C.B. CONSTRUCTION
ActiveC.B. CONSTRUCTION has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €447k and a net result of €53k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+2
Solvency86▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.13 in 2023; short-term debt: 18.2% and cash: 19.7% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-03-2025, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
128 d early
2023
97 d early
2022
94 d early
2021
51 d early
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€53k▲ 20.4%
2023 · €44k
2018: €45k
2019: €159k
2020: €30k
2021: €40k
2022: €96k
2023: €44k
2018 → 2024
Working capital
€54k▲ 195%
2023 · €18k
2018: €134k
2019: €316k
2020: €141k
2021: €162k
2022: €174k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€332k-€344k▲ 3.6%€370k▲ 7.7%€394k▲ 6.4%€447k▲ 13.3%
Operating result€43k-€58k▲ 34.0%€122k▲ 110%€56k▼ 54.3%€77k▲ 39.2%
Net result€30k-€40k▲ 31.0%€96k▲ 142%€44k▼ 54.7%€53k▲ 20.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 39% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €729k
Fixed assets
€542k▼ 1.4%
Current assets
€187k▲ 20.4%
Equity and liabilities €729k
Equity
€447k▲ 13.3%
Provisions
€11k▼ 8.2%
Debt
€271k▼ 9.4%
The debt ratio falls from 42.4% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▲
2023 · €90k
Cash flow
€81k▲
2023 · €78k
Solvency
61.3%▲
2023 · 55.9%
Current ratio
1.41▲
2023 · 1.13
Quick ratio
1.41▲
2023 · 1.13
Debt / equity
0.61▼
2023 · 0.76
ROE
11.8%▲
2023 · 11.1%
ROA
7.2%▲
2023 · 6.2%
Interest coverage
29.19▲
2023 · 21.83
Debt
€271k▼
2023 · €299k
Debt ≤ 1 year
€133k▼
2023 · €137k
Debt > 1 year
€138k▼
2023 · €162k
Income taxes
€22k▲
2023 · €9k
Staff costs
€240k▼
2023 · €251k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€705k€729k▲
Fixed assets21/28€550k€542k▼
Tangible fixed assets22/27€550k€542k▼
Land and buildings22€519k€501k▼
Plant, machinery and equipment23€12k€28k▲
Furniture and vehicles24€18k€14k▼
Current assets29/58€155k€187k▲
Amounts receivable within one year40/41€31k€34k▲
Trade receivables40-€24k
Other amounts receivable41€31k€10k▼
Cash at bank and in hand54/58€117k€144k▲
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€705k€729k▲
Equity10/15€394k€447k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€51k€47k▼
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Tax-exempt reserves132€49k€45k▼
Distributable reserves133-€2k
Profit (loss) carried forward14€337k€394k▲
Provisions and deferred taxes16€12k€11k▼
Deferred taxes168€12k€11k▼
Amounts payable17/49€299k€271k▼
Amounts payable after more than one year17€162k€138k▼
Financial debts170/4€162k€138k▼
Amounts payable within one year42/48€137k€133k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€32k€54k▲
Suppliers440/4€32k€54k▲
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€1k€9k▲
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€70k€40k▼
Income statement
Code20232024
Remuneration, social security and pensions62€251k€240k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€29k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A-€378
Gross operating margin9900€346k€351k▲
Operating profit (loss)9901€56k€77k▲
Financial income75/76B-€45
Recurring financial income75-€45
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€51k€74k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€9k€22k▲
Profit (loss) for the period9904€44k€53k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€48k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€357k€394k▲
Profit (loss) brought forward from the previous period14P€309k€337k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
Social balance
Average headcount (FTE)90875.7-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €30k ▼80.9%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €159k ▲251%
Operating result €215k, net result €159k, both a record.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fexhe-le-Haut-Clocher · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Champs 104347 Fexhe-le-Haut-ClocherGround area
1,287 m²
Building footprint
313 m²
Volume, LiDAR
1,964 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C.B CONSTRUCTION
since 20052.149.739.437
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64423A0251/00P000 | Wallonia | 774 m² | 1 · 147 m² | 5.9 m · 1 fl. |
| 62073B1064/00B003 | Wallonia | 513 m² | 1 · 165 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MGA CONSTRUCT
BE 0744.760.951
Opwijk · Eq €447k
RENOVATIEF VERBOUWEN
BE 0653.898.972
Roeselare · Eq €447k
Vandekeere Frédéric
BE 0537.746.719
Kuurne · Eq €446k
HOME PERFECT
BE 0831.220.813
Sint-Genesius-Rode · Eq €446k
BOUWWERKEN CHRIS WILLAERT - DESPLENTER
BE 0876.442.213
Moorslede · Eq €447k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 9,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43410Roofing work
45212
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:C.B.Construction@live.be