Calé
Open bankruptcyA bankruptcy procedure is open for Calé according to publications in the Belgian State Gazette; curator: THOMAS VINCART.
Summary
The 2024 annual accounts show equity of €61k and a net result of €756.
Signals
Two signals.
+raises risk
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€61k▼ 28.3%
2023 · €86k
2021: €29klowest in 4 years
2022: €57k▲ +99.6% vs 2021
2023: €86k▲ +49.3% vs 2022highest in 4 years
2024: €61k▼ -28.3% vs 2023
2021 → 2024
Total assets
€129k=
2023 · €129k
2021: €233khighest in 4 years
2022: €155k▼ -33.2% vs 2021
2023: €129k▼ -17.1% vs 2022lowest in 4 years
2024: €129k● +0.0% vs 2023
2021 → 2024
Net result
€756▼ 97.3%
2023 · €28k
2021: €28k
2022: €29k▲ +3.2% vs 2021highest in 4 years
2023: €28k▼ -1.3% vs 2022
2024: €756▼ -97.3% vs 2023lowest in 4 years
2021 → 2024
Working capital
€60k▼ 28.6%
2023 · €85k
2021: €28klowest in 4 years
2022: €56k▲ +100.0% vs 2021
2023: €85k▲ +49.8% vs 2022highest in 4 years
2024: €60k▼ -28.6% vs 2023
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€29k-€57k▲ 99.6%€86k▲ 49.3%€61k▼ 28.3%
2021: €29klowest in 4 years
2022: €57k▲ +99.6% vs 2021
2023: €86k▲ +49.3% vs 2022highest in 4 years
2024: €61k▼ -28.3% vs 2023
Operating result€35k-€39k▲ 10.7%€35k▼ 10.5%€45▼ 99.9%
2021: €35k
2022: €39k▲ +10.7% vs 2021highest in 4 years
2023: €35k▼ -10.5% vs 2022
2024: €45▼ -99.9% vs 2023lowest in 4 years
Net result€28k-€29k▲ 3.2%€28k▼ 1.3%€756▼ 97.3%
2021: €28k
2022: €29k▲ +3.2% vs 2021highest in 4 years
2023: €28k▼ -1.3% vs 2022
2024: €756▼ -97.3% vs 2023lowest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 100% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€941 ▼ 6.9%
Current assets
€128k ▲ 0.1%
Equity and liabilities €129k
Equity
€61k ▼ 28.3%
Debt
€68k ▲ 56.2%
Debt's share of the balance-sheet total rises from 33.6% to 52.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€890▼
2023 · €35k
Cash flow
€2k▼
2023 · €29k
Current ratio
1.89▼
2023 · 2.96
Debt to equity
1.10▲
2023 · 0.51
ROE
1.2%▼
2023 · 33.0%
ROA
0.6%▼
2023 · 21.9%
Interest coverage
0.73▼
2023 · 40.28
Debt ≤ 1 year
€68k▲
2023 · €43k
Income taxes
€1k▼
2023 · €8k
Staff costs
€128k▲
2023 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€129k€129k=
Fixed assets21/28€1k€941▼
Tangible fixed assets22/27€1k€941▼
Furniture and vehicles24€1k€941▼
Current assets29/58€128k€128k▲
Amounts receivable within one year40/41€116k€124k▲
Trade receivables40€62k€71k▲
Other amounts receivable41€54k€53k▼
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€343€131▼
Equity and liabilities
Total equity and liabilities10/49€129k€129k=
Equity10/15€86k€61k▼
Contributions10/11€1k€1k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€60k€35k▼
Amounts payable17/49€43k€68k▲
Amounts payable within one year42/48€43k€68k▲
Trade debts44€16k€25k▲
Suppliers440/4€16k€25k▲
Taxes, remuneration and social security45€27k€21k▼
Taxes450/3€18k€5k▼
Remuneration and social security454/9€8k€16k▲
Other amounts payable47/48-€21k
Income statement
Code20232024
Remuneration, social security and pensions62€106k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€596€845▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€146k€131k▼
Operating profit (loss)9901€35k€45▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€873€1k▲
Recurring financial charges65€873€1k▲
Profit (loss) for the period before taxes9903€36k€2k▼
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€28k€756▼
Profit (loss) for the period to be appropriated9905€28k€756▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€60k▲
Profit (loss) brought forward from the previous period14P€31k€60k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | €44k | €106k | €128k | ▲ 20.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35 | €306 | €596 | €845 | ▲ 41.8% |
| Other operating charges640/8 | - | €997 | €5k | €2k | ▼ 50.1% |
| Gross operating margin9900 | €38k | €84k | €146k | €131k | ▼ 10.4% |
| Operating profit (loss)9901 | €35k | €39k | €35k | €45 | ▼ 99.9% |
| Financial income75/76B | €408 | €1k | €2k | €3k | ▲ 34.9% |
| Recurring financial income75 | €408 | €1k | €2k | €3k | ▲ 34.9% |
| Financial charges65/66B | €50 | €649 | €873 | €1k | ▲ 39.5% |
| Recurring financial charges65 | €50 | €649 | €873 | €1k | ▲ 39.5% |
| Profit (loss) for the period before taxes9903 | €35k | €39k | €36k | €2k | ▼ 95.1% |
| Income taxes67/77 | €8k | €11k | €8k | €1k | ▼ 86.9% |
| Profit (loss) for the period9904 | €28k | €29k | €28k | €756 | ▼ 97.3% |
| Profit (loss) for the period to be appropriated9905 | €28k | €29k | €28k | €756 | ▼ 97.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €233k | €155k | €129k | €129k | = |
| Fixed assets21/28 | €486 | €880 | €1k | €941 | ▼ 6.9% |
| Tangible fixed assets22/27 | €486 | €880 | €1k | €941 | ▼ 6.9% |
| Furniture and vehicles24 | €486 | €880 | €1k | €941 | ▼ 6.9% |
| Current assets29/58 | €232k | €155k | €128k | €128k | ▲ 0.1% |
| Amounts receivable within one year40/41 | €206k | €131k | €116k | €124k | ▲ 6.4% |
| Trade receivables40 | €193k | €100k | €62k | €71k | ▲ 13.8% |
| Other amounts receivable41 | €13k | €32k | €54k | €53k | ▼ 2.0% |
| Cash at bank and in hand54/58 | €26k | €23k | €11k | €4k | ▼ 64.5% |
| Deferred charges and accrued income490/1 | - | €128 | €343 | €131 | ▼ 61.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €233k | €155k | €129k | €129k | = |
| Equity10/15 | €29k | €57k | €86k | €61k | ▼ 28.3% |
| Contributions10/11 | €1k | €1k | €1k | €1k | = |
| Reserves13 | - | €25k | €25k | €25k | = |
| Distributable reserves133 | - | €25k | €25k | €25k | = |
| Profit (loss) carried forward14 | €28k | €31k | €60k | €35k | ▼ 40.7% |
| Amounts payable17/49 | €204k | €98k | €43k | €68k | ▲ 56.2% |
| Amounts payable within one year42/48 | €204k | €98k | €43k | €68k | ▲ 56.2% |
| Trade debts44 | €186k | €75k | €16k | €25k | ▲ 55.6% |
| Suppliers440/4 | €186k | €75k | €16k | €25k | ▲ 55.6% |
| Taxes, remuneration and social security45 | €18k | €23k | €27k | €21k | ▼ 22.5% |
| Taxes450/3 | €15k | €14k | €18k | €5k | ▼ 71.6% |
| Remuneration and social security454/9 | €2k | €9k | €8k | €16k | ▲ 85.9% |
| Other amounts payable47/48 | - | - | - | €21k | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28k | €29k | €28k | €756 | ▼ 97.3% |
| + Depreciation and write-downs630 | €35 | €306 | €596 | €845 | ▲ 41.8% |
| Operating cash flow (approximation) | €28k | €29k | €29k | €2k | ▼ 94.4% |
| Investment in fixed assets (approximation) | - | €-700 | €-726 | €-775 | ▼ 6.7% |
| Change in cash | - | €-3k | €-12k | €-7k | ▲ 40.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-01
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 12-01-2026
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Weakest financial yearnet €756 ▼97.3%
Net result drops to €756, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €29k ▲3.2%
Operating result €39k, net result €29k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Venise 216040 CharleroiGround area
302 m²
Building footprint
106 m²
Volume, LiDAR
917 m³
Parcel 21010B0049/00H003, Brussels · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Calé
since 20212.319.078.572
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0049/00H003 | Brussels | 302 m² | 1 · 106 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THOMAS VINCART RUE TUMELAIRE 43, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 12/01/2026 |
12-01-2026 → present |
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.