C-Consult
ActiveC-Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For C-Consult, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €268k and a net result of €38k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 6156 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 144 days later.
NBB · 6 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline21-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 27-06-2026, 423 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
423 d late
2023
271 d late
2022
6 d late
2021
355 d late
2020
124 d late
2019
81 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€268k▲ 16.6%
2023 · €230k
2019: €101k
2020: €138k
2021: €95k
2022: €183k
2023: €230k
2019 → 2024
Net result
€38k▼ 17.8%
2023 · €47k
2019: €98k
2020: €51k
2021: €-42k
2022: €88k
2023: €47k
2019 → 2024
Total assets
€598k▲ 26.7%
2023 · €472k
2019: €194k
2020: €370k
2021: €267k
2022: €370k
2023: €472k
2019 → 2024
Solvency
44.8%▼ 3.9pp
2023 · 48.7%
2019: 52.1%
2020: 37.2%
2021: 35.7%
2022: 49.5%
2023: 48.7%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€138k-€95k▼ 30.8%€183k▲ 92.3%€230k▲ 25.4%€268k▲ 16.6%
Operating result€46k-€10k▼ 77.6%€122k▲ 1,076%€64k▼ 47.7%€85k▲ 33.6%
Net result€51k-€-42k€88k€47k▼ 47.1%€38k▼ 17.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €598k
Fixed assets
€58k▼ 8.9%
Current assets
€540k▲ 32.2%
Equity and liabilities €598k
Equity
€268k▲ 16.6%
Debt
€330k▲ 36.3%
The debt ratio rises from 51.3% to 55.2%. Equity and debt are higher.
Key figures and ratios
Solvency
44.8%▼
2023 · 48.7%
ROE
14.3%▼
2023 · 20.3%
ROA
6.4%▼
2023 · 9.9%
Debt
€330k▲
2023 · €242k
Debt ≤ 1 year
€330k▲
2023 · €242k
Income taxes
€49k▲
2023 · €19k
Staff costs
€155k▼
2023 · €185k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€472k€598k▲
Fixed assets21/28€63k€58k▼
Tangible fixed assets22/27€52k€47k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€51k€46k▼
Financial fixed assets28€11k€11k=
Current assets29/58€409k€540k▲
Amounts receivable within one year40/41€298k€366k▲
Trade receivables40€62k€314k▲
Other amounts receivable41€236k€51k▼
Cash at bank and in hand54/58€111k€175k▲
Equity and liabilities
Total equity and liabilities10/49€472k€598k▲
Equity10/15€230k€268k▲
Contributions10/11€13k€13k=
Reserves13€10€10=
Non-distributable reserves130/1€10€10=
Reserves not available under the articles1311€10€10=
Profit (loss) carried forward14€217k€255k▲
Amounts payable17/49€242k€330k▲
Amounts payable within one year42/48€242k€330k▲
Trade debts44€204k€287k▲
Suppliers440/4€204k€287k▲
Taxes, remuneration and social security45€38k€43k▲
Taxes450/3€30k€43k▲
Remuneration and social security454/9€8k€0▼
Other amounts payable47/48€0€0=
Income statement
Code20232024
Remuneration, social security and pensions62€185k€155k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€52k▼
Other operating charges640/8€27k€31k▲
Gross operating margin9900€337k€323k▼
Operating profit (loss)9901€64k€85k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€653€2k▲
Recurring financial charges65€653€2k▲
Profit (loss) for the period before taxes9903€66k€87k▲
Income taxes67/77€19k€49k▲
Profit (loss) for the period9904€47k€38k▼
Profit (loss) for the period to be appropriated9905€47k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€217k€255k▲
Profit (loss) brought forward from the previous period14P€171k€217k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 423 days late
2025
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 271 days late
2023
30-09
Financial
Equity above €200kEq €230k ▲25.4%
2 profitable years in a row build equity to €230k.
06-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 6 days late
20-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 355 days late
2022
30-09
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
30-09
Financial
Equity above €150kEq €183k ▲92.3%
Equity rises from €95k to €183k.
2021
30-09
Financial
Weakest financial yearnet €-42k ▼182%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 124 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cleydaellaan 162630 AartselaarGround area
1.5 ha
Parcel 11372A0096/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cleydaellaan 16, 2630 Aartselaar
since 20152.244.940.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0096/00B000 | Flanders | 1.5 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 595 EUR awarded · 544 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 168 EUR | 117 EUR |
| 2024 | 1 | 341 EUR | 341 EUR |
| 2022 | 1 | 86 EUR | 86 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2015
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
64200Holdings
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.