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C L CONSULTING

Active
Private limited companyfounded 200521 yrs activeAvenue Marie-José(BIN) 56, 7130 Binche, BelgiumKBO/BCE: BE 0874.981.471

C L CONSULTING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €9k. Equity is growing by ~46.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 951 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
68 / 100
Healthy= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▲+11
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.08 in 2024), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.9%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
30 d late
2021
26 d late
2020
31 d late
2019
11 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€0
2023 · €0
2023: €0
2023 → 2024
Total assets
€70k▲ 17.6%
2024 · €59k
2018: €55k 2019: €45k 2020: €35k 2021: €53k 2022: €62k 2023: €56k 2024: €59k
2018 → 2025
Net result
€9k▲ 55.8%
2024 · €6k
2018: €23k 2019: €-475 2020: €-3k 2021: €17k 2022: €32k 2023: €-9k 2024: €6k
2018 → 2025
Working capital
€13k▲ 210%
2024 · €4k
2018: €-39k 2019: €-39k 2020: €-42k 2021: €-24k 2022: €8k 2023: €-1k 2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€0€0
Equity€-24k-€8k€-1k€4k€13k▲ 210%
Operating result€17k-€32k▲ 83.3%€-9k€6k€11k▲ 93.4%
Net result€17k-€32k▲ 82.9%€-9k€6k€9k▲ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €17k€17kNet result 2021: €17k€17kOperating result 2022: €32k€32kNet result 2022: €32k€32kOperating result 2023: €-9k€-9kNet result 2023: €-9k€-9kOperating result 2024: €6k€6kNet result 2024: €6k€6kOperating result 2025: €11k€11kNet result 2025: €9k€9k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 93% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €70k
Equity €13k▲ 210%
Debt €56k▲ 2.7%
The debt ratio falls from 92.8% to 81.1%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
18.9%
2024 · 7.2%
Current ratio
1.23
2024 · 1.08
Quick ratio
1.23
2024 · 1.08
Debt / equity
4.28
2024 · 12.90
ROE
67.7%
2024 · 134.7%
ROA
12.8%
2024 · 9.7%
Debt
€56k
2024 · €55k
Debt ≤ 1 year
€56k
2024 · €55k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€59k€70k
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€59k€70k
Amounts receivable within one year40/41€19k€24k
Trade receivables40€19k€23k
Other amounts receivable41€0€260
Cash at bank and in hand54/58€40k€46k
Equity and liabilities
Total equity and liabilities10/49€59k€70k
Equity10/15€4k€13k
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-10k€-1k
Amounts payable17/49€55k€56k
Amounts payable within one year42/48€55k€56k
Trade debts44€374-
Suppliers440/4€374-
Taxes, remuneration and social security45€100€2k
Taxes450/3€100€2k
Other amounts payable47/48€54k€54k
Income statement Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Other operating charges640/8€193€193=
Gross operating margin9900€6k€11k
Operating profit (loss)9901€6k€11k
Financial charges65/66B€40€43
Recurring financial charges65€40€43
Profit (loss) for the period before taxes9903€6k€11k
Income taxes67/77-€2k
Profit (loss) for the period9904€6k€9k
Profit (loss) for the period to be appropriated9905€6k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-1k
Profit (loss) brought forward from the previous period14P€-16k€-10k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €-9k ▼129%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Highest result since 2018net €32k ▲82.9%
Operating result €32k, net result €32k, both a record.
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Marie-José(BIN) 567130 Binche
Ground area
297 m²
Building footprint
97 m²
Volume, LiDAR
1,004 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
C L CONSULTING
Rue Bard(BIN) 40, 7130 BincheNACE 22330
since 20052.148.456.166
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56011D0212/00G011 Wallonia 259 m² 1 · 58 m² 10.9 m · 3 fl.
56011B0789/00D000 Wallonia 38 m² 1 · 38 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 316 companies in sector 18200 we hold annual accounts for 112. 73 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-07-2005
Fiscal year end31-12
Activities, NACEBEL
18200Printing and reproduction of recorded media
22330
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
72100
72300
72500
72600
74142
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.