BVDW
ActiveSummary
BVDW has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €29k. Equity is growing by ~83.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency37=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.01 in 2024; short-term debt: 49% and cash: 8% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
5.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
289 d late
2023
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 79.7%
2024 · €36k
2023: €4k
2024: €36k
2023 → 2025
Total assets
€526k▲ 72.0%
2024 · €306k
2023: €213k
2024: €306k
2023 → 2025
Net result
€29k▼ 9.1%
2024 · €31k
2023: €2k
2024: €31k
2023 → 2025
Working capital
€-37k
2024 · €714
2023: €-84k
2024: €714
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€36k▲ 709%€64k▲ 79.7%
Operating result€2k-€32k▲ 1,512%€40k▲ 25.2%
Net result€2k-€31k▲ 1,526%€29k▼ 9.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €525k
Fixed assets
€304k ▲ 44.6%
Current assets
€221k ▲ 134%
Equity and liabilities €526k
Equity
€64k ▲ 79.7%
Debt
€461k ▲ 71.0%
Debt's share of the balance-sheet total falls from 88.3% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €36k
Cash flow
€33k▼
2024 · €35k
Current ratio
0.86▼
2024 · 1.01
Debt to equity
7.16▼
2024 · 7.53
ROE
44.4%▼
2024 · 87.6%
ROA
5.4%▼
2024 · 10.3%
Interest coverage
40.54▼
2024 · 130.22
Debt ≤ 1 year
€258k▲
2024 · €94k
Debt > 1 year
€202k▲
2024 · €108k
Income taxes
€11k▲
2024 · €570
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€306k€526k▲
Formation expenses20€809€514▼
Fixed assets21/28€210k€304k▲
Tangible fixed assets22/27€210k€304k▲
Land and buildings22€135k€279k▲
Other tangible fixed assets26€76k€25k▼
Current assets29/58€95k€221k▲
Amounts receivable within one year40/41€80k€179k▲
Trade receivables40€80k€156k▲
Other amounts receivable41€216€22k▲
Cash at bank and in hand54/58€14k€42k▲
Deferred charges and accrued income490/1€160€216▲
Equity and liabilities
Total equity and liabilities10/49€306k€526k▲
Equity10/15€36k€64k▲
Contributions10/11€3k€3k=
Reserves13-€29k
Distributable reserves133-€29k
Profit (loss) carried forward14€33k€33k=
Amounts payable17/49€270k€461k▲
Amounts payable after more than one year17€108k€202k▲
Financial debts170/4€108k€202k▲
Amounts payable within one year42/48€94k€258k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€75k€209k▲
Suppliers440/4€75k€209k▲
Taxes, remuneration and social security45-€14k
Taxes450/3-€14k
Other amounts payable47/48€10k€26k▲
Accrued charges and deferred income492/3€68k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€500€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€37k€46k▲
Operating profit (loss)9901€32k€40k▲
Financial income75/76B€0€19▲
Recurring financial income75€0€19▲
Financial charges65/66B€278€1k▲
Recurring financial charges65€278€1k▲
Profit (loss) for the period before taxes9903€32k€39k▲
Income taxes67/77€570€11k▲
Profit (loss) for the period9904€31k€29k▼
Profit (loss) for the period to be appropriated9905€31k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€62k▲
Profit (loss) brought forward from the previous period14P€2k€33k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 289 days late
2024
30-09
Financial
Highest result since 2023net €31k ▲1526%
Net result €31k, the highest in the series.
30-09
Financial
Liquidity times 10current ratio 1.01
Current ratio from 0.10 to 1.01.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langendamdreef 229880 AalterGround area
3,321 m²
Building footprint
296 m²
Volume, LiDAR
1,379 m³
Parcel 44502C0722/00M000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVDW
since 20222.332.377.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0722/00M000 | Flanders | 3,321 m² | 1 · 296 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAHO² INVEST
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2022
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
46231Wholesale of live animals
47690Retail sale of other cultural and recreation goods
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.