Café Moustache
ActiveThe computed 12-month bankruptcy probability of Café Moustache is 1.5% (moderate). The 2025 annual accounts show equity of €35k and a net result of €5k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 13071 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+50
Solvency40▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.26 in 2024), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.9%
Return on assets
3.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
29 d late
2022
25 d late
2021
5 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€399k
EBIT margin
0.8%
Net result
€5k▲ 2,892%
2024 · €153
2018: €7k
2019: €6k
2020: €-22k
2021: €27k
2022: €-13k
2023: €-937
2024: €153
2018 → 2025
Working capital
€18k▼ 10.0%
2024 · €20k
2018: €-21k
2019: €-5k
2020: €-19k
2021: €17k
2022: €9k
2023: €12k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€399k
Equity€50k-€36k▼ 28.4%€33k▼ 7.0%€32k▼ 4.5%€35k▲ 9.2%
Operating result€27k-€-12k€-1k▲ 88.4%€3k€13k▲ 319%
Net result€27k-€-13k€-937▲ 92.6%€153€5k▲ 2,892%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 319% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€52k▲ 16.5%
Current assets
€94k▼ 3.7%
Equity and liabilities €146k
Equity
€35k▲ 9.2%
Debt
€111k▲ 0.7%
The debt ratio falls from 77.5% to 76.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€24k▲
2024 · €17k
Cash flow
€15k▲
2024 · €14k
Solvency
23.9%▲
2024 · 22.5%
Current ratio
1.24▼
2024 · 1.26
Quick ratio
1.02▲
2024 · 0.89
Debt / equity
3.18▼
2024 · 3.45
ROE
13.2%▲
2024 · 0.5%
ROA
3.1%▲
2024 · 0.1%
Interest coverage
7.51▲
2024 · 5.64
Debt
€111k▲
2024 · €110k
Debt ≤ 1 year
€76k▼
2024 · €78k
Debt > 1 year
€32k▲
2024 · €30k
Income taxes
€6k▲
2024 · €94
Staff costs
€128k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€146k▲
Fixed assets21/28€45k€52k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€45k€52k▲
Plant, machinery and equipment23€28k€31k▲
Furniture and vehicles24€1k€374▼
Leasing and similar rights25-€8k
Other tangible fixed assets26€15k€13k▼
Current assets29/58€98k€94k▼
Stocks and contracts in progress3€28k€17k▼
Stocks30/36€28k€17k▼
Amounts receivable within one year40/41€42k€47k▲
Trade receivables40€39k€46k▲
Other amounts receivable41€3k€905▼
Cash at bank and in hand54/58€26k€29k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€142k€146k▲
Equity10/15€32k€35k▲
Contributions10/11€6k€6k=
Reserves13€26k€29k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€24k€27k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€110k€111k▲
Amounts payable after more than one year17€30k€32k▲
Financial debts170/4€30k€32k▲
Amounts payable within one year42/48€78k€76k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€27k€16k▼
Suppliers440/4€27k€16k▼
Taxes, remuneration and social security45€18k€32k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€16k€30k▲
Other amounts payable47/48€28k€21k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Turnover70€399k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€324k-
Remuneration, social security and pensions62€69k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€88k€155k▲
Operating profit (loss)9901€3k€13k▲
Financial income75/76B€2€133▲
Recurring financial income75€2€133▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€248€10k▲
Income taxes67/77€94€6k▲
Profit (loss) for the period9904€153€5k▲
Profit (loss) for the period to be appropriated9905€153€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€153€5k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€2k€2k▲
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €153
Net result €153 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-22k ▼452%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 278800 RoeselareGround area
249 m²
Building footprint
193 m²
Volume, LiDAR
1,345 m³
Parcel 36502B0136/00C000, Flanders · tallest building 16.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Café Moustache
since 20142.236.193.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0136/00C000 | Flanders | 249 m² | 1 · 193 m² | 16.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.236.193.854
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Of 13,838 companies in sector 56301 we hold annual accounts for 4,809. 4,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2014
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.