CABINET INFIRMIER JACOBS
ActiveCABINET INFIRMIER JACOBS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €213k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-3
Solvency100=
Growth65=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 11.33 against 6.57 in 2023; short-term debt: 8.8% and cash: 2.3% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €213k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
12 d late
2022
4 d late
2021
24 d early
2020
4 d late
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€84k▲ 1.8%
2018 · €82k
2018: €82k
2018 → 2019
EBIT margin
24.6%▲ 2.6pp
2018 · 22.0%
2018: 22.0%
2018 → 2019
Net result
€21k▼ 21.1%
2023 · €26k
2018: €16k
2019: €16k
2020: €27k
2021: €33k
2022: €29k
2023: €26k
2018 → 2024
Working capital
€212k▲ 5.5%
2023 · €201k
2018: €226k
2019: €236k
2020: €247k
2021: €197k
2022: €204k
2023: €201k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€218k-€169k▼ 22.2%€176k▲ 3.9%€202k▲ 15.0%€213k▲ 5.3%
Operating result€32k-€42k▲ 32.0%€35k▼ 18.0%€32k▼ 8.1%€26k▼ 17.7%
Net result€27k-€33k▲ 24.7%€29k▼ 13.1%€26k▼ 8.7%€21k▼ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 18% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €234k
Fixed assets
€967▼ 20.0%
Current assets
€233k▼ 1.9%
Equity and liabilities €234k
Equity
€213k▲ 5.3%
Debt
€21k▼ 43.2%
The debt ratio falls from 15.1% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2023 · €32k
Cash flow
€21k▼
2023 · €27k
Solvency
91.2%▲
2023 · 84.9%
Current ratio
11.33▲
2023 · 6.57
Quick ratio
11.33▲
2023 · 6.57
Debt / equity
0.10▼
2023 · 0.18
ROE
9.7%▼
2023 · 13.0%
ROA
8.9%▼
2023 · 11.0%
Interest coverage
25.07▲
2023 · 21.04
Debt
€21k▼
2023 · €36k
Debt ≤ 1 year
€21k▼
2023 · €36k
Income taxes
€11k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€238k€234k▼
Fixed assets21/28€1k€967▼
Tangible fixed assets22/27€1k€967▼
Other tangible fixed assets26€1k€967▼
Current assets29/58€237k€233k▼
Amounts receivable after more than one year29€235k€226k▼
Other amounts receivable291€235k€226k▼
Amounts receivable within one year40/41€2k€1k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€631€5k▲
Deferred charges and accrued income490/1€202€82▼
Equity and liabilities
Total equity and liabilities10/49€238k€234k▼
Equity10/15€202k€213k▲
Contributions10/11€6k€6k=
Reserves13€196k€207k▲
Distributable reserves133€196k€207k▲
Amounts payable17/49€36k€21k▼
Amounts payable within one year42/48€36k€21k▼
Trade debts44€16€632▲
Suppliers440/4€16€632▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€28k€15k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€297€242▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-29k-
Other operating charges640/8-€2k
Gross operating margin9900€3k€28k▲
Operating profit (loss)9901€32k€26k▼
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€39k€31k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€26k€21k▼
Profit (loss) for the period to be appropriated9905€26k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€21k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€26k€21k▼
To other reserves6921€26k€21k▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €200kEq €202k ▲15%
6 profitable years in a row build equity to €202k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲24.7%
Operating result €42k, net result €33k, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Equity above €200kEq €218k ▲13.9%
3 profitable years in a row build equity to €218k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €16k ▼1.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lefebvre 207000 MonsGround area
320 m²
Building footprint
82 m²
Volume, LiDAR
381 m³
Parcel 53405C0043/00N000, Wallonia · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CABINET INFIRMIER JACOBS
since 20242.365.797.831
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53405C0043/00N000 | Wallonia | 320 m² | 1 · 82 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1999
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.