Equity	€344k
Debt	€157k
of which ≤ 1y	€157k
of which > 1y	-
Working capital	€329k
Employees (FTE)	4.0

Ratios (computed)

	2025
Current ratio	3.09
Quick ratio	3.09
Working capital ratio	65.7%
Solvency	68.6%
Debt / equity	0.46
Long-term debt ratio	-
Interest coverage	73.02
Gross margin	-
Net margin	-
ROA	7.0%
ROE	10.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €14k · 2.8% Current assets €486k · 97.2%

Equity & liabilities

Equity €344k · 68.6% Debt €157k · 31.4%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€501k
Fixed assets	21/28	€14k
Formation expenses	20	€696
Intangible fixed assets	21	€1k
Tangible fixed assets	22/27	€4k
Financial fixed assets	28	€9k
Current assets	29/58	€486k
Amounts receivable within one year	40/41	€52k
Investments	50/53	€339k
Cash & bank	54/58	€95k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€501k
Equity	10/15	€344k
Contributions / capital	10/11	€19k
Reserves	13	€325k
Amounts payable	17/49	€157k
Amounts payable within one year	42/48	€157k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€129k
Operating result	9901	€45k
Financial income	75	€8k
Financial charges	65	€645
Result before taxes	9903	€53k
Income taxes	67/77	€18k
Net result for the period	9904	€35k
Result to be appropriated	9905	€35k

Legal Structure

NACE primary	Certified accountants and tax accountants(69201)
Legal form	Private limited company(610)
Incorporation	18-12-1965
Status	Active
Postal code	7700

Establishment units 1 location

Stationstraat 12, 7700 Mouscron

Air transport

since 19662.000.694.581

Real-estate footprint Source: CBE × cadastre

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
54007B0961/00W010	Wallonia	253 m²	1 · 114 m²	13.1 m · 4 fl.
54432C0030/00H002	Wallonia	56 m²	1 · 73 m²	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10 NBB filing 10

2017 2017: 1 NBB filing 2018 2018: 1 NBB filing 2019 2019: 1 NBB filing 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 NBB filing 2026 2026: 1 NBB filing

2026

24-08-2026 NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

25-07-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

14-08-2024 NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

28-07-2023 NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

17-08-2022 NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

27-07-2021 NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

28-09-2020 NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

29-08-2019 NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

30-08-2018 NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

27-08-2017 NBB filing Annual accounts filed

fiscal year 2016 · full schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Certified accountants and tax accountants69201Legal and accounting activities692027412174124

Names & trade names

Legal nameFR

CALLENS & DENYS

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