C.A.E. CONSULTING
ActiveSummary
C.A.E. CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+19
Solvency32▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.36 against 5.39 in 2024; short-term debt: 21.7% of total assets), but 93.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
3.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 13%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
on the day
2022
2 d early
2021
31 d late
2020
20 d late
2019
70 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 83.5%
2024 · €5k
2018: €-9klowest in 8 years
2019: €-5k▲ +43.4% vs 2018
2020: €1k▲ +125% vs 2019
2021: €7k▲ +427% vs 2020
2022: €10k▲ +50.7% vs 2021highest in 8 years
2023: €7k▼ -28.9% vs 2022
2024: €5k▼ -28.3% vs 2023
2025: €10k▲ +83.5% vs 2024
2018 → 2025
Total assets
€141k▲ 8.9%
2024 · €130k
2018: €129k
2019: €107k▼ -16.5% vs 2018lowest in 8 years
2020: €115k▲ +7.1% vs 2019
2021: €150k▲ +30.1% vs 2020highest in 8 years
2022: €137k▼ -8.7% vs 2021
2023: €128k▼ -6.3% vs 2022
2024: €130k▲ +1.4% vs 2023
2025: €141k▲ +8.9% vs 2024
2018 → 2025
Net result
€4k
2024 · €-2k
2018: €4k
2019: €4k▼ -8.5% vs 2018
2020: €7k▲ +62.4% vs 2019highest in 8 years
2021: €6k▼ -15.9% vs 2020
2022: €3k▼ -37.4% vs 2021
2023: €-3k▼ -186% vs 2022lowest in 8 years
2024: €-2k▲ +30.3% vs 2023
2025: €4k▲ +312% vs 2024
2018 → 2025
Working capital
€103k▼ 0.2%
2024 · €103k
2018: €76klowest in 8 years
2019: €88k▲ +15.9% vs 2018
2020: €96k▲ +9.0% vs 2019
2021: €103k▲ +7.4% vs 2020
2022: €107k▲ +4.2% vs 2021highest in 8 years
2023: €105k▼ -2.0% vs 2022
2024: €103k▼ -1.5% vs 2023
2025: €103k▼ -0.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€10k▲ 50.7%€7k▼ 28.9%€5k▼ 28.3%€10k▲ 83.5%
2021: €7k
2022: €10k▲ +50.7% vs 2021highest in 5 years
2023: €7k▼ -28.9% vs 2022
2024: €5k▼ -28.3% vs 2023lowest in 5 years
2025: €10k▲ +83.5% vs 2024
Operating result€5k-€374▼ 91.9%€-6k€-6k▲ 4.3%€4k
2021: €5khighest in 5 years
2022: €374▼ -91.9% vs 2021
2023: €-6k▼ -1701% vs 2022lowest in 5 years
2024: €-6k▲ +4.3% vs 2023
2025: €4k▲ +166% vs 2024
Net result€6k-€3k▼ 37.4%€-3k€-2k▲ 30.3%€4k
2021: €6khighest in 5 years
2022: €3k▼ -37.4% vs 2021
2023: €-3k▼ -186% vs 2022lowest in 5 years
2024: €-2k▲ +30.3% vs 2023
2025: €4k▲ +312% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€8k ▲ 161%
Current assets
€134k ▲ 5.5%
Equity and liabilities €141k
Equity
€10k ▲ 83.5%
Provisions
€101k =
Debt
€31k ▲ 30.3%
Debt's share of the balance-sheet total rises from 18.1% to 21.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €-5k
Cash flow
€5k▲
2024 · €-2k
Current ratio
4.36▼
2024 · 5.39
Debt to equity
3.17▼
2024 · 4.47
ROE
45.5%▲
2024 · -39.5%
ROA
3.1%▲
2024 · -1.6%
Interest coverage
1.59▲
2024 · -1.77
Debt ≤ 1 year
€31k▲
2024 · €24k
Income taxes
€2k▲
2024 · €321
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€130k€141k▲
Fixed assets21/28€3k€8k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€1k€828▼
Other tangible fixed assets26€1k€7k▲
Financial fixed assets28€148€148=
Current assets29/58€127k€134k▲
Amounts receivable after more than one year29€56k€56k=
Other amounts receivable291€56k€56k=
Amounts receivable within one year40/41€44k€49k▲
Trade receivables40€7k€7k▼
Other amounts receivable41€37k€42k▲
Deferred charges and accrued income490/1€27k€29k▲
Equity and liabilities
Total equity and liabilities10/49€130k€141k▲
Equity10/15€5k€10k▲
Contributions10/11€7k€7k=
Capital10€7k€7k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€-1k€3k▲
Provisions and deferred taxes16€101k€101k=
Provisions for liabilities and charges160/5€101k€101k=
Pensions and similar obligations160€101k€101k=
Amounts payable17/49€24k€31k▲
Amounts payable within one year42/48€24k€31k▲
Financial debts43€21k€25k▲
Credit institutions430/8€21k€25k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€723€3k▲
Taxes450/3€723€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€532€1k▲
Other operating charges640/8-€70
Gross operating margin9900€-5k€5k▲
Operating profit (loss)9901€-6k€4k▲
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-2k€7k▲
Income taxes67/77€321€2k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€3k▲
Profit (loss) brought forward from the previous period14P€755€-1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €882 | €882 | €532 | €1k | ▲ 92.0% |
| Other operating charges640/8 | - | - | €70 | - | €70 | - |
| Gross operating margin9900 | €6k | €1k | €-5k | €-5k | €5k | ▲ 194% |
| Operating profit (loss)9901 | €5k | €374 | €-6k | €-6k | €4k | ▲ 166% |
| Financial income75/76B | €5k | €6k | €5k | €7k | €6k | ▼ 15.7% |
| Recurring financial income75 | €5k | €6k | €5k | €7k | €6k | ▼ 15.7% |
| Financial charges65/66B | €2k | €1k | €2k | €3k | €3k | ▲ 2.9% |
| Recurring financial charges65 | €2k | €1k | €2k | €3k | €3k | ▲ 2.9% |
| Profit (loss) for the period before taxes9903 | €8k | €5k | €-3k | €-2k | €7k | ▲ 474% |
| Income taxes67/77 | €2k | €2k | €230 | €321 | €2k | ▲ 578% |
| Profit (loss) for the period9904 | €6k | €3k | €-3k | €-2k | €4k | ▲ 312% |
| Profit (loss) for the period to be appropriated9905 | €6k | €3k | €-3k | €-2k | €4k | ▲ 312% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €150k | €137k | €128k | €130k | €141k | ▲ 8.9% |
| Fixed assets21/28 | €5k | €4k | €3k | €3k | €8k | ▲ 161% |
| Tangible fixed assets22/27 | €5k | €4k | €3k | €3k | €7k | ▲ 170% |
| Plant, machinery and equipment23 | €2k | €2k | €2k | €1k | €828 | ▼ 33.3% |
| Other tangible fixed assets26 | €3k | €2k | €2k | €1k | €7k | ▲ 340% |
| Financial fixed assets28 | €148 | €148 | €148 | €148 | €148 | = |
| Current assets29/58 | €145k | €132k | €125k | €127k | €134k | ▲ 5.5% |
| Amounts receivable after more than one year29 | €56k | €56k | €56k | €56k | €56k | = |
| Other amounts receivable291 | €56k | €56k | €56k | €56k | €56k | = |
| Amounts receivable within one year40/41 | €67k | €55k | €45k | €44k | €49k | ▲ 9.8% |
| Trade receivables40 | €28k | €7k | €8k | €7k | €7k | ▼ 8.3% |
| Other amounts receivable41 | €39k | €48k | €37k | €37k | €42k | ▲ 13.5% |
| Deferred charges and accrued income490/1 | €22k | €21k | €24k | €27k | €29k | ▲ 9.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €150k | €137k | €128k | €130k | €141k | ▲ 8.9% |
| Equity10/15 | €7k | €10k | €7k | €5k | €10k | ▲ 83.5% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Capital10 | €7k | €7k | €7k | €7k | €7k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | €12k | €12k | €12k | €12k | €12k | = |
| Profit (loss) carried forward14 | €262 | €4k | €755 | €-1k | €3k | ▲ 332% |
| Provisions and deferred taxes16 | €101k | €101k | €101k | €101k | €101k | = |
| Provisions for liabilities and charges160/5 | €101k | €101k | €101k | €101k | €101k | = |
| Pensions and similar obligations160 | €101k | €101k | €101k | €101k | €101k | = |
| Amounts payable17/49 | €42k | €25k | €20k | €24k | €31k | ▲ 30.3% |
| Amounts payable within one year42/48 | €42k | €25k | €20k | €24k | €31k | ▲ 30.3% |
| Financial debts43 | €24k | €22k | €17k | €21k | €25k | ▲ 22.0% |
| Credit institutions430/8 | €24k | €22k | €17k | €21k | €25k | ▲ 22.0% |
| Trade debts44 | €14k | €2k | €2k | €2k | €2k | ▼ 1.4% |
| Suppliers440/4 | €14k | €2k | €2k | €2k | €2k | ▼ 1.4% |
| Taxes, remuneration and social security45 | €4k | €2k | €1k | €723 | €3k | ▲ 360% |
| Taxes450/3 | €4k | €2k | €1k | €723 | €3k | ▲ 360% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €3k | €-3k | €-2k | €4k | ▲ 312% |
| + Depreciation and write-downs630 | €2k | €882 | €882 | €532 | €1k | ▲ 92.0% |
| Operating cash flow (approximation) | €7k | €4k | €-2k | €-2k | €5k | ▲ 450% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-6k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-09
Financial
Highest result since 2018net €7k ▲62.4%
Operating result €5k, net result €7k, both a record.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity triplescurrent ratio 8.46
Current ratio from 3.04 to 8.46; short-term debt falls from €37k to €12k.
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2000
Ground area
302 m²
Building footprint
78 m²
Parcel 25385B0015/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Cours de Valduc 9, 1348 Ottignies-Louvain-la-Neuve
since 20002.096.753.186
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385B0015/00K002 | Wallonia | 302 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0754.495.890
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 4,350 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-04-2000
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.