CAD SERVICEBURO
ActiveSummary
CAD SERVICEBURO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €154k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 18.71 against 15.36 in 2024; short-term debt: 5.3% and cash: 34.2% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
9.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
3 d early
2023
1 d early
2022
1 d early
2021
56 d early
2020
3 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.54M▲ 11.1%
2024 · €1.39M
2019: €794k
2020: €924k
2021: €1.22M
2022: €1.09M
2023: €1.26M
2024: €1.39M
2019 → 2025
Total assets
€1.63M▲ 9.1%
2024 · €1.49M
2019: €1.06M
2020: €1.19M
2021: €1.34M
2022: €1.20M
2023: €1.33M
2024: €1.49M
2019 → 2025
Net result
€154k▼ 3.3%
2024 · €159k
2019: €81k
2020: €130k
2021: €296k
2022: €202k
2023: €168k
2024: €159k
2019 → 2025
Working capital
€1.53M▲ 10.8%
2024 · €1.38M
2019: €627k
2020: €787k
2021: €910k
2022: €1.11M
2023: €1.26M
2024: €1.38M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.09M▼ 10.5%€1.26M▲ 15.4%€1.39M▲ 10.2%€1.54M▲ 11.1%
Operating result€419k-€267k▼ 36.3%€235k▼ 11.9%€205k▼ 12.8%€164k▼ 20.2%
Net result€296k-€202k▼ 31.8%€168k▼ 16.8%€159k▼ 5.1%€154k▼ 3.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€15k ▼ 18.5%
Current assets
€1.61M ▲ 9.4%
Equity and liabilities €1.63M
Equity
€1.54M ▲ 11.1%
Debt
€86k ▼ 17.8%
Debt's share of the balance-sheet total falls from 7.0% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€169k▼
2024 · €212k
Cash flow
€159k▼
2024 · €166k
Current ratio
18.71▲
2024 · 15.36
Debt to equity
0.06▼
2024 · 0.08
ROE
10.0%▼
2024 · 11.5%
ROA
9.5%▼
2024 · 10.7%
Interest coverage
20.28▼
2024 · 173.20
Debt ≤ 1 year
€86k▼
2024 · €96k
Income taxes
€56k▼
2024 · €73k
Staff costs
€122k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.49M€1.63M▲
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€13k€11k▼
Current assets29/58€1.48M€1.61M▲
Amounts receivable within one year40/41€47k€44k▼
Trade receivables40€9k€26k▲
Other amounts receivable41€38k€17k▼
Current investments50/53€1.08M€1.01M▼
Cash at bank and in hand54/58€331k€557k▲
Deferred charges and accrued income490/1€15k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.63M▲
Equity10/15€1.39M€1.54M▲
Contributions10/11€6k€6k=
Reserves13€1.38M€1.54M▲
Tax-exempt reserves132€292k€376k▲
Distributable reserves133€1.09M€1.16M▲
Amounts payable17/49€105k€86k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€96k€86k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€3k€20k▲
Suppliers440/4€3k€20k▲
Taxes, remuneration and social security45€38k€39k▲
Taxes450/3€38k€5k▼
Remuneration and social security454/9-€34k
Other amounts payable47/48€46k€19k▼
Income statement
Code20242025
Non-recurring operating income76A-€704
Remuneration, social security and pensions62€118k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€331k€292k▼
Operating profit (loss)9901€205k€164k▼
Financial income75/76B€29k€55k▲
Recurring financial income75€29k€55k▲
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€233k€210k▼
Income taxes67/77€73k€56k▼
Profit (loss) for the period9904€159k€154k▼
Transfer from tax-exempt reserves789€221k-
Transfer to tax-exempt reserves689€105k€84k▼
Profit (loss) for the period to be appropriated9905€275k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€275k€70k▼
Transfer to equity691/2€244k€70k▼
To other reserves6921€244k€70k▼
Profit to be distributed694/7€31k-
Return on contributions (dividend)694€31k-
Social balance
Average headcount (FTE)90871.61.7▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €296k ▲128%
Operating result €419k, net result €296k, both a record.
30-06
Financial
Equity above €1MEq €1.22M ▲32%
3 profitable years in a row build equity to €1.22M.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rondstraat (Mol) 373640 KinrooiGround area
884 m²
Building footprint
123 m²
Volume, LiDAR
668 m³
Parcel 72023D0354/00A006, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rondstraat (Mol) 37, 3640 Kinrooi
since 20012.100.123.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72023D0354/00A006 | Flanders | 884 m² | 1 · 123 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,308 EUR awarded · 3,308 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,308 EUR | 3,308 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 2,725 companies in sector 63100 we hold annual accounts for 1,271. 530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2001
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.