BVC DEVELOPMENT
ActiveBVC DEVELOPMENT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €-54k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency82▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.94 in 2024; short-term debt: 37.2% and cash: 20% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
-32.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-54k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
44 d early
2023
41 d early
2022
42 d early
2021
34 d early
2020
44 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▼ 36.3%
2024 · €148k
2019: €196k
2020: €108k
2021: €120k
2022: €186k
2023: €188k
2024: €148k
2019 → 2025
Total assets
€164k▼ 29.9%
2024 · €235k
2019: €202k
2020: €114k
2021: €142k
2022: €244k
2023: €272k
2024: €235k
2019 → 2025
Net result
€-54k▼ 36.7%
2024 · €-39k
2019: €-20k
2020: €-87k
2021: €12k
2022: €66k
2023: €1k
2024: €-39k
2019 → 2025
Working capital
€86k▼ 37.3%
2024 · €138k
2019: €194k
2020: €108k
2021: €121k
2022: €175k
2023: €175k
2024: €138k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€186k▲ 54.9%€188k▲ 0.7%€148k▼ 21.0%€94k▼ 36.3%
Operating result€17k-€58k▲ 237%€51k▼ 10.5%€22k▼ 57.2%€-53k
Net result€12k-€66k▲ 445%€1k▼ 98.0%€-39k€-54k▼ 36.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €53k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€17k▼ 34.9%
Current assets
€147k▼ 29.3%
Equity and liabilities €164k
Equity
€94k▼ 36.3%
Debt
€70k▼ 19.1%
The debt ratio rises from 36.8% to 42.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-43k▼
2024 · €32k
Cash flow
€-44k▼
2024 · €-29k
Solvency
57.5%▼
2024 · 63.2%
Current ratio
2.41▼
2024 · 2.94
Quick ratio
2.41▼
2024 · 2.94
Debt / equity
0.74▲
2024 · 0.58
ROE
-56.9%▼
2024 · -26.5%
ROA
-32.7%▼
2024 · -16.8%
Interest coverage
-18.91▼
2024 · 0.52
Debt
€70k▼
2024 · €86k
Debt ≤ 1 year
€61k▼
2024 · €71k
Debt > 1 year
€7k▼
2024 · €15k
Income taxes
€360▲
2024 · €332
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€164k▼
Fixed assets21/28€26k€17k▼
Tangible fixed assets22/27€26k€17k▼
Furniture and vehicles24€26k€17k▼
Current assets29/58€209k€147k▼
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€13k€9k▼
Other amounts receivable41-€95
Current investments50/53€100k€101k▲
Cash at bank and in hand54/58€91k€33k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€235k€164k▼
Equity10/15€148k€94k▼
Contributions10/11€6k€6k=
Reserves13€40k€40k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€102k€48k▼
Amounts payable17/49€86k€70k▼
Amounts payable after more than one year17€15k€7k▼
Financial debts170/4€15k€7k▼
Amounts payable within one year42/48€71k€61k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€979▼
Taxes450/3€9k€804▼
Remuneration and social security454/9-€174
Other amounts payable47/48€51k€50k▼
Accrued charges and deferred income492/3€236€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€13k€4k▼
Gross operating margin9900€45k€-38k▼
Operating profit (loss)9901€22k€-53k▼
Financial income75/76B€617€2k▲
Recurring financial income75€617€2k▲
Financial charges65/66B€62k€2k▼
Recurring financial charges65€62k€2k▼
Profit (loss) for the period before taxes9903€-39k€-53k▼
Income taxes67/77€332€360▲
Profit (loss) for the period9904€-39k€-54k▼
Profit (loss) for the period to be appropriated9905€-39k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€48k▼
Profit (loss) brought forward from the previous period14P€141k€102k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €66k ▲445%
Operating result €58k, net result €66k, both a record.
30-06
Financial
Equity above €150kEq €186k ▲54.9%
2 profitable years in a row build equity to €186k.
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergage 391160 OudergemGround area
3,050 m²
Building footprint
1,158 m²
Volume, LiDAR
17,590 m³
Parcel 21332B0377/00R000, Brussels · tallest building 22.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BVC DEVELOPMENT
since 20102.187.349.010
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0377/00R000 | Brussels | 3,050 m² | 1 · 1,158 m² | 22.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900O85NQXA4F1DP68
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bvcdevelopment@gmail.com