C.F.H.M.
ActiveSummary
C.F.H.M. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €14k. Its solvency ranks better than 22% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-21
Growth58
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.54 in 2024; short-term debt: 77.7% and cash: 40.4% of total assets), and 77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
32.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
13 d early
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 12.1%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€42k▲ 68.5%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€14k▲ 23.0%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€7k▼ 4.2%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€11k-€9k▼ 12.1%
Operating result€15k-€17k▲ 20.0%
Net result€11k-€14k▲ 23.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€2k ▼ 33.0%
Current assets
€40k ▲ 82.0%
Equity and liabilities €42k
Equity
€9k ▼ 12.1%
Debt
€33k ▲ 129%
Debt's share of the balance-sheet total rises from 57.2% to 77.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €16k
Cash flow
€15k▲
2024 · €13k
Current ratio
1.23▼
2024 · 1.54
Debt to equity
3.48▲
2024 · 1.34
ROE
146.8%▲
2024 · 104.9%
ROA
32.8%▼
2024 · 44.9%
Debt ≤ 1 year
€33k▲
2024 · €14k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€42k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€390€390=
Current assets29/58€22k€40k▲
Amounts receivable within one year40/41€14k€23k▲
Trade receivables40€14k€9k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€8k€17k▲
Equity and liabilities
Total equity and liabilities10/49€25k€42k▲
Equity10/15€11k€9k▼
Contributions10/11€500€500=
Profit (loss) carried forward14€10k€9k▼
Amounts payable17/49€14k€33k▲
Amounts payable within one year42/48€14k€33k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€4k€15k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€49k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€961▼
Other operating charges640/8€761-
Gross operating margin9900€17k€18k▲
Operating profit (loss)9901€15k€17k▲
Financial income75/76B-€51
Recurring financial income75-€51
Financial charges65/66B€57-
Recurring financial charges65€57-
Profit (loss) for the period before taxes9903€14k€17k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€11k€14k▲
Profit (loss) for the period to be appropriated9905€11k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€24k▲
Profit (loss) brought forward from the previous period14P€-1k€10k▲
Profit to be distributed694/7-€15k
Directors or managers695-€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordkriekenstraat 31180 UkkelGround area
3,769 m²
Building footprint
1,983 m²
Volume, LiDAR
44,083 m³
2 parcels, Brussels · tallest building 38.1 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
C.F.H.M.
since 20222.330.116.875
C.F.H.M.
since 20222.355.636.090
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0226/00W011 | Brussels | 3,529 m² | 1 · 1,878 m² | 38.1 m · 7 fl. |
| 21614F0162/00P009 | Brussels | 240 m² | 1 · 105 m² | 6.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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B.D.B. BOEKHOUDINGEN
BE 0470.026.663
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 2,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2022
Fiscal year end31-12
Abbreviation FR
CFHM
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:chm@e-comptact.com
Phone:+3228946868