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C&C

Active
Private limited company·Personenvervoer per spoor anders dan per trein· 4 yrs active
Steenweg op Mechelen 455 ·1950 Kraainem, Belgium
KBO/BCE: BE 0786.501.536
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Age4 yrs
Board6
Real estate2 parcels · 1.3 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of C&C is 3.6% (moderate). The 2024 annual accounts show equity of €19k and a net result of €4k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 2254 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

1 signal · with evidence
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-10-2025 90 d late 2025-00551965
31-12-2023 31-07-2024 29-10-2025 455 d late 2025-00551848
31-12-2022 31-07-2023 29-10-2025 821 d late 2025-00551845

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.6% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€4k
Working capital€-20k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2024 · micro
€-2k€0€2k€4kOperating result 2022: €-1k€-1kNet result 2022: €-1k€-1kOperating result 2024: €5k€5kNet result 2024: €4k€4k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~13.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€10k€15k€20k€25k2025: €21k (€20k - €23k)2026: €23k (€22k - €25k)2027: €25k (€24k - €27k)2022: €15k2023: €15k2024: €19k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 24.8% 27.4%
better than 46% of 2254 sector peers
Net result €4k €6k
better than 47% of 2238 sector peers
Equity €19k €17k
better than 53% of 2260 sector peers
Gross operating margin €10k €28k
better than 27% of 2226 sector peers
Total assets €77k €66k
better than 55% of 2255 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P46
2022: P95 · n=13472023: P95 · n=18162024: P46 · n=22542022 2024
Weakening position over 2022-2024 · n=1347-2254
Equity P53
2022: P46 · n=13562023: P48 · n=18272024: P53 · n=22602022 2024
Stable position over 2022-2024 · n=1356-2260
Total assets P55
2022: P16 · n=13482023: P16 · n=18182024: P55 · n=22552022 2024
Improving position over 2022-2024 · n=1348-2255
Describes the position versus peers, not a forecast.
EBITDA
€9k
- 22-24
Net profit
€4k
- 22-24
Cash flow
€8k
- 22-24
Total assets
€77k
+381.2% 22-24
Equity
€19k
+27.6% 22-24
Working capital
€-20k
- 22-24
Income taxes
€768
- 22-24
Debt
€58k
+5416.3% 22-24
Debt ≤ 1y
€58k
+5416.3% 22-24
Current ratio
0.65
-95.7% 22-24
Quick ratio
0.65
-95.7% 22-24
Solvency
24.8%
-73.5% 22-24
Debt / equity
3.04
+4223.9% 22-24
ROE
21.6%
- 22-24
ROA
5.4%
- 22-24
Interest coverage
406.72
- 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€9k
Net profit€4k
Cash flow€8k
Staff costs-
Income taxes€768
Dividends-
Total assets€77k
Equity€19k
Debt€58k
of which ≤ 1y€58k
of which > 1y-
Working capital€-20k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.65
Quick ratio0.65
Working capital ratio-26.1%
Solvency24.8%
Debt / equity3.04
Long-term debt ratio-
Interest coverage406.72
Gross margin-
Net margin-
ROA5.4%
ROE21.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€77k
Fixed assets 21/28€39k
Tangible fixed assets 22/27€38k
Financial fixed assets 28€1k
Current assets 29/58€38k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€77k
Equity 10/15€19k
Contributions / capital 10/11€16k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€58k
Amounts payable within one year 42/48€58k
Trade debts payable within one year 44€45k
Income statement
Gross operating margin 9900€10k
Operating result 9901€5k
Financial charges 65€23
Result before taxes 9903€5k
Income taxes 67/77€768
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

7 directors
Current directors & mandates
  • El Miri Abderrahmane
    Director
    State Gazette act 25078062 (23-06-2025)
    Current
    23-06-2025 → present
  • Arraj Bilal
    Director
    State Gazette act 25078061 (23-06-2025)
    Current
    16-06-2025 → present
  • SABER AYOUB
    Director
    State Gazette act 25074816 (16-06-2025)
    Current
    06-06-2025 → present
    2 events
    • 06-06-2025 Appointed· Director
    • 31-03-2025 Resigned· Director (executive)
  • AIT RHAZOUANI Yassin
    Director
    State Gazette act 25343688 (09-07-2025)
    Current
    23-03-2025 → present
  • Samadi Zouhair
    Director
    State Gazette act 24110220 (22-07-2024)
    Current
    22-07-2024 → present
  • BOUALI NASR EDDINE
    Director
    State Gazette act 23163899 (21-12-2023)
    Current
    13-12-2023 → present
Former directors (1)
  • BICHRI SOUKAINA
    Director
    State Gazette act 23163899 (21-12-2023)
    Former
    - → 13-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Personenvervoer per spoor anders dan per trein(49120)
Legal form Private limited company(610)
Incorporation24-05-2022
StatusActive
Postal code1950

Structure & network

Locations & real estate

Establishment units

1 location
C&C
Arteveldestraat 135, 1000 BrusselPersonenvervoer over de weg zonder dienstregeling
since 20232.353.006.697
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.3 ha
Buildings2
Building footprint1,679 m²
Volume (LiDAR)52,648 m³
Tallest building42.8 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
21811M1469/00N000 Brussels 1,995 m² 1 · 814 m² 25.4 m · 8 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Address history · 1
21-12-2023
Registered-office move
All acts · 6 updated 1 year ago
2025
09-07-2025 AIT RHAZOUANI Yassin appointed as director Director changes·David INDEKEU
  • AIT RHAZOUANI Yassin, Bestuurder
Notary: David INDEKEU · Brussel
23-06-2025 Arraj Bilal appointed as director Director changes
  • Arraj Bilal, Bestuurder
23-06-2025 1 director appointed, 1 resigning Director changes
  • El Miri Abderrahmane, Bestuurder
  • Saber Ayoub, Directeur
16-06-2025 SABER AYOUB appointed as director Director changes
  • SABER AYOUB, Bestuurder
2024
22-07-2024 Samadi Zouhair appointed as director Director changes
  • Samadi Zouhair, Bestuurder
2023
21-12-2023 Registered office moved within Bruxelles Registered-office change
  • Rue de la Buanderie 3/11, 1000 Bruxelles → rue Van Artevelde 135/21, 1000 Bruxelles

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency29Growth78Stability94
70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 29
Growth 78
Stability 94

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Personenvervoer per spoor anders dan per trein49120Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameNL C&C
Registered office
Steenweg op Mechelen 455 bus 1
1950 Kraainem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.