Cafeservice
ActiveSummary
The computed 12-month bankruptcy probability of Cafeservice is 3.9% (moderate). The 2025 annual accounts show equity of €14k and a net result of €4k. Its solvency ranks better than 30% of 13305 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability39
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.65; short-term debt: 52.8% and cash: 13.7% of total assets), and 94.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€248k
Net result
€4k
Working capital
€-46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €248k
Fixed assets
€162k
Current assets
€85k
Equity and liabilities €248k
Equity
€14k
Debt
€233k
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k
Cash flow
€24k
Current ratio
0.65
Quick ratio
0.37
Debt to equity
16.36
ROE
29.9%
ROA
1.7%
Interest coverage
2.16
Debt ≤ 1 year
€131k
Debt > 1 year
€103k
Income taxes
€2k
Staff costs
€396k
Filed annual accounts As filed with the NBB · 2025 · 50 lines
Balance sheet
Code2025
Assets
Total assets20/58€248k
Fixed assets21/28€162k
Tangible fixed assets22/27€162k
Plant, machinery and equipment23€55k
Furniture and vehicles24€6k
Leasing and similar rights25€18k
Other tangible fixed assets26€83k
Current assets29/58€85k
Stocks and contracts in progress3€36k
Stocks30/36€36k
Amounts receivable within one year40/41€5k
Trade receivables40€2k
Other amounts receivable41€3k
Cash at bank and in hand54/58€34k
Deferred charges and accrued income490/1€10k
Equity and liabilities
Total equity and liabilities10/49€248k
Equity10/15€14k
Contributions10/11€10k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€233k
Amounts payable after more than one year17€103k
Financial debts170/4€103k
Amounts payable within one year42/48€131k
Current portion of amounts payable after more than one year42€32k
Financial debts43€481
Credit institutions430/8€481
Trade debts44€35k
Suppliers440/4€35k
Advances received on contracts in progress46€18k
Taxes, remuneration and social security45€45k
Taxes450/3€21k
Remuneration and social security454/9€24k
Income statement
Code2025
Non-recurring operating income76A€600
Remuneration, social security and pensions62€396k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€2k
Gross operating margin9900€447k
Operating profit (loss)9901€28k
Financial income75/76B€512
Recurring financial income75€512
Financial charges65/66B€22k
Recurring financial charges65€22k
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-09
State Gazette act
Resignations: Simon Derutter (non-statutory director) and Nanigui Patel (non-statutory director)Director discharge · Power of attorney6 facts ▸
State Gazette act
Resignations: Simon Derutter (non-statutory director) and Nanigui Patel (non-statutory director)
Director discharge · Power of attorney6 facts ▸
- General meeting, 30-12-2025
- Director resignation, Simon Derutter (non-statutory director)
- Director discharge, Simon Derutter
- Director resignation, Nanigui Patel (non-statutory director)
- Director discharge, Nanigui Patel
- Power of attorney, BV Accountantskantoor Uytterhaegen
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-12-2025
Nanigui Patel: Resigned as Non-statutory director
30-12-2025
Simon Derutter: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stanleystraat 12018 AntwerpenGround area
108 m²
Building footprint
108 m²
Volume, LiDAR
1,159 m³
Parcel 11806F1301/00W000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Cafeservice
since 20242.357.608.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1301/00W000 | Flanders | 108 m² | 1 · 108 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TASKAR
BE 0524.937.769
Gent · Eq €14,261
Opa's eethuisje
BE 0667.893.302
Nijlen · Eq €14,260
't Wit Paardje
BE 0451.094.738
Temse · Eq €14,267
ALIAZ
BE 0828.694.061
Middelkerke · Eq €14,259
Pizza Vali
BE 0504.907.269
Wijnegem · Eq €14,242
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.