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Complete company report
Generated 03-09-2026
Active BE 0824.631.543Private limited company

C.J.M. CONSTRUCT

Ophemmerstraat 100 ·3770 Riemst, Belgium· 16 yrs active
Sector: Activiteiten van hoofdkantoren (70100)
Conclusion Checked

C.J.M. CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €11k. The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €141k
Net result €11k
Active 16 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability39Solvency100Growth52Stability100
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 39
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview15 NBB filings
Annual accounts filed on 05-05-2026 with the NBB · fiscal year 2025 · micro schema
€0€20k€40k€60kOperating result 2024: €51k€51kNet result 2024: €33k€33kOperating result 2025: €18k€18kNet result 2025: €11k€11k20242025
Operating resultNet result
EBITDA
€21k
-60.3% 24-25
Net profit
€11k
-66.9% 24-25
Cash flow
€14k
-60.3% 24-25
Total assets
€159k
+15.0% 24-25
Equity
€141k
+8.4% 24-25
Working capital
€135k
+7.6% 24-25
Income taxes
€7k
-61.3% 24-25
Dividends
€0
- 24-25
Debt
€19k
+110.4% 24-25
Debt ≤ 1y
€19k
+110.4% 24-25
Current ratio
8.18
-45.6% 24-25
Quick ratio
8.18
-45.6% 24-25
Solvency
88.2%
-5.7% 24-25
Debt / equity
0.13
+94.1% 24-25
ROE
7.7%
-69.5% 24-25
ROA
6.8%
-71.2% 24-25
Interest coverage
21.42
-53.4% 24-25
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€21k
Net profit€11k
Cash flow€14k
Staff costs-
Income taxes€7k
Dividends-
Total assets€159k
Equity€141k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€135k
Employees (FTE)-
Ratios (computed)
2025
Current ratio8.18
Quick ratio8.18
Working capital ratio84.8%
Solvency88.2%
Debt / equity0.13
Long-term debt ratio-
Interest coverage21.42
Gross margin-
Net margin-
ROA6.8%
ROE7.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€159k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€154k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€115k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€159k
Equity 10/15€141k
Contributions / capital 10/11€1k
Reserves 13€140k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€26k
Operating result 9901€18k
Financial income 75€386
Financial charges 65€970
Result before taxes 9903€18k
Income taxes 67/77€7k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
Directors & mandates 3 directors
Current directors & mandates
  • JANSEN Christina Antonia
    Director
    State Gazette act 23426307 (14-11-2023)
    Current
    14-11-2023 → present
Former directors (2)
  • MARTING Hugo
    Director
    State Gazette act 23426307 (14-11-2023)
    Former
    - → 14-11-2023
  • MARTING Milan
    Director
    State Gazette act 23426307 (14-11-2023)
    Former
    - → 14-11-2023
Legal Structure
NACE primary Activiteiten van hoofdkantoren(70100)
Legal form Private limited company(610)
Incorporation29-03-2010
StatusActive
Postal code3770
Establishment units 1 location
C.J. Management
Ophemmerstraat 100, 3770 RiemstSchrijnwerk
since 20102.187.802.633
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73092D1082/00K000 Flanders 169 m² 1 · 92 m² 10.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events
2017 2017: 1 NBB filing 2018 2018: 1 NBB filing 2019 2019: 1 NBB filing 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 NBB filing 2023 2023: 1 State Gazette act, 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 NBB filing 2026 2026: 1 NBB filing
2026
05-05-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-05-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-11-2023 State Gazette act Capital & shares
Maria NEVEN
26-06-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-09-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-11-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
10-10-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
14-11-2023
Capital change
All acts · 1 updated 2 years ago
2023
14-11-2023 Restructuring of share classes Capital & shares·Maria NEVEN
Notary: Maria NEVEN · Riemst
Technical details 
{
  "events": [
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": "nominal",
        "share_class": null,
        "n_new_shares": 200,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "inschrijvingsrechten_uitgifte",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Maria NEVEN",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Riemst",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-14",
    "filing_date": "2023-11-10",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-10-30",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0824.631.543",
    "name_full": "C.J.M. CONSTRUCT",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 200,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    }
  ]
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990
Names & trade names
Legal nameNL C.J.M. CONSTRUCT
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative