CAISSES SERVICES
ActiveSummary
CAISSES SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-2k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+14
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 20.62 against 15.53 in 2024; short-term debt: 4.8% and cash: 62.3% of total assets), and 4.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
30 d late
2021
30 d late
2020
89 d late
2019
108 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▼ 2.1%
2024 · €116k
2018: €158k
2019: €158k
2020: €133k
2021: €136k
2022: €128k
2023: €126k
2024: €116k
2018 → 2025
Total assets
€119k▼ 3.8%
2024 · €124k
2018: €168k
2019: €168k
2020: €139k
2021: €143k
2022: €141k
2023: €135k
2024: €124k
2018 → 2025
Net result
€-2k▲ 74.6%
2024 · €-10k
2018: €30k
2019: €14
2020: €-24k
2021: €3k
2022: €-9k
2023: €-2k
2024: €-10k
2018 → 2025
Working capital
€113k▼ 2.1%
2024 · €116k
2018: €156k
2019: €155k
2020: €131k
2021: €134k
2022: €125k
2023: €124k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€128k▼ 6.5%€126k▼ 1.4%€116k▼ 7.8%€114k▼ 2.1%
Operating result€3k-€-9k€-2k▲ 81.7%€-9k▼ 502%€-2k▲ 75.7%
Net result€3k-€-9k€-2k▲ 79.8%€-10k▼ 447%€-2k▲ 74.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€160 =
Current assets
€119k ▼ 3.8%
Equity and liabilities €119k
Equity
€114k ▼ 2.1%
Debt
€6k ▼ 27.5%
Debt's share of the balance-sheet total falls from 6.4% to 4.8%. Equity and debt are lower.
Key figures and ratios
Current ratio
20.62▲
2024 · 15.53
Debt to equity
0.05▼
2024 · 0.07
ROE
-2.2%▲
2024 · -8.4%
ROA
-2.1%▲
2024 · -7.9%
Debt ≤ 1 year
€6k▼
2024 · €8k
Income taxes
€116▲
2024 · €115
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€124k€119k▼
Fixed assets21/28€160€160=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€160€160=
Current assets29/58€124k€119k▼
Amounts receivable within one year40/41€45k€45k▼
Trade receivables40€44k€45k▲
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€79k€74k▼
Equity and liabilities
Total equity and liabilities10/49€124k€119k▼
Equity10/15€116k€114k▼
Contributions10/11€7k€7k=
Reserves13€154k€154k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€152k€152k=
Profit (loss) carried forward14€-45k€-47k▼
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€5k€3k▼
Income statement
Code20242025
Other operating charges640/8€913€879▼
Gross operating margin9900€-9k€-1k▲
Operating profit (loss)9901€-9k€-2k▲
Financial income75/76B€28€27▼
Recurring financial income75€28€27▼
Financial charges65/66B€190€83▼
Recurring financial charges65€190€83▼
Profit (loss) for the period before taxes9903€-10k€-2k▲
Income taxes67/77€115€116▲
Profit (loss) for the period9904€-10k€-2k▲
Profit (loss) for the period to be appropriated9905€-10k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-47k▼
Profit (loss) brought forward from the previous period14P€-35k€-45k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-24k ▼167873%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chêne, Bothey 1315032 GemblouxGround area
738 m²
Building footprint
107 m²
Volume, LiDAR
776 m³
Parcel 92020B0033/00E000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Caiises Services
since 20042.134.844.195
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92020B0033/00E000 | Wallonia | 738 m² | 1 · 107 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANTONIO46
BE 0436.092.796
Charleroi · Eq €113,747
ALTERVAL BENELUX
BE 0765.999.694
Gistel · Eq €113,132
AMPLITUDE
BE 0475.466.284
Holsbeek · Eq €112,718
CB-Machines
BE 0733.896.456
Wuustwezel · Eq €114,712
Paulus Stuart
BE 0407.629.731
Anderlecht · Eq €112,102
Of 2,506 companies in sector 46649 we hold annual accounts for 1,759. 1,115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
46140Agents in the wholesale of industrial machinery, ships and aircraft
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.