C Consult
ActiveC Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332k and a net result of €120k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 91% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 12.15 against 22.25 in 2024; short-term debt: 7.7% and cash: 78% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
33.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
38 d early
2022
39 d early
2021
39 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€332k▼ 0.8%
2024 · €335k
2019: €-2k
2020: €28k
2021: €45k
2022: €67k
2023: €137k
2024: €335k
2019 → 2025
Total assets
€360k▲ 0.2%
2024 · €359k
2019: €21k
2020: €56k
2021: €63k
2022: €78k
2023: €180k
2024: €359k
2019 → 2025
Net result
€120k▼ 35.5%
2024 · €185k
2019: €-8k
2020: €30k
2021: €17k
2022: €22k
2023: €70k
2024: €185k
2019 → 2025
Working capital
€309k▼ 2.8%
2024 · €318k
2019: €2k
2020: €8k
2021: €30k
2022: €58k
2023: €115k
2024: €318k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€67k▲ 47.9%€137k▲ 105%€335k▲ 144%€332k▼ 0.8%
Operating result€25k-€31k▲ 26.0%€90k▲ 190%€236k▲ 162%€170k▼ 27.8%
Net result€17k-€22k▲ 28.4%€70k▲ 224%€185k▲ 164%€120k▼ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€23k▼ 11.0%
Current assets
€337k▲ 1.1%
Equity and liabilities €360k
Equity
€332k▼ 0.8%
Debt
€28k▲ 14.6%
The debt ratio rises from 6.7% to 7.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€180k▼
2024 · €250k
Cash flow
€129k▼
2024 · €199k
Solvency
92.3%▼
2024 · 93.3%
Current ratio
12.15▼
2024 · 22.25
Quick ratio
12.15▼
2024 · 22.25
Debt / equity
0.08▲
2024 · 0.07
ROE
36.0%▼
2024 · 55.3%
ROA
33.2%▼
2024 · 51.6%
Interest coverage
178.81▲
2024 · 141.46
Debt
€28k▲
2024 · €24k
Debt ≤ 1 year
€28k▲
2024 · €15k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€50k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€360k▲
Fixed assets21/28€26k€23k▼
Tangible fixed assets22/27€26k€23k▼
Furniture and vehicles24€26k€23k▼
Current assets29/58€333k€337k▲
Amounts receivable after more than one year29€60k€0▼
Other amounts receivable291€60k€0▼
Amounts receivable within one year40/41€111k€55k▼
Trade receivables40€0-
Other amounts receivable41€111k€55k▼
Cash at bank and in hand54/58€159k€281k▲
Deferred charges and accrued income490/1€3k€764▼
Equity and liabilities
Total equity and liabilities10/49€359k€360k▲
Equity10/15€335k€332k▼
Contributions10/11€19k€19k=
Reserves13€316k€314k▼
Distributable reserves133€316k€314k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€24k€28k▲
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€15k€28k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43-€20
Credit institutions430/8-€20
Trade debts44€999€1k▲
Suppliers440/4€999€1k▲
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€0€17k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€251k€181k▼
Operating profit (loss)9901€236k€170k▼
Financial income75/76B€7k€0▼
Recurring financial income75€7k€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€241k€169k▼
Income taxes67/77€56k€50k▼
Profit (loss) for the period9904€185k€120k▼
Profit (loss) for the period to be appropriated9905€185k€120k▼
Appropriation of the result
Profit (loss) to be appropriated9906€185k€120k▼
Transfer from equity791/2-€122k
Transfer to equity691/2€185k€120k▼
To other reserves6921€185k€120k▼
Profit to be distributed694/7-€122k
Return on contributions (dividend)694-€122k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €185k ▲164%
Operating result €236k, net result €185k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 22.25
Current ratio from 6.75 to 22.25; short-term debt falls from €20k to €15k.
31-12
Financial
Equity above €200kEq €335k ▲144%
5 profitable years in a row build equity to €335k.
2023
24-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €100kEq €137k ▲105%
4 profitable years in a row build equity to €137k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 6.17
Current ratio from 2.68 to 6.17; short-term debt falls from €18k to €11k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.68
Current ratio from 1.27 to 2.68; short-term debt falls from €28k to €18k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsplein 89500 GeraardsbergenGround area
201 m²
Building footprint
163 m²
Volume, LiDAR
1,722 m³
Parcel 41018A0766/00H000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
C Consult
since 20182.271.378.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0766/00H000indicative | Flanders | 201 m² | 1 · 163 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 1,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2018
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
64929Financial service activities, except insurance and pension funding
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.